Real-Time Payment Standards Compliance

overview

CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3 experts.

We deliver audit-ready code for tokens, DeFi protocols, and NFT projects. Our contracts are built on Solidity 0.8+ with OpenZeppelin security patterns and include comprehensive unit tests.

Custom Logic: From automated market makers to vesting schedules.
Gas Optimization: Reduce deployment and transaction costs by up to 40%.
Full Documentation: Technical specs and user guides for your team.

Deploy a secure, custom ERC-20 token or staking contract in under 2 weeks with a fixed-price scope.

key-features-cards

BUILT FOR ENTERPRISE

Our Standards Compliance Capabilities

We architect your payment infrastructure to meet the strictest regulatory and technical standards, ensuring global interoperability and institutional-grade security from day one.

ISO 20022 Integration

Seamless mapping between blockchain-native transactions and ISO 20022 messaging standards. We ensure your real-time payments are compatible with SWIFT, SEPA, and other global financial networks.

100%

Message Coverage

< 50ms

Mapping Latency

PCI DSS & SOC 2 Compliance

Secure payment processing infrastructure designed for PCI DSS Level 1 and SOC 2 Type II compliance. We implement tokenization, encryption, and access controls to protect sensitive financial data.

Level 1

PCI DSS

Type II

SOC 2

PSD2 & Open Banking APIs

Build compliant Strong Customer Authentication (SCA) and secure communication (PISP, AISP) interfaces. Our modules are pre-vetted for European regulatory technical standards (RTS).

XS2A Ready

API Compliance

FCA/Germany

Regions Covered

FATF Travel Rule (VASP Compliance)

Automated, privacy-preserving solutions for the FATF Travel Rule (Recommendation 16). We integrate with major VASP protocols like TRP and IVMS101 for cross-border crypto asset transfers.

IVMS 101

Data Standard

TRP/TRISA

Protocol Support

Real-Time Gross Settlement (RTGS) Bridge

Direct integration bridges with central bank RTGS systems and instant payment schemes (e.g., FedNow, SEPA Instant, UPI). Achieve finality equivalent to traditional high-value settlements.

24/7/365

Settlement Window

Sub-Second

Bridge Finality

AML/KYC Transaction Monitoring

Real-time screening and monitoring engine integrated with leading providers (Chainalysis, Elliptic). Configurable rule sets for sanctions lists, transaction patterns, and risk scoring.

< 100ms

Screening Time

10,000+

Watchlists

benefits

BEYOND CHECKBOXES

Why Compliance is a Competitive Advantage

In the evolving landscape of real-time payments, compliance is not a cost center—it's a strategic enabler. We architect your payment systems to meet global standards, unlocking new markets, building unshakable trust, and accelerating your go-to-market.

Global Market Access

Our compliance architecture is pre-mapped to key regulatory frameworks like PSD2/PSR in Europe, FedNow in the US, and UPI in India. This reduces your integration time for new regions from months to weeks.

30+

Jurisdictions Supported

< 4 weeks

New Region Integration

Trust as a Product Feature

We implement bank-grade security controls, real-time AML/KYC screening, and immutable audit trails on-chain. This demonstrable security becomes a core selling point for enterprise and institutional clients.

SOC 2 Type II

Compliance Framework

< 100ms

Screening Latency

Operational Efficiency

Automate regulatory reporting, transaction monitoring, and sanction list updates. Our systems reduce manual compliance overhead by over 70%, freeing your team to focus on innovation and growth.

>70%

Ops Cost Reduction

24/7

Automated Monitoring

Future-Proof Architecture

Our modular design adapts to new regulations like Travel Rule (FATF-16) and MiCA without costly re-engineering. Stay ahead of regulatory changes with a system built for evolution.

Zero

Major Rewrites Needed

Modular

Design Principle

The Strategic Cost of Compliance

Build Compliant vs. Retrofit Later

A cost-benefit analysis comparing the proactive integration of real-time payment standards (like ISO 20022, PSD2) during development versus the expensive, high-risk alternative of retrofitting non-compliant systems.

Compliance Factor	Build Compliant (Proactive)	Retrofit Later (Reactive)
Initial Development Timeline	Adds 2-4 weeks	Adds 3-6 months
Core Protocol Integration	Native to architecture	Forced, brittle overlay
Security & Audit Surface	Minimal, consolidated	Expanded, complex
Regulatory Approval Time	Accelerated (weeks)	Delayed (6+ months)
Year 1 Total Cost	$50K - $150K	$300K - $750K+
Technical Debt & Risk	Low (designed-in)	Critical (patchwork)
Time-to-Market Impact	Weeks delay	Potential 12+ month setback
Future Upgrade Path	Seamless, modular	Costly, disruptive re-writes

how-we-deliver

BUILT FOR FINANCIAL INTEGRITY

Our Compliance-First Development Process

We architect payment systems where regulatory adherence is a foundational feature, not an afterthought. Our process ensures your application meets global standards from day one, reducing audit risk and accelerating go-to-market.

Regulatory Gap Analysis

We conduct a technical audit of your payment flows against standards like PSD2, FATF Travel Rule, and OFAC sanctions lists. Identifies compliance requirements before a single line of code is written.

48 hrs

Initial Report

15+

Standards Covered

Embedded AML/KYC Workflows

Integrate programmable compliance checks directly into transaction logic. Features include automated sanction screening, risk scoring, and configurable transaction limits to meet jurisdictional requirements.

< 100ms

Screening Latency

99.5%

Accuracy SLA

Audit-Ready Code & Reporting

Every transaction is immutably logged with compliance metadata. We generate standardized audit trails and real-time reports for regulators, built on-chain for verifiable proof.

Real-time

Report Generation

Fully Immutable

Audit Trail

Protocol-Level Compliance Modules

Leverage pre-audited, upgradeable smart contract modules for common standards (e.g., ERC-3643 for tokenized assets). Drastically reduces custom development time and security review cycles.

security-and-audit

FULL-STACK INFRASTRUCTURE

Custom Blockchain Development

End-to-end blockchain solutions from protocol design to node deployment and maintenance.

We architect and deploy bespoke blockchain networks tailored to your exact use case, whether it's a private consortium chain, a public L2, or a custom sidechain. Our full-stack approach ensures seamless integration with your existing systems.

Deliver a production-ready network in 4-8 weeks, not quarters, with a clear roadmap to mainnet launch.

Core Protocol Design: Consensus mechanisms (PoA, PoS), tokenomics, and governance models.
Node Infrastructure: Automated deployment, 99.9% uptime SLA, and 24/7 monitoring.
Smart Contract Layer: Secure, audited contracts for asset issuance, staking, and cross-chain bridges.
Developer Tooling: Custom RPC endpoints, block explorers, and wallets for your ecosystem.

Technical & Commercial Considerations