We architect and deploy battle-tested smart contracts that form the immutable foundation of your application. Our development process is built on OpenZeppelin standards and follows formal verification principles to eliminate vulnerabilities before deployment.
LABS
Services
Anonymous Credit Scoring System
We develop on-chain credit protocols that generate private reputation scores from encrypted transaction history, enabling underwriting for confidential loans without exposing user data.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by certified auditors to power your Web3 product.
Deliver a secure, gas-optimized, and upgradeable contract suite in as little as 2-4 weeks.
- Full-Stack Development: From
ERC-20/721/1155tokens to complex DeFi protocols and DAO governance systems. - Security-First Process: Every line undergoes peer review and automated analysis with
Slither&MythX. - Post-Deployment Support: Includes verification on Etherscan, deployment scripts, and a comprehensive audit readiness package.
key-features-cards
BUILDING TRUST WITHOUT IDENTITY
Core Technical Capabilities We Deliver
We architect and deploy secure, compliant, and scalable anonymous credit scoring systems. Our solutions are engineered to deliver production-ready infrastructure with enterprise-grade reliability.
benefits
MEASURABLE RESULTS
Business Outcomes for Your Lending Platform
Integrating our Anonymous Credit Scoring System delivers concrete, data-driven advantages. Move beyond collateral-based models to unlock new revenue streams and mitigate risk with precision.
01
Expand Your Borrower Pool
Access a new segment of creditworthy but under-collateralized users. Our system evaluates on-chain history and behavior, allowing you to safely offer loans to users with strong financial profiles but limited crypto assets.
3-5x
Potential Borrower Reach
0 ETH
Minimum Collateral
02
Drastically Reduce Default Risk
Make data-backed lending decisions. Our scoring algorithm analyzes thousands of on-chain data points—transaction frequency, DeFi interaction depth, and wallet age—to predict repayment probability and flag high-risk profiles before approval.
>40%
Lower Default Rates
Real-time
Risk Assessment
03
Increase Platform Revenue & TVL
Enable higher loan volumes and more efficient capital deployment. By accurately pricing risk for each user, you can offer competitive, personalized rates that attract deposits and increase total value locked (TVL) on your platform.
20-30%
Higher Fee Revenue
Dynamic
Interest Rate Models
04
Achieve Regulatory Compliance by Design
Build with privacy and compliance in mind. Our system provides robust, verifiable creditworthiness signals without exposing sensitive personal data (PII), helping you meet evolving global standards like GDPR and MiCA for decentralized finance.
Zero-Knowledge
Privacy Layer
Audit-Ready
Data Provenance
05
Faster Time-to-Market for New Products
Launch innovative lending products in weeks, not months. We provide a fully integrated, API-first scoring engine. Skip the 12+ months of R&D required to build, train, and secure a proprietary risk model from scratch.
< 4 weeks
Integration Time
API-First
Deployment
06
Gain a Sustainable Competitive Edge
Differentiate with superior risk management. While competitors rely on over-collateralization, you can offer under-collateralized loans, flash loans with reputation gates, and personalized credit lines—creating a defensible moat in a crowded market.
Proprietary
Risk Algorithms
On-Chain
Reputation Data
Structured Roadmap to Production
Phased Development Tiers
A modular approach to building and deploying your anonymous credit scoring system, from initial MVP to a fully scaled, enterprise-grade solution.
| Core Capabilities | Proof-of-Concept | Production-Ready | Enterprise Scale |
|---|---|---|---|
Zero-Knowledge Proof Circuit Design | |||
On-Chain Reputation Oracle | |||
Multi-Chain Deployment (EVM, L2s) | |||
Custom Risk Model Integration | Basic | Advanced | Fully Custom |
Real-time Data Feed Support | 1 Source | 3+ Sources | Unlimited |
Uptime & Performance SLA | 99.5% | 99.9% | |
Incident Response Time | Best Effort | < 24h | < 4h |
Smart Contract Security Audit | Basic Review | Full Audit + Report | Audit + Continuous Monitoring |
Implementation Timeline | 4-6 weeks | 8-12 weeks | Custom |
Estimated Investment | $50K - $80K | $120K - $200K | Custom |
how-we-deliver
PROVEN METHODOLOGY
Our Development & Integration Process
A structured, four-phase approach to deliver a secure, compliant, and production-ready anonymous credit scoring system. We focus on rapid deployment and seamless integration with your existing FinTech stack.
01
Architecture & Design
We design a custom zero-knowledge proof (ZKP) architecture for your specific use case, selecting optimal frameworks like Circom or Halo2. This phase defines the data ingestion pipeline, on-chain verification logic, and integration points with your core banking or DeFi platform.
1-2 weeks
Design Sprint
3+
Architecture Options
02
Core System Development
Our team builds the core off-chain computation engine and the on-chain verifier smart contracts. We implement the ZK circuits for credit score calculation, ensuring gas efficiency and security with formal verification practices and OpenZeppelin libraries.
4-6 weeks
Development Time
100%
Code Coverage
04
Deployment & Integration
We deploy the verifier contracts to your chosen EVM network (Ethereum, Polygon, Arbitrum) and integrate the scoring API with your application. Includes comprehensive documentation, developer training, and a 30-day support period for seamless go-live.
< 1 week
Integration Time
99.9%
Uptime SLA
Anonymous Credit Scoring
Frequently Asked Questions
Get clear answers on how our privacy-preserving credit scoring system works, from integration to security.
Our system uses Zero-Knowledge Proofs (ZKPs) and Trusted Execution Environments (TEEs) to compute credit scores. Raw financial data is encrypted and processed off-chain in a secure enclave. Only the final, anonymized score is published on-chain, ensuring user privacy while maintaining the integrity of the scoring algorithm. We implement industry standards like Semaphore for identity and Aztec for private computation.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall