We architect, develop, and deploy custom Solidity and Rust smart contracts that are secure by design. Our process integrates formal verification and multi-layered audits to mitigate risks before deployment.
LABS
Services
Private Lending Protocol Architecture
We design and build confidential lending and borrowing protocols using zero-knowledge proofs. Shield loan terms, collateralization ratios, and credit histories to create compliant private capital markets for institutions.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3-native engineers.
- Custom Logic: Build bespoke DeFi primitives, NFT mechanics, DAO governance, and enterprise-grade business logic.
- Security-First: Development follows OpenZeppelin standards, with pre-launch audits from leading firms.
- Gas Optimization: We write efficient code to minimize transaction costs and maximize user savings.
- Full Lifecycle: From initial spec to mainnet deployment and post-launch monitoring.
Deploy audited, high-assurance contracts in as little as 2-4 weeks, accelerating your time-to-market while ensuring fund safety.
key-features-cards
PRODUCTION-READY MODULES
Core Architecture Components We Deliver
We build and deploy the foundational smart contracts and backend systems that power secure, scalable, and compliant private lending protocols. Each component is designed for enterprise-grade reliability.
01
Collateral Management Engine
Secure, multi-asset vault system supporting ERC-20, ERC-721, and ERC-1155 tokens. Features automated price oracles, LTV ratio enforcement, and liquidation triggers to protect lender capital.
99.9%
Oracle Uptime
< 24h
Liquidation Response
02
Loan Origination & Terms Smart Contracts
Customizable loan factory contracts enabling fixed/floating rates, bullet/installment repayments, and automated disbursement. Implements signed term sheets for off-chain negotiation.
2-5 sec
Contract Deployment
EIP-712
Signature Standard
03
Private Transaction Layer
Confidential on-chain settlement using zero-knowledge proofs or trusted execution environments (TEEs). Hides loan amounts, collateral details, and counterparty identities from public mempools.
Aztec / Oasis
Protocol Support
Gas Optimized
ZK Circuit Design
04
Compliance & KYC/AML Gateway
Modular integration with providers like Chainalysis or Elliptic for address screening and transaction monitoring. Enforces jurisdictional rules at the smart contract level.
API-First
Design
Real-time
Sanctions Check
05
Repayment & Liquidation Automation
Automated bots and keeper networks that monitor loan health, process repayments, and execute collateral liquidations. Includes fail-safe mechanisms and multi-signature controls.
24/7
Monitoring
< 5 min
Default Action
06
Admin & Governance Dashboard
Secure web interface for protocol operators to manage risk parameters, view portfolio health, pause functions in emergencies, and upgrade contracts via a Timelock controller.
Multi-sig
Access Control
Audit Logs
Full Transparency
benefits
PROVEN RESULTS
Business Outcomes for Your Lending Platform
Our private lending protocol architecture delivers measurable improvements in capital efficiency, security, and time-to-market. See the tangible outcomes for your business.
01
Accelerated Time-to-Market
Deploy a fully audited, production-ready lending protocol in under 6 weeks. We provide a modular architecture with pre-built modules for collateral management, liquidations, and interest rate models, allowing you to focus on your unique market strategy.
< 6 weeks
To Production
Pre-audited
Codebase
02
Enterprise-Grade Security
Launch with confidence using battle-tested smart contracts that have secured over $1.2B+ in TVL across our client deployments. Every protocol undergoes formal verification and audits by firms like Spearbit and Cyfrin before deployment.
$1.2B+
Secured TVL
Zero Critical
Audit Findings
03
Capital Efficiency & Yield
Maximize lender APY and borrower LTV ratios with our optimized liquidation engines and dynamic interest rate algorithms. Our architecture typically achieves 15-25% higher capital efficiency compared to forked public protocols.
15-25%
Higher Efficiency
< 5 sec
Liquidation Time
04
Regulatory & Compliance Readiness
Build with compliance-by-design. Our architecture supports permissioned pools, KYC/AML integration hooks, and transaction monitoring, enabling seamless operation in regulated financial environments.
On-Chain
Compliance Hooks
Permissioned
Pool Support
05
Reduced Operational Overhead
Eliminate the DevOps burden. We provide managed node infrastructure, 24/7 monitoring, and automated upgrade mechanisms with a 99.95% uptime SLA, freeing your team to focus on product growth.
99.95%
Uptime SLA
Managed
Infrastructure
06
Scalable Multi-Chain Foundation
Future-proof your protocol with a core architecture designed for seamless deployment across EVM-compatible chains (Ethereum, Arbitrum, Polygon). Avoid vendor lock-in and expand your market reach efficiently.
EVM
Native Design
Multi-Chain
Deployment Ready
Choose Your Implementation Tier
Structured Development Paths
Compare our modular service tiers for launching a secure, production-ready private lending protocol. Each path is designed to meet specific technical and operational requirements.
| Core Component | Foundation | Production | Institutional |
|---|---|---|---|
Protocol Architecture Review | |||
Custom Smart Contract Development | Basic Lending Pool | Full Protocol Suite | Multi-Chain & Modular |
Security Audit Scope | Automated + Manual Review | Full Formal Verification | Multi-Firm Audit & Bug Bounty Setup |
Deployment & Integration Support | Mainnet Deployment | Multi-Chain Deployment & Oracles | Full Infrastructure & Frontend |
Smart Contract Monitoring & Alerts | 7-Day Post-Launch | 90-Day SLA | 24/7 with 1-Hour Response SLA |
Protocol Upgrade & Governance Support | Advisory | Full Implementation | |
Compliance & Risk Framework | Basic | Advanced (KYC/AML Hooks) | Custom Institutional (Regulatory Advisory) |
Time to Market | 4-6 weeks | 8-12 weeks | 12+ weeks |
Estimated Investment | $50K - $100K | $150K - $300K | Custom Quote |
how-we-deliver
PROVEN PROCESS
Our Delivery Methodology for ZK Systems
We deliver production-ready private lending protocols with a structured, security-first approach that reduces risk and accelerates your time-to-market.
01
Architecture & Circuit Design
We design custom zero-knowledge circuits for private balances and transaction verification, ensuring protocol logic is correctly encoded for security and efficiency.
Circom 2.1+
Circuit Framework
PLONK / Groth16
Proof Systems
02
Implementation & Auditing
Our team writes and rigorously tests verifier contracts in Solidity and circuit logic. Every component undergoes internal review and formal verification where applicable.
OpenZeppelin
Security Standards
Formal Verification
Critical Paths
03
Integration & Deployment
We seamlessly integrate the ZK verifier with your lending pool smart contracts and front-end, handling deployment to mainnet and testnets with comprehensive monitoring setup.
< 3 weeks
Avg. Integration
Multi-chain
Deployment Ready
04
Ongoing Support & Optimization
Post-launch, we provide support for upgrades, gas optimization for proof verification, and guidance on integrating new features or scaling the protocol.
24/7 Monitoring
Protocol Health
Gas Cost Analysis
Continuous Optimization
security-approach
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by experts for your Web3 product.
We architect and deploy custom smart contracts that are secure, gas-optimized, and ready for mainnet. Our process delivers audit-ready code from day one, reducing your time-to-market and technical risk.
- Security-First Development: Built on
Solidity 0.8+withOpenZeppelinlibraries and internal review patterns. - Full-Stack Integration: Contracts are delivered with comprehensive testing suites and integration guides for your frontend.
- Protocol Specialization: Expertise in
ERC-20,ERC-721,ERC-1155, staking systems, and custom DeFi logic. - Deployment & Verification: We handle deployment to testnets and mainnet, with full source code verification on block explorers.
We don't just write code; we deliver a production-grade foundation that scales with your user base and secures your assets.
Technical & Commercial Insights
Frequently Asked Questions on Private Lending Protocol Architecture
Get clear answers on timelines, costs, security, and technical implementation for your custom private lending protocol.
A standard private lending protocol with core features (borrow/lend pools, interest models, admin dashboard) deploys in 3-5 weeks. Complex integrations (multi-chain, advanced oracles, custom liquidation engines) can extend to 8-12 weeks. We provide a detailed sprint-by-sprint roadmap during discovery.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall