We architect and deploy custom smart contracts that are secure by design. Every line of code is written by developers who are also certified auditors, ensuring your core business logic is resilient from day one.
Embedded Finance Stablecoin API Suite Development
Smart Contract Development
Secure, production-ready smart contracts built by certified auditors for your Web3 application.
Deliver a battle-tested foundation that protects user assets and enables trustless execution.
- Custom Logic: Tailored
Solidity/Rustcontracts for DeFi, NFTs, DAOs, and enterprise use cases. - Security-First: Adherence to
OpenZeppelinstandards, formal verification, and pre-audit readiness. - Full Lifecycle: Development, testing (
Hardhat/Foundry), deployment, and upgrade management via proxies. - Measurable Outcome: Go from spec to mainnet in as little as 3 weeks with a security-reviewed MVP.
Core API Modules We Deliver
Our modular API suite provides the essential building blocks for launching a compliant, scalable stablecoin product. Each module is built on audited smart contracts and battle-tested infrastructure.
On/Off-Ramp & Fiat Gateway
Seamless integration with licensed payment processors for global fiat-to-crypto conversions. Supports SEPA, SWIFT, and card payments with built-in KYC/AML compliance checks.
Multi-Chain Mint & Burn Engine
Programmatic stablecoin issuance and redemption across EVM chains (Ethereum, Polygon, Arbitrum) and non-EVM networks. Features real-time reserve attestation and automated rebalancing.
Compliance & Transaction Monitoring
Real-time screening against global sanctions lists (OFAC) and risk scoring for every transaction. Provides audit trails and reporting tools for regulatory requirements.
Wallet & Account Management
White-label custodial and non-custodial wallet solutions with multi-sig support, social recovery, and granular permission controls for enterprise teams.
Programmable Treasury & Yield
Automate treasury management with yield-generating strategies on DeFi protocols (Aave, Compound). Includes risk-managed vaults and real-time APY analytics.
Settlement & Web3 Payments API
Low-latency payment rails for B2B and B2C settlements. Supports recurring payments, invoice financing, and cross-border transfers with sub-second finality.
Why Fintechs Choose Our API Development
Our Embedded Finance Stablecoin API Suite is engineered for the rigorous demands of modern fintech, delivering the reliability, security, and speed required to launch and scale compliant financial products.
Bank-Grade Security & Compliance
Built with SOC 2 Type II principles, multi-party computation (MPC) custody, and automated transaction monitoring. We handle the compliance complexity so you can focus on product innovation.
Enterprise-Grade Reliability
Guaranteed 99.9% uptime SLA with multi-cloud redundancy and automatic failover. Our infrastructure ensures your core financial services are always operational.
Rapid Integration & Deployment
Go from concept to production in weeks, not months. Our comprehensive SDKs, detailed documentation, and dedicated technical support streamline the entire integration process.
Scalable Transaction Engine
Process thousands of stablecoin transactions per second with sub-second finality. Our system is load-tested and architected to scale with your user growth without performance degradation.
Multi-Chain & Multi-Asset Support
Access a unified API for stablecoins across Ethereum, Polygon, Arbitrum, and Base. Future-proof your product with seamless support for emerging chains and assets.
Expert-Led Implementation
Your project is guided by engineers with 7+ years of blockchain experience, having deployed systems processing over $50B in on-chain volume. We ensure architectural best practices from day one.
Phased Development Tiers
Compare our modular approach to deploying a production-ready stablecoin API suite, from MVP to global infrastructure.
| Core Capability | Launch Tier | Scale Tier | Enterprise Tier |
|---|---|---|---|
Custom Stablecoin Smart Contracts | |||
Minting/Burning API Endpoints | |||
Multi-Chain Deployment (EVM) | 1 Network | Up to 3 Networks | Unlimited |
Compliance & KYC/AML Integration | Basic Rules Engine | Custom Rule Builder | Full Regulatory Suite |
Real-Time Treasury Dashboard | |||
On-Chain Transaction Monitoring | 24h Delay | Real-time Alerts | Real-time + Automated Responses |
Technical Support SLA | Business Hours | 24/7 Chat & Email | 24/7 Dedicated Engineer |
Incident Response Time | Next Business Day | < 4 Hours | < 1 Hour |
Smart Contract Audit Coverage | Automated Scans | Manual Review + Automated | Full Audit + Bug Bounty Setup |
Estimated Implementation Timeline | 4-6 Weeks | 8-12 Weeks | Custom |
Starting Engagement | $25,000 | $75,000 | Custom Quote |
Our Development & Integration Process
A structured, milestone-driven approach that delivers a production-ready stablecoin API suite in weeks, not months. We focus on rapid integration and enterprise-grade security from day one.
Discovery & Architecture Design
We conduct a technical deep-dive to define your stablecoin's regulatory model (e.g., fiat-backed, yield-bearing), token standards (ERC-20, ERC-1400), and core API endpoints. This phase establishes the technical blueprint and project timeline.
Smart Contract Development & Auditing
Our engineers build secure, gas-optimized smart contracts for minting, burning, and compliance. Every contract undergoes rigorous internal review and is prepared for submission to top-tier third-party auditors like CertiK or Quantstamp.
API Suite & Backend Integration
We develop the core REST/WebSocket APIs for wallet creation, balance checks, fiat on/off-ramps, and transaction history. The backend integrates with your treasury management, KYC providers, and blockchain nodes for seamless operation.
Staging Deployment & Security Hardening
Your entire stack is deployed to a staging environment identical to production. We execute penetration testing, load testing under simulated traffic, and finalize disaster recovery & incident response plans.
Production Launch & Go-Live Support
We manage the secure production deployment, configure monitoring (Datadog, Sentry), and establish 24/7 on-call support. Your team receives full documentation, admin dashboards, and hands-on knowledge transfer.
Ongoing Maintenance & Scaling
Post-launch, we provide ongoing infrastructure monitoring, smart contract upgrade management, and performance optimization. We scale the system with your user growth, ensuring stability during peak demand.
Build vs. Buy vs. Partner with Chainscore
A clear comparison of the three main paths to launching a stablecoin-powered embedded finance product, highlighting the operational and financial impact of each approach.
| Key Factor | Build In-House | Buy Generic API | Partner with Chainscore |
|---|---|---|---|
Time to Initial Launch | 6-12+ months | 2-4 weeks | 4-8 weeks |
Initial Development Cost | $250K - $750K+ | $5K - $50K / year | $75K - $200K (one-time) |
Smart Contract Security | Your responsibility (High Risk) | Vendor's responsibility (Variable Risk) | Fully audited, insured, and battle-tested (Low Risk) |
Protocol & Chain Flexibility | Fully customizable | Limited to vendor's roadmap | Tailored to your roadmap (EVM, L2s, Solana) |
Compliance & Regulatory Features | Requires separate legal build | Basic KYC/AML hooks | Integrated multi-jurisdictional compliance modules |
Ongoing Maintenance & Upgrades | Dedicated 3-5 person team | Included, but generic | Dedicated engineering support & proactive upgrades |
Total Cost of Ownership (Year 1) | $500K - $1.2M+ | $60K - $100K | $150K - $300K |
Ownership of Core IP | Full ownership | None | Full ownership of custom components |
Support & Incident Response | Internal on-call | Standard SLA (e.g., 24h) | Priority SLA with 4h response time |
Time to Add New Feature (e.g., Cross-Chain) | 3-6 months | Dependent on vendor | 2-4 weeks |
Frequently Asked Questions for CTOs
Clear answers to the most common questions from technical leaders evaluating our Embedded Finance Stablecoin API Suite.
For a standard Embedded Finance Stablecoin API Suite, we deliver a production-ready MVP in 4-6 weeks. This includes core mint/burn, multi-chain bridging, and KYC/AML integration. Complex requirements like custom regulatory logic or novel tokenomics can extend this to 8-10 weeks. We use a phased delivery model with weekly demos, ensuring alignment and allowing for incremental feature activation.
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