We architect and deploy custom smart contracts on EVM and Solana that power your core business logic. Our process delivers audit-ready code in 2-4 weeks, with a focus on gas optimization and upgradability patterns.
LABS
Services
Algorand Stateful Contract for Asset-Backed Lending
We engineer Algorand stateful smart contracts and AVM 1.0 applications to manage the dynamic lifecycle of loans secured by Real-World Assets (RWAs). Our solutions automate interest accrual, collateral-to-loan ratio enforcement, and settlement.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
- Security-First Development: Built with
OpenZeppelinstandards, formal verification, and comprehensive test suites covering 95%+ of code paths. - Protocol-Specific Expertise:
ERC-20/721/1155, DeFi primitives (AMMs, lending), and custom logic for NFTs, DAOs, and RWA. - Full Lifecycle Support: From architecture and development to deployment, monitoring, and post-launch maintenance.
We don't just write code; we deliver the secure, scalable foundation your Web3 product needs to launch with confidence and scale without limits.
key-features-cards
ENGINEERED FOR PRODUCTION
Core Capabilities of Our Algorand Lending Contracts
Our stateful smart contracts are built for high-throughput, secure, and compliant asset-backed lending. We deliver production-ready infrastructure that scales with your business.
01
Secure Asset Tokenization
We implement Algorand Standard Assets (ASA) with custom clawback and freeze logic for real-world collateral. Our contracts enforce KYC/AML compliance at the protocol level, ensuring regulatory adherence.
ASA 1.0/2.0
Standards
On-chain
Compliance
02
Automated Loan Lifecycle
End-to-end automation for origination, collateral management, interest accrual, and liquidation. Stateful contracts handle loan terms, payment schedules, and default triggers without manual intervention.
< 4 sec
Finality
0.001 ALGO
Avg. Tx Cost
04
Gas-Optimized State Management
Efficient use of Algorand's local/global state to minimize transaction fees and block space. Our architecture ensures complex lending logic executes within single transaction groups for optimal user experience.
~0.002 ALGO
Op. Cost
1 Tx Group
Loan Execution
05
Formal Verification & Audits
Every contract undergoes rigorous security analysis using formal verification tools specific to TEAL and PyTeal. We provide audit reports and maintain a bug bounty program for ongoing security.
100%
Code Coverage
Third-party
Audits
06
Modular & Upgradeable Design
Built with separation of concerns: core logic, admin controls, and oracle adapters are modular. Supports secure, permissioned upgrades via multi-sig governance without disrupting live loans.
2 weeks
Avg. Integration
Zero-downtime
Upgrades
benefits
TANGIBLE RESULTS
Business Outcomes for Your Lending Platform
Our Algorand stateful contract development delivers more than just code. We build the technical foundation for measurable business growth, operational efficiency, and market leadership.
01
Accelerated Time-to-Market
Deploy a fully audited, production-ready lending platform in under 6 weeks. Our battle-tested contract templates and rapid development cycle eliminate months of R&D, letting you capture market opportunities faster.
< 6 weeks
Deployment Time
80%
Faster than in-house
02
Enterprise-Grade Security & Compliance
Mitigate risk with contracts built on OpenZeppelin security patterns and subjected to formal verification. We implement on-chain compliance hooks for KYC/AML and asset provenance, ensuring institutional-grade safety.
100%
Audit Coverage
0
Critical Bugs Shipped
03
Operational Cost Reduction
Leverage Algorand's sub-penny transaction fees and our optimized contract logic to reduce your platform's operational overhead by over 90% compared to Ethereum L1 alternatives, directly boosting your margins.
> 90%
Lower Tx Fees
< $0.001
Avg. Cost per Loan
04
Scalable Liquidity & Capital Efficiency
Enable instant, atomic settlement and cross-chain asset bridging. Our architecture supports high-frequency lending/borrowing with 4.5-second finality, maximizing capital utilization for your users.
4.5 sec
Block Finality
10,000+
TPS Capacity
05
Enhanced User Experience & Trust
Deliver a seamless, near-instant experience for deposits, loans, and repayments. Transparent, on-chain audit trails for all transactions build unparalleled user trust and platform credibility.
< 5 sec
Loan Issuance
24/7
Platform Uptime
06
Future-Proof Architecture
Build with extensible smart contracts designed for upgrades and new features. Seamlessly integrate oracles, new asset classes, and governance modules without platform downtime or costly rewrites.
Modular
Design
Zero-Downtime
Upgrades
Choose Your Path to Production
Phased Development Tiers for Asset-Backed Lending
A structured comparison of our service packages for launching a secure, compliant asset-backed lending protocol on Algorand.
| Core Deliverables | Launch-Ready | Growth-Optimized | Institutional-Grade |
|---|---|---|---|
Algorand Stateful Smart Contract Development | |||
Smart Contract Security Audit (by 3rd-party) | Basic Review | Full Audit + Report | Full Audit + Formal Verification |
DeFi Integration (Algorand Standard Assets, AMMs) | Basic ASA Support | Full AMM & Oracle Integration | Custom Oracles & Cross-Chain Bridges |
Regulatory Compliance Module (KYC/AML) | Basic On-Chain Checks | Custom Jurisdictional Rules Engine | |
Liquidity & Treasury Management Dashboard | Basic Analytics | Advanced Risk & Portfolio Management | |
Technical Support & SLA | Email (Business Hours) | 24/7 Slack + 12h Response | Dedicated Engineer + 4h Response |
Deployment & Go-Live Assistance | Documentation | Hands-on Support | Full Project Management |
Ongoing Protocol Upgrades & Maintenance | Optional Retainer | Included with Quarterly Reviews | |
Estimated Timeline | 6-8 Weeks | 10-14 Weeks | 16+ Weeks (Custom) |
Starting Investment | $25,000 | $75,000 | Custom Quote |
how-we-deliver
PROVEN PROCESS
Our Development & Security Methodology
We deliver secure, production-ready Algorand stateful contracts through a rigorous, multi-stage methodology designed to de-risk your asset-backed lending launch.
01
Architecture & Design Review
We begin with a collaborative design session to model your lending logic, collateral types, and risk parameters, ensuring the contract architecture is scalable and secure from day one.
3-5 days
Design Sprint
100%
Requirement Alignment
02
Secure PyTEAL Development
Our certified Algorand developers write clean, auditable PyTEAL code, implementing best practices for stateful contracts, gas optimization, and on-chain data management.
OpenZeppelin
Standards
2-3 weeks
Core Build
03
Multi-Layer Security Audits
Every contract undergoes automated analysis, manual code review by our senior engineers, and a formal audit by a third-party security firm before mainnet deployment.
3+ Audits
Per Contract
0 Critical
Guarantee
04
Comprehensive Testing Suite
We deploy a full testing environment with unit tests, integration tests simulating market volatility, and stress tests for liquidation engines to ensure protocol resilience.
>95%
Code Coverage
TestNet
Full Simulation
05
Deployment & Mainnet Launch
We manage the secure deployment to Algorand MainNet, configure indexers for real-time data, and provide launch support to ensure a smooth go-live for your first users.
< 1 day
Deployment Time
24/7
Launch Support
06
Ongoing Monitoring & Upgrades
Post-launch, we provide monitoring dashboards for key metrics (TVL, health factor) and a structured process for implementing secure, governance-approved contract upgrades.
Real-time
Health Alerts
SLA
Upgrade Support
Technical & Commercial Insights
Frequently Asked Questions on Algorand Lending Contracts
Get clear answers on timelines, costs, security, and support for your asset-backed lending protocol on Algorand.
A standard asset-backed lending protocol with core features (deposit, borrow, liquidate) typically deploys in 2-4 weeks from kickoff. Complex integrations (oracles, multi-asset pools, governance) can extend this to 6-8 weeks. Our sprint-based methodology delivers a testnet MVP within the first 10 business days.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall