We architect and deploy production-ready smart contracts on EVM and Solana. Our process ensures security-first development with formal verification and multi-stage audits before mainnet deployment.
LABS
Services
Decentralized Actuarial Model & Risk Engine
We develop custom on-chain and off-chain risk modeling systems and dynamic premium pricing algorithms tailored to the volatility of prediction market events.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, audited smart contracts built for production from day one.
Deliver a secure, scalable foundation for your token, DeFi protocol, or NFT project in as little as 2 weeks.
- Custom Logic: Build bespoke
Solidity 0.8+orRustcontracts for DEXs, lending, staking, and governance. - Security Standard: Adhere to
OpenZeppelinpatterns and undergo internal + external audits. - Full Lifecycle: From architecture and testing to deployment and upgrade management via proxies.
key-features-cards
ARCHITECTURE
Core Components of Your Risk Engine
Our decentralized actuarial model is built on a modular, auditable stack designed for institutional-grade reliability and compliance. Each component is engineered to deliver precise risk assessment and capital efficiency.
02
Probabilistic Risk Models
Custom Solidity smart contracts implementing actuarial science (e.g., collective risk models, ruin theory) to calculate premiums, reserves, and capital requirements in a deterministic, verifiable manner.
Gas-Optimized
Solidity 0.8+
Formally Verified
Certora Audits
03
Capital Pool & Staking Vaults
Non-custodial smart contracts for underwriting capital, featuring multi-signature governance, slashing conditions for malpractice, and automated yield distribution to stakers and policyholders.
ERC-4626
Standard Vaults
Multi-Sig
Gnosis Safe
05
Regulatory Compliance Module
Configurable on-chain logic for jurisdiction-specific rules (KYC/AML checks, policy limits, licensing) and automated reporting to ensure adherence to global insurance regulations.
Modular Rules
Jurisdiction-Based
Immutable Logs
For Audits
06
Dashboard & Analytics API
Real-time monitoring of pool health, loss ratios, and risk exposure. REST and WebSocket APIs for seamless integration into your front-end or internal systems.
Real-Time
WebSocket Feeds
99.9% SLA
API Uptime
benefits
ENGINEERED FOR WEB3 INSURANCE
Why Build a Custom Risk Engine with Chainscore
Move beyond generic oracles and static models. We architect bespoke risk engines that quantify on-chain exposure in real-time, enabling parametric insurance, dynamic underwriting, and capital-efficient DeFi protocols.
01
Real-Time On-Chain Data Ingestion
We build custom data pipelines that ingest and process live data from DeFi protocols (TVL, utilization, oracle deviations) and Layer 1/2 networks (latency, finality). This provides the granular, high-frequency inputs your actuarial models require.
< 1 sec
Data Latency
50+
Protocols Monitored
02
Actuarial Model Development & Integration
Our team integrates stochastic models, extreme value theory (EVT), and machine learning to predict smart contract failures, oracle manipulation, and systemic risk. We translate complex math into auditable, on-chain logic.
99.9%
Model Accuracy SLA
OpenZeppelin
Security Standards
03
Capital Efficiency Optimization
We design capital models that dynamically adjust collateral requirements and premium pricing based on live risk scores. This maximizes underwriting capacity and yield for capital providers while maintaining solvency.
30-50%
Capital Efficiency Gain
Sub-second
Pricing Updates
04
Regulatory & Compliance Framework
We architect engines with built-in compliance hooks for KYC/AML, capital reserve reporting, and transaction monitoring. Our designs are audit-ready and align with evolving global regulatory standards for digital assets.
SOC 2 Type II
Compliance Ready
Fully Auditable
On-Chain Ledger
Risk-Mitigated Implementation Roadmap
Staged Development for Managed Risk
A phased approach to building your decentralized actuarial model, designed to de-risk development and align costs with project milestones.
| Development Phase | Proof of Concept | Minimum Viable Product | Production Scale |
|---|---|---|---|
Core Risk Model Implementation | |||
Smart Contract Audit & Security Review | Basic Review | Full Audit | Full Audit + Formal Verification |
On-Chain Data Oracle Integration | 1 Source (Testnet) | 2-3 Sources (Mainnet) | Multi-Source w/ Fallback |
Capital Pool & Staking Mechanism | Simulation Only | Basic Implementation | Advanced w/ Slashing |
Claims Processing Automation | Manual Review | Semi-Automated | Fully Automated w/ Dispute Resolution |
Performance & Actuarial Reporting | Basic Dashboards | Real-time Analytics | Custom Reporting API |
Deployment Support & Go-Live | Consultation | Hands-on Support | Managed Launch & Monitoring |
Ongoing Maintenance & Updates | Ad-hoc | Quarterly Updates | SLA w/ 24/7 Support |
Estimated Timeline | 4-6 Weeks | 8-12 Weeks | 12-16 Weeks |
Typical Investment | $25K - $50K | $75K - $150K | $200K+ (Custom) |
how-we-deliver
METHODOLOGY
Our Development Process
A structured, transparent approach to building robust, production-ready decentralized actuarial systems. We deliver predictable timelines, audited code, and a clear path from concept to mainnet.
01
Discovery & Risk Model Design
We collaborate with your actuaries to formalize probabilistic models (e.g., mortality curves, catastrophe models) into deterministic, on-chain logic. This phase defines the core oracle data requirements and smart contract architecture.
2-3 weeks
Typical Duration
100%
Requirements Locked
02
Smart Contract Development & Testing
Implementation in Solidity/Vyper using OpenZeppelin libraries. We build a comprehensive test suite with Foundry/Hardhat, covering unit tests, integration tests, and scenario simulations for extreme edge cases.
> 95%
Branch Coverage
Gas Reports
Per-Function
03
Security Audit & Formal Verification
All risk engine contracts undergo internal review followed by a third-party audit from a firm like Spearbit or Code4rena. Critical logic is formally verified using tools like Certora Prover or Halmos.
2 Audits
Minimum
Critical = 0
Release Criteria
04
Oracle Integration & Data Pipeline
Secure integration with decentralized oracles (Chainlink, Pyth, API3) for real-world data feeds. We build resilient fallback mechanisms and data attestation layers to ensure actuarial model integrity.
99.5%+
Data Uptime SLA
Multi-Source
Redundancy
05
Staging Deployment & Simulation
Full deployment to a testnet/staging environment mirroring mainnet conditions. We execute extended simulation runs with historical and synthetic data to validate model performance and economic safety.
1000+ Runs
Monte Carlo Sims
Risk Report
Delivered
06
Mainnet Launch & Monitoring
Managed production deployment with phased roll-out strategies. We provide 24/7 monitoring dashboards for contract metrics, oracle health, and capital pool reserves, with incident response protocols.
< 4 hours
Go-Live Support
Real-Time Alerts
Slack/PagerDuty
For CTOs and Product Leaders
Decentralized Actuarial Models: Key Questions
Technical and operational questions we frequently answer for teams evaluating our risk engine development services.
A standard decentralized actuarial model with core risk logic and oracle integration deploys in 2-4 weeks. Complex systems with custom stochastic models, multi-chain support, or extensive governance add-ons can take 6-8 weeks. We follow a phased delivery model, providing a working MVP for internal testing within the first 2 weeks.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall