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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Embedded Finance Stablecoin API Suite Development

We build and integrate a comprehensive set of developer APIs that allow your fintech application to embed stablecoin minting, transfers, and balance checking directly into your user experience.
Chainscore © 2026
overview
CORE SERVICES

Smart Contract Development

Secure, production-ready smart contracts built by certified auditors for your Web3 application.

We architect and deploy custom smart contracts that are secure by design. Every line of code is written by developers who are also certified auditors, ensuring your core business logic is resilient from day one.

Deliver a battle-tested foundation that protects user assets and enables trustless execution.

  • Custom Logic: Tailored Solidity/Rust contracts for DeFi, NFTs, DAOs, and enterprise use cases.
  • Security-First: Adherence to OpenZeppelin standards, formal verification, and pre-audit readiness.
  • Full Lifecycle: Development, testing (Hardhat/Foundry), deployment, and upgrade management via proxies.
  • Measurable Outcome: Go from spec to mainnet in as little as 3 weeks with a security-reviewed MVP.
key-features-cards
PRODUCTION-READY MODULES

Core API Modules We Deliver

Our modular API suite provides the essential building blocks for launching a compliant, scalable stablecoin product. Each module is built on audited smart contracts and battle-tested infrastructure.

01

On/Off-Ramp & Fiat Gateway

Seamless integration with licensed payment processors for global fiat-to-crypto conversions. Supports SEPA, SWIFT, and card payments with built-in KYC/AML compliance checks.

150+
Countries
30+
Fiat Currencies
02

Multi-Chain Mint & Burn Engine

Programmatic stablecoin issuance and redemption across EVM chains (Ethereum, Polygon, Arbitrum) and non-EVM networks. Features real-time reserve attestation and automated rebalancing.

< 2 sec
Cross-chain Mint
10+
Supported Chains
03

Compliance & Transaction Monitoring

Real-time screening against global sanctions lists (OFAC) and risk scoring for every transaction. Provides audit trails and reporting tools for regulatory requirements.

99.99%
Screening Accuracy
< 100ms
Risk Analysis
04

Wallet & Account Management

White-label custodial and non-custodial wallet solutions with multi-sig support, social recovery, and granular permission controls for enterprise teams.

SOC 2 Type II
Compliance
Zero
Custodial Breaches
05

Programmable Treasury & Yield

Automate treasury management with yield-generating strategies on DeFi protocols (Aave, Compound). Includes risk-managed vaults and real-time APY analytics.

4-8%
Base APY
24/7
Auto-Rebalancing
06

Settlement & Web3 Payments API

Low-latency payment rails for B2B and B2C settlements. Supports recurring payments, invoice financing, and cross-border transfers with sub-second finality.

< 1 sec
Settlement Time
$0.001
Avg. Fee
benefits
PROVEN INFRASTRUCTURE

Why Fintechs Choose Our API Development

Our Embedded Finance Stablecoin API Suite is engineered for the rigorous demands of modern fintech, delivering the reliability, security, and speed required to launch and scale compliant financial products.

01

Bank-Grade Security & Compliance

Built with SOC 2 Type II principles, multi-party computation (MPC) custody, and automated transaction monitoring. We handle the compliance complexity so you can focus on product innovation.

SOC 2 Type II
Compliance
MPC Vaults
Custody
02

Enterprise-Grade Reliability

Guaranteed 99.9% uptime SLA with multi-cloud redundancy and automatic failover. Our infrastructure ensures your core financial services are always operational.

99.9%
Uptime SLA
Multi-Cloud
Redundancy
03

Rapid Integration & Deployment

Go from concept to production in weeks, not months. Our comprehensive SDKs, detailed documentation, and dedicated technical support streamline the entire integration process.

< 4 weeks
To Production
REST & WebSocket
APIs
04

Scalable Transaction Engine

Process thousands of stablecoin transactions per second with sub-second finality. Our system is load-tested and architected to scale with your user growth without performance degradation.

1000+ TPS
Capacity
< 1 sec
Finality
05

Multi-Chain & Multi-Asset Support

Access a unified API for stablecoins across Ethereum, Polygon, Arbitrum, and Base. Future-proof your product with seamless support for emerging chains and assets.

4+ Chains
Supported
USDC, USDT, EURC
Assets
06

Expert-Led Implementation

Your project is guided by engineers with 7+ years of blockchain experience, having deployed systems processing over $50B in on-chain volume. We ensure architectural best practices from day one.

7+ Years
Avg. Experience
$50B+
Volume Deployed
Structured for predictable scaling

Phased Development Tiers

Compare our modular approach to deploying a production-ready stablecoin API suite, from MVP to global infrastructure.

Core CapabilityLaunch TierScale TierEnterprise Tier

Custom Stablecoin Smart Contracts

Minting/Burning API Endpoints

Multi-Chain Deployment (EVM)

1 Network

Up to 3 Networks

Unlimited

Compliance & KYC/AML Integration

Basic Rules Engine

Custom Rule Builder

Full Regulatory Suite

Real-Time Treasury Dashboard

On-Chain Transaction Monitoring

24h Delay

Real-time Alerts

Real-time + Automated Responses

Technical Support SLA

Business Hours

24/7 Chat & Email

24/7 Dedicated Engineer

Incident Response Time

Next Business Day

< 4 Hours

< 1 Hour

Smart Contract Audit Coverage

Automated Scans

Manual Review + Automated

Full Audit + Bug Bounty Setup

Estimated Implementation Timeline

4-6 Weeks

8-12 Weeks

Custom

Starting Engagement

$25,000

$75,000

Custom Quote

how-we-deliver
PREDICTABLE & TRANSPARENT

Our Development & Integration Process

A structured, milestone-driven approach that delivers a production-ready stablecoin API suite in weeks, not months. We focus on rapid integration and enterprise-grade security from day one.

01

Discovery & Architecture Design

We conduct a technical deep-dive to define your stablecoin's regulatory model (e.g., fiat-backed, yield-bearing), token standards (ERC-20, ERC-1400), and core API endpoints. This phase establishes the technical blueprint and project timeline.

1-2 weeks
Duration
100%
Blueprint Clarity
02

Smart Contract Development & Auditing

Our engineers build secure, gas-optimized smart contracts for minting, burning, and compliance. Every contract undergoes rigorous internal review and is prepared for submission to top-tier third-party auditors like CertiK or Quantstamp.

2-3 weeks
Dev Time
Zero
Critical Bugs Shipped
03

API Suite & Backend Integration

We develop the core REST/WebSocket APIs for wallet creation, balance checks, fiat on/off-ramps, and transaction history. The backend integrates with your treasury management, KYC providers, and blockchain nodes for seamless operation.

3-4 weeks
Build Phase
< 100ms
API Latency Target
04

Staging Deployment & Security Hardening

Your entire stack is deployed to a staging environment identical to production. We execute penetration testing, load testing under simulated traffic, and finalize disaster recovery & incident response plans.

1-2 weeks
Testing Window
99.95%
Staging Uptime SLA
05

Production Launch & Go-Live Support

We manage the secure production deployment, configure monitoring (Datadog, Sentry), and establish 24/7 on-call support. Your team receives full documentation, admin dashboards, and hands-on knowledge transfer.

< 48 hours
Deployment Window
24/7
Launch Support
06

Ongoing Maintenance & Scaling

Post-launch, we provide ongoing infrastructure monitoring, smart contract upgrade management, and performance optimization. We scale the system with your user growth, ensuring stability during peak demand.

99.9%
Production Uptime SLA
< 1 hour
Incident Response
Embedded Finance Stablecoin API Suite

Build vs. Buy vs. Partner with Chainscore

A clear comparison of the three main paths to launching a stablecoin-powered embedded finance product, highlighting the operational and financial impact of each approach.

Key FactorBuild In-HouseBuy Generic APIPartner with Chainscore

Time to Initial Launch

6-12+ months

2-4 weeks

4-8 weeks

Initial Development Cost

$250K - $750K+

$5K - $50K / year

$75K - $200K (one-time)

Smart Contract Security

Your responsibility (High Risk)

Vendor's responsibility (Variable Risk)

Fully audited, insured, and battle-tested (Low Risk)

Protocol & Chain Flexibility

Fully customizable

Limited to vendor's roadmap

Tailored to your roadmap (EVM, L2s, Solana)

Compliance & Regulatory Features

Requires separate legal build

Basic KYC/AML hooks

Integrated multi-jurisdictional compliance modules

Ongoing Maintenance & Upgrades

Dedicated 3-5 person team

Included, but generic

Dedicated engineering support & proactive upgrades

Total Cost of Ownership (Year 1)

$500K - $1.2M+

$60K - $100K

$150K - $300K

Ownership of Core IP

Full ownership

None

Full ownership of custom components

Support & Incident Response

Internal on-call

Standard SLA (e.g., 24h)

Priority SLA with 4h response time

Time to Add New Feature (e.g., Cross-Chain)

3-6 months

Dependent on vendor

2-4 weeks

Technical & Commercial Details

Frequently Asked Questions for CTOs

Clear answers to the most common questions from technical leaders evaluating our Embedded Finance Stablecoin API Suite.

For a standard Embedded Finance Stablecoin API Suite, we deliver a production-ready MVP in 4-6 weeks. This includes core mint/burn, multi-chain bridging, and KYC/AML integration. Complex requirements like custom regulatory logic or novel tokenomics can extend this to 8-10 weeks. We use a phased delivery model with weekly demos, ensuring alignment and allowing for incremental feature activation.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team