Real-Time Transparent Tally on Public Ledger

Replace manual paperwork and siloed databases with a single source of truth. Every transfer of custody, from raw material to retail, is immutably logged.

• Real-World Example: Walmart uses blockchain to track leafy greens, reducing trace-back time from 7 days to 2.2 seconds.
• ROI Drivers: Slash recall costs by up to 30%, reduce insurance premiums, and enable premium pricing for verified sustainable sourcing.

Eliminate the multi-day, error-prone process of matching transactions across ledgers. Smart contracts automate settlement upon predefined conditions.

• The Pain Point: Banks spend billions annually on reconciliation. A single trade can involve 10+ manual checks.
• The Blockchain Fix: Shared ledger ensures all parties see the same data in real-time. DTCC's blockchain platform processes $10+ trillion in credit derivatives annually, cutting reconciliation time from weeks to minutes.

Transform compliance from a costly, reactive audit to a continuous, transparent process. Regulators can be granted read-only access to a verifiable audit trail.

• Key Benefit: Drastically reduce the labor and cost of manual audit preparation. Provide proof of compliance (e.g., GDPR data consent, SOX controls) on-demand.
• Quantifiable Impact: Firms report up to a 50% reduction in audit preparation time and a significant decrease in compliance-related fines.

Combat greenwashing by putting sustainability claims on an immutable ledger. Track carbon offsets, renewable energy certificates, and ethical sourcing from origin to claim.

• Market Need: Over 90% of S&P 500 companies publish ESG reports, but verification is costly and opaque.
• Blockchain Solution: Creates a tamper-proof chain of custody. The World Bank's blockchain bonds raised over $300M, with proceeds tracked transparently to green projects, increasing investor trust.

Solve the "black box" of royalty payments in media, software, and pharmaceuticals. Smart contracts automatically split and distribute payments based on immutable usage data.

• The Fix for Creators: Ensures artists, inventors, and licensors are paid accurately and promptly. Spotify acquired a blockchain firm to improve royalty transparency for musicians.
• Business ROI: Reduces administrative overhead by up to 70%, eliminates payment disputes, and unlocks new micro-licensing revenue streams.

Streamline the $18 trillion global trade finance market by digitizing Letters of Credit and Bills of Lading on a shared, permissioned ledger.

• Legacy Pain: A single shipment requires 20+ paper documents, leading to delays, fraud, and high processing costs.
• Ledger Solution: Marco Polo Network and we.trade enable real-time visibility and automated payment upon shipment receipt. Reduces transaction time from 5-10 days to under 24 hours, freeing up working capital.

The Pain Point: Complex, opaque supply chains make verifying product authenticity and ethical sourcing nearly impossible, leading to fraud, brand damage, and compliance risks.

The Blockchain Fix: Each item is assigned a unique, immutable digital passport on a public ledger. Every transfer—from raw material to retail—is recorded, creating a verifiable audit trail. This enables:

• Instant verification of authenticity for consumers and regulators.
• Automated compliance with ethical sourcing laws (e.g., EU Deforestation Regulation).
• Recall efficiency reduced from weeks to minutes by pinpointing affected batches.

Real Example: De Beers' Tracr platform tracks diamonds from mine to retailer, ensuring they are conflict-free and reducing insurance costs.

The Pain Point: Traditional international payments are slow (3-5 days), expensive (high FX and intermediary fees), and lack transparency, creating cash flow and reconciliation headaches.

The Blockchain Fix: A public ledger acts as a shared source of truth for transactions, enabling:

• Settlement in seconds versus days, freeing up working capital.
• Cost reduction of 40-80% by eliminating correspondent banks and manual processes.
• Real-time tracking of letters of credit and trade documents, reducing fraud.

Real Example: Marco Polo Network (TradeIX, R3) uses a blockchain-based platform for open account trade finance, providing real-time visibility and automated payment commitments, significantly shortening payment cycles.

The Pain Point: Siloed identity systems force repetitive KYC/AML checks, create privacy risks, and make credential fraud (diplomas, licenses) easy, increasing operational costs and liability.

The Blockchain Fix: Users control self-sovereign identities with verifiable credentials anchored to a public ledger. Benefits include:

• One-time verification for KYC, reusable across services ("portable compliance").
• Instant, tamper-proof verification of academic or professional credentials.
• Enhanced privacy through zero-knowledge proofs, sharing only necessary data.

Real Example: The State of Singapore issues digital educational credentials on the OpenCerts platform, allowing employers to instantly verify qualifications, reducing administrative fraud and processing time.

The Pain Point: Carbon markets are plagued by double-counting, opaque origins, and unreliable audits, undermining corporate ESG claims and making credible offsetting difficult.

The Blockchain Fix: Tokenizing carbon credits on a public ledger creates an immutable chain of custody. This ensures:

• Transparent provenance from project creation to retirement, preventing fraud.
• Automated, auditable reporting for Scope 3 emissions and ESG compliance.
• Market liquidity through fractionalization and transparent pricing.

Real Example: Verra, a major carbon standard, is exploring blockchain to digitize its Verified Carbon Units (VCUs) to increase transparency and trust in the voluntary carbon market.