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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Non-Custodial Card Linking Infrastructure

We build the secure backend protocols and smart contracts that let your users link their debit/credit cards directly to their self-custody wallets for direct crypto purchases, with zero platform custody of funds.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy custom Solidity/Rust smart contracts that form the backbone of your Web3 product. Our development process is built on OpenZeppelin standards and includes formal verification and multi-audit cycles to eliminate vulnerabilities before mainnet deployment.

  • Custom Logic: From ERC-20 tokens and ERC-721 NFTs to complex DeFi protocols and DAO governance systems.
  • Security-First: Every contract undergoes manual review, automated analysis with Slither/MythX, and a final audit by a top-tier third-party firm.
  • Gas Optimization: We reduce transaction costs by 20-40% through efficient coding patterns and storage optimization.

We deliver audited, deployable contracts in 2-4 weeks, giving you a secure foundation to build upon without technical debt.

key-features-cards
MODULAR BUILDING BLOCKS

Core Infrastructure Components We Deliver

Our battle-tested, production-ready components provide the secure, scalable, and compliant foundation for your card-linking product. Each module is designed for rapid integration and enterprise-grade reliability.

01

Secure Wallet Abstraction Layer

Seamless, non-custodial user onboarding with embedded MPC wallets. Supports social logins, session keys, and gas sponsorship to abstract blockchain complexity from end-users.

SOC 2 Type II
Compliance
Zero-Knowledge
Key Management
02

On-Chain Transaction Router

Intelligent, gas-optimized routing engine for card settlement. Dynamically selects the most efficient bridge or DEX across EVM, Solana, and other L2s to minimize costs and latency.

< 2 sec
Avg. Routing
15+ Chains
Supported
03

Real-Time Compliance Engine

Automated AML/KYC screening and transaction monitoring with configurable rule sets. Integrates with leading providers for sanctions screening and risk scoring to ensure regulatory adherence.

< 100ms
Screening Latency
Audit Trail
Full Immutability
04

Card Processor Gateway API

RESTful API layer that abstracts card network protocols (Visa/Mastercard). Handles tokenization, authorization flows, and settlement reconciliation with idempotent, id-based operations.

99.95% SLA
Uptime
ISO 8583
Protocol Support
05

Multi-Chain Settlement Ledger

Immutable, verifiable ledger for all card transactions. Provides a single source of truth for reconciliation, auditing, and real-time balance tracking across all integrated payment rails.

Sub-Second
Finality
Event-Driven
Architecture
06

Developer Dashboard & Webhooks

Comprehensive management portal for monitoring transaction health, configuring webhook endpoints for real-time notifications, and managing API keys with granular permissions.

200+ Metrics
Real-Time Dash
OpenAPI 3.0
Full Spec
benefits
STRATEGIC ADVANTAGES

Why Build Non-Custodial Card Linking

Move beyond basic payment rails. Our infrastructure delivers the technical foundation to build compliant, user-centric financial products that retain full control.

01

User Sovereignty & Trust

Users retain control of their funds and identity. This eliminates custodial risk, reduces regulatory overhead for your platform, and builds stronger trust through transparency.

0%
Custodial Liability
SOC 2 Type II
Compliance Framework
02

Seamless Fiat On-Ramp

Integrate direct bank-to-wallet funding via card linking. Reduce user drop-off with a familiar checkout flow, bypassing centralized exchanges and their associated delays.

< 2 min
Link & Fund Time
> 95%
Authorization Rate
03

Programmable Payment Flows

Build sophisticated financial logic. Trigger smart contract actions, subscriptions, or automated investments directly from card transactions, enabling next-gen DeFi and Web3 applications.

ERC-4337
Account Abstraction
Gasless
User Experience
04

Regulatory Clarity by Design

Our infrastructure is built for compliance. We handle KYC/AML orchestration, transaction monitoring, and reporting, allowing you to focus on product innovation, not legal complexity.

Global
Licensing Partners
Real-time
Sanctions Screening
05

Reduced Operational Friction

Eliminate the need to manage payment processors, reconciliation systems, and fraud tools. We provide a single, unified API for all card-linking operations and compliance.

1 API
Integration Point
2 weeks
Average Go-Live
06

Future-Proof Architecture

Built on open standards and modular components. Easily adapt to new card networks, blockchain protocols, and regulatory requirements without rebuilding your core infrastructure.

EVM & SVM
Protocol Support
PCI DSS
Level 1 Certified
Structured Onboarding for Non-Custodial Card Infrastructure

Phased Development & Integration Tiers

A modular approach to implementing secure, compliant card linking. Choose the tier that matches your launch timeline, compliance needs, and operational scale.

Core CapabilityLaunch TierScale TierEnterprise Tier

Custom Smart Contract Suite

On-Chain Compliance & KYC Module

Basic

Advanced

Custom

Card Network API Integration

Sandbox

Production

Multi-Network

Fraud & AML Monitoring Dashboard

Regulatory Audit & Attestation Report

Custom

Dedicated Infrastructure & RPC Nodes

SLA & Incident Response Time

Best Effort

< 12 Hours

< 1 Hour

Implementation Timeline

4-6 Weeks

8-12 Weeks

Custom

Integration Support & Maintenance

3 Months

12 Months

24+ Months

Estimated Investment

$50K - $80K

$120K - $200K

Custom Quote

how-we-deliver
CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built for production by Web3-native engineers.

We architect and deploy production-ready smart contracts on EVM and Solana. Our development process is built for security and speed, delivering audit-ready code in 2-4 weeks for most MVPs.

From tokenomics to complex DeFi logic, we translate your business requirements into gas-efficient, secure on-chain code.

  • Full-Stack Development: ERC-20, ERC-721, custom DeFi protocols, and DAO governance systems.
  • Security-First: Built with OpenZeppelin standards and internal review before formal audit.
  • Ownership & Clarity: You receive full IP rights and comprehensive documentation.
tech-stack
ENTERPRISE-GRADE FOUNDATION

Built on Proven, Secure Technology

Our infrastructure is engineered with the security and reliability demanded by financial institutions, ensuring your card-linking service is robust, compliant, and ready to scale.

Non-Custodial Card Linking

Frequently Asked Questions

Get clear answers on how our infrastructure works, from security and integration to pricing and support.

Our infrastructure provides a secure bridge between traditional payment rails and on-chain assets. We use MPC (Multi-Party Computation) wallets to generate unique, user-owned payment addresses linked to their cards. When a user makes a purchase, our system authorizes the card transaction and atomically settles the corresponding crypto payment from their non-custodial wallet, with zero exposure of private keys to us or the merchant. It's a direct, programmable payment layer that abstracts away blockchain complexity for the end-user.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team