We architect and deploy custom smart contracts that form the foundation of your Web3 product. Our development process is built on security-first principles, utilizing battle-tested libraries like OpenZeppelin and comprehensive audit practices to mitigate risk from day one.
LABS
Services
Lending Protocol Solvency Review
A specialized economic security audit focused on the financial mechanics of lending protocols. We identify risks in collateral valuation, liquidation incentives, and oracle dependencies to protect your protocol from undercollateralization and bad debt.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
Deliver a secure, audited MVP in as little as 2-4 weeks, accelerating your time-to-market while ensuring robust security.
- Protocol Development: Custom
ERC-20,ERC-721,ERC-1155, and bespoke token standards. - DeFi & DAO Systems: Automated market makers (AMMs), staking pools, governance modules, and multi-sig wallets.
- Security & Audits: Formal verification, unit/integration testing, and pre-audit code reviews to prepare for leading security firms.
- Gas Optimization: Code written for maximum efficiency, reducing user transaction costs and improving network performance.
key-features-cards
TANGIBLE SECURITY OUTCOMES
What Our Lending Protocol Solvency Review Delivers
Our review goes beyond a checklist. We deliver actionable, code-level insights that directly strengthen your protocol's financial resilience and user trust.
benefits
TANGIBLE RESULTS
Business Outcomes: Protect Value and Build Trust
Our Lending Protocol Solvency Review delivers more than a report. It provides actionable security and operational clarity that directly protects your protocol's assets and its reputation with users and partners.
01
Prevent Catastrophic Losses
We identify critical vulnerabilities in liquidation engines, oracle integrations, and interest rate models before they can be exploited, safeguarding user collateral and protocol reserves.
100%
Critical Issue Detection
Zero
Exploits Post-Review
02
Accelerate Institutional Adoption
A detailed, professional solvency report from a recognized team serves as a key compliance and due diligence document for funds, market makers, and enterprise partners considering integration.
4-6 weeks
Faster Partner Onboarding
Trust
Key Deliverable
03
Optimize Capital Efficiency
Our analysis identifies opportunities to safely adjust collateral factors, liquidation thresholds, and reserve factors, enabling higher TVL and better yields without increasing systemic risk.
10-30%
Potential LTV Improvement
Risk-Aware
Optimization
04
Mitigate Regulatory & Reputational Risk
Proactive, transparent security practices and documented risk management demonstrate operational maturity, reducing regulatory scrutiny and building long-term user confidence in your protocol.
Comprehensive
Risk Documentation
Proactive
Compliance Posture
Lending Protocol Solvency Review Tiers
Comprehensive Audit Scope
Our tiered audit packages are designed to provide the right level of security assurance and support for your lending protocol's stage and risk profile.
| Audit Component | Essential | Professional | Enterprise |
|---|---|---|---|
Core Smart Contract Audit | |||
Solvency & Liquidity Risk Analysis | |||
Oracle Manipulation & Price Feed Review | |||
Economic Model & Tokenomics Assessment | |||
Formal Verification (Key Functions) | |||
Gas Optimization Report | |||
Deployment & Mainnet Launch Support | |||
Post-Launch Monitoring (30 days) | |||
Priority Response SLA | 72h | 24h | 4h |
Starting Price | $12,000 | $35,000 | Custom Quote |
how-we-deliver
PROVEN FRAMEWORK
Our Methodology: Rigorous and Data-Driven
Our Lending Protocol Solvency Review follows a systematic, three-phase approach designed to identify risks, validate assumptions, and provide actionable recommendations for protocol resilience.
01
Phase 1: Architecture & Risk Model Audit
We conduct a deep-dive analysis of your protocol's smart contract architecture, liquidation engine, and risk parameters (LTV, LT, collateral factors). This includes stress-testing oracle dependencies and identifying single points of failure.
100+
Risk Vectors Analyzed
48 hrs
Initial Findings
02
Phase 2: Historical & Scenario Analysis
Using on-chain data and custom simulations, we replay past market events (e.g., LUNA crash, FTX collapse) and model extreme but plausible scenarios to test your protocol's solvency under duress.
10+
Historical Scenarios
99th Percentile
Stress Test Coverage
03
Phase 3: Economic Security Validation
We assess the economic incentives for liquidators, the sufficiency of liquidation bonuses, and the health of the protocol's insurance or treasury backstop. This ensures the system remains solvent even during cascading liquidations.
Real-Time
MEV Simulation
Full Coverage
Incentive Analysis
04
Deliverable: Executive Risk Report
You receive a prioritized, actionable report detailing critical, high, and medium risks with concrete remediation steps. Includes technical findings, economic analysis, and a clear roadmap to strengthen your protocol's financial resilience.
< 2 weeks
Report Delivery
Guaranteed
Post-Review Support
Transparent Scope & Investment
Project Deliverables & Timeline
A detailed breakdown of our Lending Protocol Solvency Review packages, outlining deliverables, timelines, and support levels to match your project's stage and security requirements.
| Deliverable / Metric | Essential Review | Comprehensive Audit | Enterprise Suite |
|---|---|---|---|
Smart Contract Code Review & Analysis | |||
Risk Model & Oracle Dependency Assessment | |||
Liquidation Engine & Incentive Analysis | Basic | In-depth | In-depth + Simulation |
Formal Verification of Core Logic | |||
Final Report & Remediation Guidance | |||
Post-Audit Consultation (Hours) | 2 | 8 | Unlimited |
Critical Issue Response Time | 72h | 24h | 4h (SLA) |
Typical Project Timeline | 2-3 weeks | 4-6 weeks | 6-8 weeks |
Estimated Investment | $15K - $25K | $40K - $75K | Custom Quote |
Lending Protocol Solvency Review
Frequently Asked Questions
Get clear answers about our methodology, timeline, and deliverables for securing your lending protocol.
A Lending Protocol Solvency Review is a specialized security audit focused on the financial health and risk management of your lending/borrowing platform. It goes beyond standard smart contract security to analyze liquidity risk, oracle dependencies, liquidation mechanisms, and collateral management logic. You need one to prevent insolvency events, protect user funds, and build market confidence. Our reviews have secured over $2B in TVL across 30+ protocols.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall