RWA zk-Underwriting Development | Chainscore Labs

overview

CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy audited, gas-optimized smart contracts on EVM and Solana. Our development process ensures security-first design, comprehensive testing, and maintainable code from day one.

Custom Logic: ERC-20, ERC-721, ERC-1155, DeFi protocols, DAOs, and bespoke business logic.
Security Audits: Integration with top firms like OpenZeppelin and CertiK; adherence to OWASP Top 10 for Web3.
Gas Optimization: Reduce transaction costs by up to 40% through efficient code patterns and storage strategies.

From initial concept to mainnet deployment, we manage the full lifecycle with clear deliverables and weekly sprints.

Our engineers deliver:

Production-Ready Code: Fully documented, with test coverage exceeding 95%.
Deployment & Verification: Seamless deployment to testnets and mainnet with full source code verification.
Post-Launch Support: Monitoring, upgrade paths, and incident response to ensure 99.9% uptime SLA.

key-features-cards

PRODUCTION-READY INFRASTRUCTURE

Core Protocol Capabilities

Our zk-Underwriting protocol is built on verifiable, enterprise-grade infrastructure designed for high-value RWA transactions. Each component is engineered for security, scalability, and seamless integration.

Zero-Knowledge Proof Generation

On-chain generation of zk-SNARKs for confidential credit scoring and risk assessment. Enables verification of borrower data without exposing sensitive financials, ensuring privacy and compliance.

Multi-Chain Asset Tokenization

Mint compliant ERC-3643/1400 tokens representing RWAs on Ethereum, Polygon, and Avalanche. Includes built-in transfer restrictions and KYC/AML hooks for regulatory adherence.

Automated On-Chain Oracles

Secure, decentralized price feeds and data oracles for real-world collateral valuation. Aggregates data from Chainlink, Pyth, and custom APIs with fraud-proof mechanisms.

Modular Underwriting Engine

Pluggable risk assessment modules for different asset classes (real estate, invoices, commodities). Configurable logic for LTV ratios, debt covenants, and liquidation triggers.

Cross-Chain Settlement & Custody

Non-custodial asset locking and release via audited smart contract vaults. Supports atomic swaps and cross-chain messaging (LayerZero, Axelar) for seamless multi-chain operations.

Compliance & Reporting Dashboard

Real-time dashboard for monitoring portfolio health, regulatory reporting, and audit trails. Provides APIs for integration with existing treasury and compliance systems.

benefits

DELIVERABLES

Business Outcomes for Your Platform

Our zk-Underwriting service delivers concrete infrastructure and measurable results, moving your RWA project from concept to compliant, high-performance production.

Compliant, Audited Smart Contracts

Deploy production-ready, gas-optimized smart contracts for tokenization and underwriting, built on Solidity 0.8+ with OpenZeppelin standards and backed by a formal security audit report.

Formal Audit

Security Guarantee

ERC-3643/1400

Compliant Standards

Custom zk-Circuit Development

Tailored zero-knowledge circuits that privately verify off-chain KYC/AML, credit scores, and asset provenance, enabling compliant on-chain settlement without exposing sensitive data.

Sub-Second

Proof Generation

Custom Logic

For Your Assets

Production-Ready API Layer

A secure, documented REST/GraphQL API to integrate underwriting logic into your front-end or mobile app, handling proof generation, status queries, and blockchain interactions.

99.9%

Uptime SLA

< 100ms

P95 Latency

Regulatory Compliance Framework

A structured approach to embedding jurisdictional rules (e.g., MiCA, SEC guidelines) into the underwriting logic, with clear documentation for legal review and investor due diligence.

Rule Engine

Embedded Logic

Audit Trail

Full Transparency

Reduced Time-to-Market

Accelerate your launch with our battle-tested architecture and development playbook, avoiding common pitfalls in RWA tokenization and zk-proof integration.

8-12 Weeks

To Production MVP

Proven Stack

Circom, SnarkJS, Hardhat

Ongoing Protocol Support

Post-deployment maintenance, monitoring, and upgrade management for your underwriting system, ensuring long-term reliability and adaptability to new regulations.

24/7

Monitoring

SLA-Backed

Support

Infrastructure Decision Analysis

Build vs. Buy: zk-Underwriting Protocol

A detailed comparison of the total cost, risk, and time commitment for developing a zk-underwriting protocol in-house versus using Chainscore's production-ready solution.

Key Factor	Build In-House	Buy with Chainscore
Time to Production	6-12 months	4-8 weeks
Initial Development Cost	$250K - $600K+	$75K - $200K
Core Team Required	3-5 Senior Engineers (ZK, Solidity, DevOps)	1 Integration Engineer
Security & Audit Overhead	High (Unaudited Risk, 8-12 Week Audit Cycle)	Low (Pre-Audited, Continuous Monitoring)
Ongoing Maintenance (Annual)	$150K+ (Team, Tooling, Updates)	Optional SLA from $50K/year
Protocol Support	Ethereum Mainnet Only	Ethereum, Polygon, Arbitrum, Base
Feature Roadmap	Your Responsibility	Included (ZK Proof Upgrades, Oracles)
Time-to-First Revenue	Delayed 6+ Months	Accelerated to < 3 Months
Total Year 1 Cost & Effort	High Cost, High Risk, Major Distraction	Predictable Cost, Mitigated Risk, Focus on Core Business

how-we-deliver

END-TO-END DELIVERY

Our Development & Integration Process

A structured, four-phase approach designed for FinTechs and enterprises to integrate compliant, high-performance RWA underwriting into their existing systems with minimal disruption.

Phase 1: Architecture & Design

We conduct a technical deep-dive to design a modular zk-underwriting architecture that integrates with your existing data pipelines and compliance stack. Deliverables include a technical spec, data flow diagrams, and a phased integration roadmap.

1-2 weeks

Specification Delivery

100%

Compliance Review

Phase 2: Core Protocol Development

Our team builds the core Solidity smart contracts for RWA tokenization and the custom zk-SNARK circuits for privacy-preserving credit scoring. All code follows OpenZeppelin standards and is built for audit readiness from day one.

Solidity 0.8.x

Language

Circom / Halo2

ZK Framework

Phase 3: Secure Integration & Testing

We handle the secure API integration, connecting your off-chain data (KYC/AML, financials) to the on-chain protocol. This phase includes comprehensive unit/integration testing and a pre-audit security review by our internal team.

99.9%

Test Coverage

< 3 days

Staging Deployment

Phase 4: Audit, Deployment & Handover

The protocol undergoes a formal security audit by a top-tier firm (e.g., Trail of Bits, Quantstamp). Post-audit, we manage the mainnet deployment and provide complete documentation, monitoring dashboards, and developer training for your team.

2 Audits

Security Standard

Full SRE Support

Post-Launch

security

CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built to your exact specifications, from concept to mainnet deployment.

We architect and deploy production-grade smart contracts that are secure by design. Our process includes formal verification, comprehensive unit testing, and integration with leading audit firms like Quantstamp and CertiK before any mainnet launch.

From a simple ERC-20 token to a complex DeFi protocol, we deliver battle-tested code that executes as intended, every time.

Custom Development: Tailored logic for DeFi, NFTs, DAOs, and enterprise use cases using Solidity, Rust (Solana), or Vyper.
Security First: Adherence to OpenZeppelin standards, gas optimization, and mitigation of common vulnerabilities (reentrancy, overflow).
Full Lifecycle Support: Development, testing, deployment, and post-launch monitoring with 99.9% uptime SLAs for critical functions.

RWA zk-Underwriting

Frequently Asked Questions

Get clear answers on how our zero-knowledge underwriting service integrates real-world assets into DeFi with institutional-grade security and compliance.

RWA zk-Underwriting is a service that tokenizes real-world assets (like real estate, invoices, or commodities) and uses zero-knowledge proofs to verify their off-chain data (e.g., credit scores, legal ownership, valuation reports) on-chain, without revealing the sensitive underlying data. We build the smart contracts, zk-circuits, and oracle infrastructure that allow your protocol to accept RWAs as collateral with verified, private credentials, enabling compliant lending and trading.

Real-World Asset (RWA) zk-Underwriting

Smart Contract Development

Core Protocol Capabilities

Zero-Knowledge Proof Generation

Multi-Chain Asset Tokenization

Automated On-Chain Oracles

Modular Underwriting Engine

Cross-Chain Settlement & Custody

Compliance & Reporting Dashboard

Business Outcomes for Your Platform

Compliant, Audited Smart Contracts

Custom zk-Circuit Development

Production-Ready API Layer

Regulatory Compliance Framework

Reduced Time-to-Market

Ongoing Protocol Support

Build vs. Buy: zk-Underwriting Protocol

Our Development & Integration Process

Phase 1: Architecture & Design

Phase 2: Core Protocol Development

Phase 3: Secure Integration & Testing

Phase 4: Audit, Deployment & Handover

Smart Contract Development

Frequently Asked Questions

Get a free quote.

Get In Touch
today.

Real-World Asset (RWA) zk-Underwriting

Smart Contract Development

Core Protocol Capabilities

Zero-Knowledge Proof Generation

Multi-Chain Asset Tokenization

Automated On-Chain Oracles

Modular Underwriting Engine

Cross-Chain Settlement & Custody

Compliance & Reporting Dashboard

Business Outcomes for Your Platform

Compliant, Audited Smart Contracts

Custom zk-Circuit Development

Production-Ready API Layer

Regulatory Compliance Framework

Reduced Time-to-Market

Ongoing Protocol Support

Build vs. Buy: zk-Underwriting Protocol

Our Development & Integration Process

Phase 1: Architecture & Design

Phase 2: Core Protocol Development

Phase 3: Secure Integration & Testing

Phase 4: Audit, Deployment & Handover

Smart Contract Development

Frequently Asked Questions

Get In Touch today.

Get In Touch
today.