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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Substrate Parachain for B2B Real-Time Payments

We develop custom Polkadot or Kusama parachains optimized for enterprise payment workflows, delivering finality guarantees and seamless interoperability for real-time settlement networks.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy custom smart contracts that power your Web3 product, from token economies to complex DeFi logic. Our code is built on Solidity 0.8+ with OpenZeppelin standards, ensuring security and interoperability from day one.

Deliver a fully audited, gas-optimized contract suite in as little as 2-4 weeks, accelerating your time-to-market.

  • Comprehensive Security: Formal verification, unit/integration testing, and pre-audit reviews.
  • Protocol Expertise: ERC-20, ERC-721, ERC-1155, ERC-4626, and custom standards.
  • Gas Optimization: Reduce user transaction costs by up to 40% with efficient bytecode.
  • Full Lifecycle Support: Development, deployment, upgrade planning, and on-chain monitoring.
key-features-cards
ENGINEERED FOR FINANCIAL GRADE PERFORMANCE

Core Technical Capabilities

Our Substrate parachain development delivers a production-ready, custom blockchain for real-time payments. We build with enterprise-grade security, interoperability, and scalability from day one.

01

Custom Consensus & Finality

Tailored consensus mechanisms (Aura, BABE/GRANDPA) optimized for sub-second finality, ensuring instant settlement for payment transactions. We configure block times and finality guarantees to match your specific throughput and security requirements.

< 1 sec
Block Time
2-3 sec
Finality
02

Cross-Chain Interoperability (XCMP)

Native integration with Polkadot/Kusama relay chains and external networks via bridges. Enable seamless asset transfers and message passing, connecting your payment rail to major DeFi ecosystems and liquidity pools.

Native
Polkadot Security
Bridges
EVM & Beyond
03

Enterprise-Grade Security & Audits

Full lifecycle security from pallet design to runtime upgrades. Our code undergoes rigorous internal review and external audits by leading firms, following OpenZeppelin standards for on-chain logic.

100%
Pallet Audit Coverage
Zero
Critical Bugs Shipped
04

Scalable Runtime Upgrades

Forkless runtime upgrades allow seamless protocol evolution without network downtime. We implement governance pallets (Council, Referendum) for decentralized decision-making on feature updates and parameter changes.

Zero Downtime
Upgrade Path
On-Chain
Governance
05

High-Throughput Transaction Processing

Optimized pallet architecture and state trie management for processing thousands of payments per second (TPS). We implement efficient fee models and priority queuing for critical settlement transactions.

1,000+
TPS Target
Microcents
Avg. Tx Cost
06

Regulatory & Compliance Readiness

Build with privacy-preserving features and compliance hooks (e.g., travel rule, audit trails) designed into the protocol layer. We architect for future integration with identity verification and reporting modules.

Modular
Compliance Layer
On-Chain
Audit Trail
benefits
MEASURABLE RESULTS

Business Outcomes for Payment Providers

Our Substrate-based parachain for B2B payments delivers concrete, quantifiable advantages over traditional payment rails and generic blockchain solutions.

01

Sub-Second Settlement

Finalize high-value B2B transactions in under 500ms, eliminating the multi-day delays of legacy ACH and SWIFT systems. Enables real-time treasury management and capital efficiency.

< 500ms
Settlement Time
24/7/365
Operation
02

Drastically Lower Transaction Fees

Move millions in value for predictable, sub-dollar costs. Our parachain's optimized fee model eliminates the variable, percentage-based fees of traditional payment processors and card networks.

< $0.50
Avg. Tx Cost
0%
Variable Fees
04

Seamless Fiat & Crypto Interoperability

Integrate with existing banking APIs and major stablecoins (USDC, EURC) via secure, audited bridges. Offer hybrid payment options without managing fragmented infrastructure.

Multi-Asset
Support
API-First
Integration
05

Enterprise-Grade Security & Uptime

Leverage Substrate's battle-tested consensus and our dedicated collator infrastructure. Benefit from a 99.9% uptime SLA, cryptographic finality, and regular third-party security audits.

99.9%
Uptime SLA
Finalized
Security
06

Rapid Integration & Time-to-Market

Deploy a production-ready payment corridor in weeks, not years. We provide comprehensive APIs, SDKs, and developer support to integrate with your core banking or payment platform.

< 4 weeks
To Pilot
Full SDK
Included
Tailored for Real-Time Payment Systems

Structured Development Packages

Compare our standardized packages for building a custom Substrate parachain optimized for high-frequency, low-latency B2B payments.

Feature / DeliverableStarterProfessionalEnterprise

Custom Parachain Runtime Development

Real-Time Payment Pallet (XCM-Enabled)

Basic

Advanced

Custom

Transaction Finality

< 12 seconds

< 3 seconds

< 1 second

Throughput (TPS) Target

1,000+

10,000+

50,000+

Security Audit (by Partner Firm)

1 Pass

2 Passes + Pen Test

Continuous

Bridge Integration (EVM/Cosmos)

Single Bridge

Multi-Chain Hub

Custom Connectors

Deployment & Mainnet Launch Support

Guided

Managed

Full Turnkey

SLA & 24/7 Monitoring

Basic Alerts

Priority (99.5%)

Dedicated (99.9%)

Ongoing Runtime Upgrades & Governance

Advisory

Co-Managed

Fully Managed

Estimated Timeline

8-12 weeks

12-16 weeks

16-24 weeks

Starting Price

$150,000

$400,000

Custom Quote

how-we-deliver
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built to your exact specifications.

We architect and deploy custom smart contracts that are secure, gas-optimized, and tailored to your business logic. Our development process includes formal verification and comprehensive audits to eliminate vulnerabilities before deployment.

From token standards to complex DeFi protocols, we deliver contracts you can trust with real user funds.

  • Token Systems: ERC-20, ERC-721, ERC-1155 with custom minting, vesting, and governance.
  • DeFi & DEX: Automated market makers (AMMs), liquidity pools, staking, and yield farming vaults.
  • Enterprise Logic: Multi-signature wallets, access control, and custom business process automation.
  • Deliverables: Full source code, deployment scripts, and technical documentation.
Architectural Decision Matrix

Custom Parachain vs. Alternative Approaches

A technical and economic comparison of infrastructure options for building a real-time payment network, highlighting the long-term advantages of a dedicated parachain.

Key FactorLayer-1 Smart ContractsGeneric Parachain TemplateChainscore Custom Parachain

Time to Market (Initial)

4-8 weeks

8-12 weeks

8-12 weeks

Time to Market (Scaled)

Not scalable

3-6 months (rework)

2-4 weeks (iterative)

Transaction Throughput (TPS)

Limited by base chain (~15-100)

Shared with other parachains

Dedicated, configurable (1,000+)

Transaction Finality

Base chain dependent (12s - 5min)

~6 seconds (Polkadot relay)

< 2 seconds (optimized consensus)

Transaction Cost Predictability

Volatile (gas auctions)

Stable (weight-based)

Fixed, near-zero (native token)

Sovereignty & Governance

None (subject to L1 rules)

Limited (shared template)

Full control (custom runtime)

Custom Business Logic

Complex, gas-inefficient

Constrained by template

Native, optimized pallets

Interoperability (XCM)

Bridges required (high risk)

Native, but generic

Native, custom integrations

Team Expertise Required

Solidity/VM experts

Substrate + Template

Substrate + our team

Year 1 Total Cost (Dev + Ops)

$150K - $300K+

$200K - $400K

$80K - $180K

Substrate Parachain Development

Frequently Asked Questions

Get clear answers on timelines, costs, and technical details for building a real-time payments parachain.

A production-ready parachain for real-time payments typically takes 8-12 weeks from kickoff to mainnet launch. This includes 2-3 weeks for custom pallet design, 3-4 weeks for core development and integration, 2 weeks for security audits, and 1-2 weeks for Kusama/Polkadot parachain slot auction preparation. We provide a fixed-scope project plan with weekly milestones.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Substrate Parachain Development for B2B Payments | Chainscore Labs | ChainScore Guides