We architect and deploy custom smart contracts that are secure by design. Our development process includes formal verification, comprehensive unit testing, and integration with industry-standard security tools like Slither and MythX. We deliver contracts that are gas-optimized and ready for mainnet deployment.
LABS
Services
Substrate Pallet for Automated Loan Terms
We develop custom Substrate pallets that encode complex, automated loan term negotiations, interest rate models, and collateralization ratios directly into your blockchain's runtime logic.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 experts to power your token, DeFi, or NFT project.
From initial concept to audit-ready code, we ensure your core logic is both powerful and protected.
- Token Systems: Custom
ERC-20,ERC-721, andERC-1155implementations with advanced features like vesting, minting controls, and governance hooks. - DeFi Protocols: Development of lending/borrowing pools, automated market makers (AMMs), staking mechanisms, and yield aggregators.
- Security First: Every contract undergoes peer review and is built using
OpenZeppelinlibraries and Solidity best practices (v0.8+). - Full Lifecycle Support: We handle deployment, verification on Etherscan, and provide documentation for your team and community.
key-features-cards
ENGINEERED FOR SCALE
Core Capabilities of Our Loan Term Pallets
Our modular Substrate pallets deliver the precise, production-ready logic to automate and secure on-chain lending. Built for fintechs and DeFi protocols that require institutional-grade reliability and compliance.
01
Automated Term Enforcement
Smart contract logic that automatically executes loan covenants, interest accrual, and collateral liquidation based on real-time on-chain data. Eliminates manual oversight and reduces operational risk.
24/7
Automation
< 1 sec
Execution
02
Multi-Asset Collateral Management
Support for heterogeneous collateral pools (ERC-20, ERC-721, native tokens) with dynamic risk-weighted valuation. Enables complex, capital-efficient lending products.
Unlimited
Asset Types
Real-time
Valuation
03
Configurable Risk & Compliance
Granular, on-chain parameters for LTV ratios, grace periods, and borrower eligibility. Enforce regulatory and internal risk policies directly in the protocol logic.
Fully On-Chain
Compliance
Parameterized
Risk Rules
04
Gas-Optimized Execution
Pallet logic written in Rust and optimized for minimal weight consumption on Substrate-based chains. Drastically reduces transaction costs for end-users and the protocol.
< 50%
Avg. Gas Saved
Rust
Core Language
05
Modular & Upgradeable Design
Built with FRAME's modular architecture. Pallet logic can be upgraded via governance or admin functions without forking the chain, ensuring future-proof flexibility.
Hot-Swappable
Logic
Governance
Upgrade Path
06
Comprehensive Event Logging & Oracles
Integrated event emission for all state changes and oracle interfaces (Chainlink, Pyth, custom) for reliable price feeds. Essential for audits, analytics, and off-chain services.
All Actions
Logged
Major Oracles
Supported
benefits
DELIVERABLES
Business Outcomes for Your Lending Platform
Our Substrate pallet for automated loan terms delivers concrete, measurable results. We focus on building the core infrastructure that directly impacts your platform's performance, security, and growth.
01
Accelerated Time-to-Market
Deploy a fully functional, secure lending module in under 3 weeks. We provide a production-ready pallet with integrated oracles, governance hooks, and a front-end SDK, eliminating 6+ months of internal development time.
< 3 weeks
Deployment Time
6+ months
Dev Time Saved
02
Enterprise-Grade Security & Audits
Receive a pallet with a completed security audit from a top-tier firm (e.g., Quantstamp, Halborn). Our code follows OpenZeppelin-inspired patterns for Substrate, ensuring protection against reentrancy, oracle manipulation, and logic flaws from day one.
1
Pre-delivery Audit
0
Critical Bugs at Launch
03
Capital Efficiency & Risk Management
Implement dynamic risk models (e.g., Time-Weighted Variable Interest, LTV ratios) that automatically adjust based on on-chain liquidity and volatility. Increase your platform's usable TVL by optimizing collateral factors without compromising safety.
15-40%
TVL Utilization Gain
< 2 sec
Term Recalculation
05
Sub-Second Loan Execution
Enable instant loan origination and collateral liquidation through a highly optimized pallet built with Rust's no_std compatibility. Achieve finality and fund disbursement in under 1 second on a parachain environment.
< 1 sec
Loan Finality
~12 sec
Block Time (Relay)
06
Full Technical Ownership & Support
You receive 100% of the source code, comprehensive documentation, and 6 months of post-deployment support. We ensure your team can independently maintain, upgrade, and fork the pallet for future products.
100%
Code Ownership
6 months
Included Support
From MVP to Mainnet
Structured Development Packages
Compare our standardized packages for Substrate pallet development, designed to deliver automated loan term logic from concept to production.
| Feature | Starter | Professional | Enterprise |
|---|---|---|---|
Custom Pallet Development | |||
Automated Loan Logic (e.g., interest, collateral) | Basic | Advanced | Custom |
Integration with Oracles (e.g., Chainlink) | |||
Security Audit & Penetration Testing | Basic Review | Full Audit | Full Audit + Formal Verification |
Deployment to Testnet | |||
Mainnet Deployment Support | |||
Post-Launch Monitoring (30 days) | |||
Priority Support SLA | Email (72h) | Slack (24h) | Dedicated Engineer (4h) |
Custom Runtime Integration | |||
Estimated Delivery | 4-6 weeks | 8-12 weeks | Custom |
Starting Price | $25,000 | $75,000 | Custom |
how-we-deliver
A PROVEN METHODOLOGY
Our Development & Integration Process
We deliver production-ready Substrate pallets through a structured, transparent process designed for security, speed, and seamless integration with your existing blockchain infrastructure.
01
Discovery & Architecture Design
We begin with a deep dive into your loan logic, risk models, and target chain. Our architects design a custom pallet blueprint, defining storage structures, extrinsics, and on-chain events to meet your exact requirements.
1-2 weeks
Design Phase
100%
Requirements Lock
02
Secure Pallet Development
Our engineers build your automated loan terms pallet in Rust using Substrate's FRAME. We implement core logic for loan origination, collateral management, interest accrual, and liquidation triggers with a focus on gas efficiency and security-first patterns.
3-4 weeks
Core Development
OpenZeppelin
Security Patterns
03
Comprehensive Testing & Auditing
Every pallet undergoes unit, integration, and stress testing in our private testnet. We conduct internal security reviews and facilitate third-party audits with partners like Trail of Bits or Quantstamp before mainnet deployment.
2-3 weeks
Audit Cycle
100%
Test Coverage
04
Testnet Deployment & Simulation
We deploy the audited pallet to a dedicated testnet (e.g., Rococo for Polkadot). We run automated simulations of market volatility and liquidation scenarios to validate economic logic and performance under load.
< 1 sec
Block Finality
10k+ TPS
Stress Tested
05
Mainnet Integration & Launch Support
Our team handles the pallet's integration into your parachain or standalone chain. We provide detailed documentation, on-call support during launch, and monitoring dashboards for key metrics like loan health and collateral ratios.
1 week
Integration
24/7
Launch Support
06
Ongoing Maintenance & Upgrades
We offer SLA-backed maintenance packages for runtime upgrades, logic enhancements, and security patches. Our governance module support ensures smooth community-led upgrades to your loan parameters.
99.9%
Uptime SLA
< 48 hrs
Patch Response
security
FULL-STACK INFRASTRUCTURE
Custom Blockchain Development
End-to-end blockchain solutions from protocol design to mainnet deployment.
We build production-grade blockchain systems tailored to your specific use case. Our team delivers complete infrastructure—from custom L1/L2 consensus mechanisms to interoperable smart contract suites—ensuring your application is secure, scalable, and ready for market.
Deploy a custom EVM-compatible chain or application-specific rollup in under 8 weeks, with 99.9% uptime SLA and full validator management.
- Core Protocol Development: Custom
Solidity/Rustsmart contracts,Cosmos SDKorSubstratechains, and zk-rollup circuits. - Node & Validator Infrastructure: Automated deployment, monitoring, and governance for validator sets and RPC endpoints.
- Cross-Chain Interoperability: Secure bridges and messaging layers using
Wormhole,LayerZero, orAxelar. - Production Readiness: Full audit cycle with leading firms, economic modeling, and mainnet launch support.
Substrate Pallet Development
Frequently Asked Questions
Get clear answers on our process, timeline, and technical approach for building automated loan term pallets.
A standard automated loan terms pallet with core features like interest rate models, collateral management, and liquidation logic takes 4-6 weeks from specification to audit-ready code. Complex integrations with oracles or multi-asset support can extend this to 8-10 weeks. We provide a detailed project plan with weekly milestones.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall