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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Cross-Border Payments Wallet Gateway

A specialized Wallet-as-a-Service platform engineered for remittance providers and B2B payment platforms. We deliver low-latency settlement, multi-currency forex optimization, and compliance-first integration with local fiat rails.
Chainscore © 2026
overview
CORE ENGINEERING

Smart Contract Development

Secure, production-ready smart contracts built for speed and compliance.

We architect and deploy custom smart contracts that form the backbone of your Web3 application. Our development process is built on security-first principles, utilizing OpenZeppelin libraries and comprehensive audit trails.

Deliver a secure, auditable, and gas-optimized contract suite in as little as 2-4 weeks.

  • Token Standards: ERC-20, ERC-721, ERC-1155, and custom implementations.
  • DeFi Protocols: Automated Market Makers (AMMs), staking pools, and yield aggregators.
  • Security: Formal verification, multi-signature deployment, and pre-audit code reviews.
  • Integration: Full-stack readiness with front-end SDKs and ethers.js/web3.js support.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE

Core Capabilities of Our Payment Gateway

Our wallet gateway is engineered for fintechs and crypto-native businesses requiring robust, compliant, and scalable cross-border payment rails. We deliver the foundational infrastructure so you can focus on your product.

01

Multi-Chain Settlement Engine

Process payments across Ethereum, Polygon, Arbitrum, and Solana with a single integration. Our engine abstracts chain complexity, ensuring atomic settlements and automatic fee optimization.

8+
Supported Chains
< 5 sec
Avg. Settlement
02

Regulatory Compliance Hub

Built-in KYC/AML screening, transaction monitoring, and travel rule compliance (FATF 16). Integrates with leading providers to meet global standards, reducing your compliance overhead.

150+
Jurisdictions
24/7
Monitoring
03

Real-Time FX & Liquidity

Access deep liquidity pools and real-time fiat-crypto exchange rates. Our aggregation layer connects to multiple liquidity providers to minimize slippage and ensure competitive pricing.

0.1%
Avg. Slippage
50+
Currency Pairs
04

Enterprise-Grade Security

Non-custodial architecture with MPC wallet technology. All smart contracts are audited by leading firms, and we maintain a 99.9% uptime SLA with 24/7 security monitoring.

99.9%
Uptime SLA
MPC
Wallet Tech
06

Automated Reconciliation & Reporting

End-to-end transaction tracking with automated settlement reporting. Generate real-time dashboards and export compliant financial statements for accounting and audit purposes.

Real-time
Reporting
Automated
Reconciliation
benefits
DELIVERABLES

Business Outcomes for Your Platform

Our Cross-Border Payments Wallet Gateway delivers measurable results, from accelerated market entry to hardened security. Here’s what you can expect.

01

Accelerated Time-to-Market

Deploy a fully integrated, multi-chain payment gateway in under 4 weeks. We provide battle-tested smart contracts, a white-label wallet UI, and comprehensive API documentation to launch your service faster.

< 4 weeks
Deployment Time
3+
Supported Chains
02

Enterprise-Grade Security & Compliance

Smart contracts are built with OpenZeppelin libraries and undergo a formal audit by a top-tier security firm before deployment. Our architecture supports multi-sig treasury management and KYC/AML integration hooks.

100%
Audited Code
Multi-Sig
Treasury Standard
03

Optimized Transaction Economics

Reduce cross-border settlement costs by up to 80% compared to traditional rails. Our gas optimization strategies and dynamic fee routing ensure cost-effective transfers on Ethereum, Polygon, and other EVM chains.

Up to 80%
Cost Reduction
< $0.01
Avg. Tx Fee
04

Seamless Multi-Chain Liquidity

Access deep, aggregated liquidity across EVM and non-EVM networks. Our gateway handles native asset bridging and swapping automatically, providing end-users with a single-entry point for global payments.

10+
Liquidity Sources
< 30 sec
Bridge Finality
05

Scalable Infrastructure & Reliability

Built on a non-custodial, horizontally scalable architecture with a 99.9% uptime SLA. Automated monitoring and failover systems ensure your payment gateway remains operational 24/7.

99.9%
Uptime SLA
24/7
Monitoring
Cross-Border Payments Gateway

Build vs. Buy: The Infrastructure Decision

A detailed comparison of the cost, risk, and time investment required to build a cross-border payments wallet gateway in-house versus partnering with Chainscore Labs.

FactorBuild In-HousePartner with Chainscore

Time to Market

6-12 months

4-8 weeks

Initial Development Cost

$250K - $600K+

$50K - $150K

Security & Compliance Risk

High (custom, unaudited code)

Low (pre-audited modules, regulatory frameworks)

Supported Networks & Currencies

Requires separate integrations

Pre-built for 15+ chains, 50+ stablecoins

Fraud & AML Monitoring

Build from scratch

Integrated with real-time screening

Liquidity & Settlement

Partner and integrate manually

Managed liquidity pools & automated settlement

Ongoing Maintenance & Updates

Dedicated 3-5 person team

Fully managed service with 99.9% SLA

Total Cost of Ownership (Year 1)

$500K - $1.2M+

$120K - $300K

how-we-deliver
PROVEN PROCESS

Our Delivery Methodology

We deliver production-ready cross-border payment gateways through a structured, transparent process designed for FinTech compliance and speed.

01

Discovery & Architecture

We conduct a technical deep-dive to define your multi-currency rails, compliance requirements, and optimal blockchain layer (e.g., Polygon, Arbitrum). Deliverables include a detailed technical spec and architecture diagram.

1-2 weeks
Scoping Phase
100%
Requirement Clarity
02

Secure Smart Contract Development

Our engineers build audited, gas-optimized smart contracts for payment routing and settlement using Solidity 0.8+ and OpenZeppelin libraries. Includes comprehensive unit and integration testing.

OpenZeppelin
Security Standard
99.9%
Test Coverage
03

Gateway Integration & APIs

We develop the core wallet gateway with REST/WebSocket APIs for fiat on/off-ramps, real-time FX rates, and transaction status. Integrate with providers like Circle, Stripe, or local PSPs.

< 100ms
API Latency
24/7
Monitoring
05

Staging & Client Testing

Deploy to a staging environment mirroring production. We provide testnets, documentation, and support for your team to conduct UAT, load testing, and compliance verification.

Full Sandbox
Test Environment
2-4 weeks
Testing Window
06

Production Deployment & SLA

We manage the mainnet deployment, configure monitoring (Datadog, Tenderly), and hand over with a 99.9% uptime SLA. Includes 30 days of post-launch support and incident response.

99.9%
Uptime SLA
< 4 hours
Incident Response
security-compliance
CORE SERVICE

Smart Contract Development

Secure, audited smart contract development for DeFi, NFTs, and enterprise applications.

We architect and deploy production-ready smart contracts that form the foundation of your Web3 product. Our process is built for security and speed, delivering a minimum viable product (MVP) in 2-3 weeks.

  • Security-First Development: Built with Solidity 0.8+ and OpenZeppelin libraries, following industry-standard security patterns.
  • Comprehensive Audits: Every contract undergoes internal review and is prepared for third-party audits from firms like CertiK or Quantstamp.
  • Protocol Expertise: Custom implementations for ERC-20, ERC-721, ERC-1155, automated market makers (AMMs), staking, and governance.

We deliver contracts that are secure by design, reducing post-launch vulnerabilities and protecting your users' assets.

Cross-Border Payments Gateway

Frequently Asked Questions

Get clear answers on timelines, security, and how our wallet gateway delivers compliant, multi-currency settlement.

A standard integration takes 4-6 weeks from kickoff to production. This includes 2 weeks for core wallet and settlement engine development, 1-2 weeks for compliance rule integration (KYC/AML), and 1-2 weeks for testing and deployment. Complex requirements like multi-chain support or custom fiat on/off-ramps can extend this to 8-10 weeks. We provide a detailed project plan within the first week of engagement.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team