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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Payment-Focused RWA Settlement Layer

We architect and deploy dedicated blockchain layers optimized for the high-speed, low-cost settlement of tokenized real-world assets, integrating seamlessly with traditional payment systems.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, gas-optimized smart contracts built by Web3 specialists.

We architect and deploy production-ready smart contracts for ERC-20, ERC-721, and custom protocols. Our development process ensures security-first design, gas efficiency, and audit readiness from day one.

  • Custom Logic: Build DeFi primitives, NFT mechanics, DAO governance, and bespoke business logic.
  • Security Framework: Code with OpenZeppelin standards, implement formal verification, and prepare for third-party audits.
  • Full Lifecycle: From specification and development to deployment, verification, and ongoing maintenance.

Reduce your time-to-market and technical risk with battle-tested contracts that power real-world value.

key-features-cards
ENGINEERED FOR REAL-WORLD ASSETS

Core Technical Capabilities

Our settlement layer is purpose-built for high-value, compliant payment flows. We deliver the technical foundation that bridges traditional finance with on-chain efficiency.

01

Regulatory-Compliant Smart Contracts

Custom-built settlement logic with embedded KYC/AML checks and jurisdictional rule-sets. Deploy with confidence using our battle-tested, audited contract libraries.

OpenZeppelin
Security Standard
Formal Verification
Audit Process
02

Multi-Chain Settlement Orchestration

Seamlessly settle payments and asset transfers across EVM chains (Ethereum, Polygon, Arbitrum) and select L1s. Our abstraction layer handles cross-chain messaging and finality.

< 5 min
Cross-Chain Finality
CCIP & Wormhole
Supported Protocols
03

Enterprise-Grade API Gateway

RESTful and WebSocket APIs for programmatic initiation, monitoring, and reconciliation of RWA payments. Includes webhook alerts for settlement events and failures.

99.9%
API Uptime SLA
< 100ms
P95 Latency
04

Secure Custody & Key Management

HSM-backed multi-party computation (MPC) wallets and institutional custody integrations. Enforce transaction policies and multi-signature workflows for treasury operations.

MPC/TSS
Key Architecture
SOC 2 Type II
Compliance
05

Real-Time Payment Analytics

Dashboard and data feeds for tracking settlement status, fee analytics, liquidity positions, and counterparty exposure. Export-ready reports for accounting and audit.

Sub-Second
Data Latency
GraphQL API
Data Access
06

Fiat On/Off-Ramp Integration

Pre-integrated connections to licensed payment processors and banking partners. Facilitate smooth conversion between stablecoins, CBDCs, and traditional currencies.

30+ Regions
Coverage
SEPA & SWIFT
Network Support
benefits
TANGIBLE RESULTS

Business Outcomes for Your Platform

Our Payment-Focused RWA Settlement Layer delivers measurable infrastructure advantages, accelerating your time-to-market and de-risking your financial operations.

01

Accelerated Time-to-Market

Deploy a production-ready settlement layer in under 4 weeks, not months. We provide pre-audited smart contract modules for payments, compliance, and asset tokenization, allowing your team to focus on core product logic.

< 4 weeks
To Production
Pre-audited
Core Modules
02

Regulatory & Compliance Confidence

Build with embedded compliance hooks for KYC/AML, transaction limits, and jurisdiction controls. Our architecture is designed to integrate with leading compliance providers, reducing your legal overhead and audit risk.

Built-in
Compliance Hooks
SOC 2 Type II
Infrastructure
03

Enterprise-Grade Reliability

Guarantee settlement finality and system availability for your financial partners. We provide a 99.9% uptime SLA for the core settlement network and multi-chain redundancy to eliminate single points of failure.

99.9%
Uptime SLA
Sub-Second
Finality
04

Significant Cost Reduction

Drastically lower the operational cost of settling high-value RWA transactions. Our optimized layer-2 architecture and batch processing reduce gas fees by over 90% compared to mainnet settlements.

> 90%
Gas Savings
Batch Processing
Efficiency
05

Enhanced Developer Velocity

Empower your engineering team with comprehensive APIs, SDKs, and detailed documentation. Move from PoC to scaled deployment faster with our dedicated technical support and integration guidance.

REST & WS APIs
Full Stack
24h
Dev Support SLA
06

Future-Proof Architecture

Avoid vendor lock-in with our modular, protocol-agnostic design. Seamlessly integrate new blockchain networks, oracle providers, and custody solutions as your product and the regulatory landscape evolve.

Multi-Chain
Design
Modular
Upgrade Path
The Infrastructure Decision for RWA Payments

Build vs. Buy: Dedicated Rail vs. Generic Layer

A technical and financial comparison between developing a custom settlement layer in-house versus leveraging Chainscore's dedicated, production-ready infrastructure.

Key FactorBuild In-HouseGeneric Layer (e.g., Base, Arbitrum)Chainscore Dedicated Rail

Time to Production

6-12+ months

2-4 weeks

4-8 weeks

Upfront Development Cost

$250K - $750K+

$10K - $50K

$75K - $200K

Compliance & KYC/AML Integration

Your responsibility

Limited or none

Pre-integrated modules

Settlement Finality for Payments

Custom build (risk)

~12 sec (L2) / ~15 min (L1)

< 2 seconds (optimized)

Regulatory Reporting & Audit Trail

Manual development

Basic chain explorer

Automated, immutable logs

Cross-Chain Asset Settlement

High complexity

Via bridges (security risk)

Native, secure atomic swaps

Ongoing Security & Maintenance

Full internal team

Shared, generic upgrades

Managed SLA with 24/7 monitoring

Custom Payment Logic (Escrow, Triggers)

Full flexibility, high dev cost

Limited by VM constraints

Tailored smart contract suite

Year 1 Total Cost of Ownership

$500K - $1.2M+

$50K - $150K

$150K - $300K

Primary Risk Profile

Technical debt & security gaps

Network congestion & shared security

Managed & insured

how-we-deliver
STRUCTURED EXECUTION

Our Delivery Process: From Architecture to Go-Live

A transparent, milestone-driven approach to deliver your RWA settlement layer on time and to spec. We de-risk development with clear phases, expert oversight, and continuous integration.

01

Phase 1: Architecture & Design

We define the technical blueprint, token standards (ERC-1400/3643), and regulatory compliance framework for your payment-focused RWA layer. This includes smart contract architecture, oracle selection, and custody model design.

2-3 weeks
Duration
100%
Specification Lock
02

Phase 2: Core Smart Contract Development

Our senior Solidity engineers build the core settlement logic, tokenization contracts, and payment rails. All code follows OpenZeppelin standards and includes comprehensive unit/integration testing from day one.

4-6 weeks
Duration
> 90%
Test Coverage
03

Phase 3: Security Audit & Penetration Testing

Your protocol undergoes a rigorous, multi-faceted security review. We engage with top-tier audit firms (e.g., Trail of Bits, Quantstamp) and conduct internal penetration testing on the entire stack before mainnet deployment.

2-3 weeks
Duration
Critical: 0
Audit Findings
04

Phase 4: Staging & Integration

We deploy the complete system to a staging environment that mirrors mainnet. This phase includes integration with your front-end, wallet providers, payment gateways, and stress testing under simulated load.

1-2 weeks
Duration
99.9%
Testnet Uptime
05

Phase 5: Mainnet Deployment & Go-Live

Managed, step-by-step mainnet deployment with multi-sig controls. We provide live monitoring dashboards, incident response playbooks, and 24/7 support during the initial launch period to ensure a smooth go-live.

< 1 week
Duration
100%
Handover Docs
06

Phase 6: Post-Launch Support & Scaling

We transition to a support and scaling partnership. This includes performance optimization, feature upgrades, and guidance on scaling your RWA settlement volume and integrating with additional financial rails.

Ongoing
Support
< 1 hour
SLA Response
Payment-Focused RWA Settlement

Frequently Asked Questions

Get clear answers on how we deliver secure, compliant, and scalable settlement infrastructure for real-world assets.

Our engagement follows a structured 4-phase methodology: 1) Discovery & Scoping (1 week): We analyze your asset types, compliance needs, and target jurisdictions. 2) Architecture & Design (1-2 weeks): We design the tokenization model, settlement flows, and smart contract architecture. 3) Development & Integration (3-5 weeks): We build the core settlement layer, integrate with your systems (oracles, custody), and conduct internal audits. 4) Testing & Deployment (2 weeks): We execute security audits, compliance checks, and deploy to your chosen mainnet (Ethereum, Polygon, etc.). Typical end-to-end timeline is 7-10 weeks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Payment-Focused RWA Settlement Layer Development | Chainscore Labs | ChainScore Guides