NEAR Account Abstraction Wallet Development | Chainscore Labs

overview

CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale, speed, and compliance.

We architect and deploy audited, gas-optimized smart contracts that form the backbone of your protocol. Our development process ensures security-first design, comprehensive testing, and maintainable code from day one.

Token Systems: Custom ERC-20, ERC-721, ERC-1155 with advanced features like vesting, staking, and governance.
DeFi Protocols: Automated Market Makers (AMMs), lending/borrowing pools, yield aggregators, and derivative contracts.
Enterprise Logic: Multi-signature wallets, access control systems, and compliant asset issuance frameworks.

We deliver contracts that pass rigorous security audits, reducing your time-to-audit by 40% and mitigating critical vulnerabilities before deployment.

Our engineers write in Solidity 0.8+ and Vyper, leveraging battle-tested libraries like OpenZeppelin. Every contract undergoes static analysis, unit/integration testing, and formal verification where required.

key-features-cards

BUILT FOR SCALE AND SECURITY

Core Technical Capabilities

Our NEAR Account Abstraction Wallet for Microloans is engineered on a foundation of battle-tested protocols and security-first development. We deliver production-ready infrastructure that reduces your time-to-market while ensuring compliance and reliability.

NEAR Account Abstraction Architecture

We implement the latest NEAR NEP-413 and NEP-461 standards to create programmable, gasless wallets. This enables seamless onboarding, batch transactions, and automated loan repayments without users needing native tokens.

EXPLORE

Smart Contract Development & Auditing

Custom Rust-based smart contracts for loan origination, collateral management, and automated repayments. All contracts are developed with OpenZeppelin patterns and undergo third-party audits before deployment.

EXPLORE

Multi-Chain Integration Layer

Secure bridge and oracle integrations to connect your microloan platform to external liquidity sources, fiat on/off ramps, and real-world data feeds for collateral verification.

EXPLORE

Compliance & KYC/AML Module

Modular, on-chain identity verification system that integrates with providers like Fractal or Civic. Enables programmable compliance rules for different jurisdictions without sacrificing user privacy.

EXPLORE

Real-Time Analytics Dashboard

Custom admin dashboard providing real-time insights into loan portfolio health, default rates, platform revenue, and user activity. Built with indexed on-chain data for sub-second queries.

EXPLORE

DevOps & Infrastructure

Managed RPC nodes, automated CI/CD pipelines, and 24/7 monitoring with PagerDuty integration. We guarantee 99.9% uptime SLA for all critical wallet and contract services.

99.9%

Uptime SLA

< 72h

Incident Response

benefits

TANGIBLE RESULTS

Business Outcomes for Your Lending Platform

Our NEAR Account Abstraction Wallet for Microloans delivers measurable improvements in user acquisition, operational efficiency, and risk management.

Lower User Acquisition Cost

Remove seed phrase friction and enable social logins to reduce onboarding time by 90%. Users can start borrowing in under 30 seconds with an email or social account.

90%

Faster Onboarding

< 30 sec

First Loan Time

Enhanced Security & Compliance

Implement programmable transaction policies and multi-signature controls at the account level. Audited smart contracts ensure fund safety and regulatory adherence for KYC/AML flows.

100%

On-Chain Audit Coverage

Gasless

Policy Enforcement

Increased Loan Repayment Rates

Leverage automated, non-custodial salary deductions and scheduled batch payments via account abstraction. Reduce default risk with enforceable, programmable repayment logic.

25%+

Lower Defaults

Auto-Enforced

Repayment Logic

Operational Cost Reduction

Automate collections, disbursements, and wallet management through smart account infrastructure. Eliminate manual processes for wallet creation and key management.

70%

Lower Support Costs

Zero-Touch

Wallet Provisioning

Faster Time-to-Market

Deploy a production-ready, white-labeled microloan wallet in weeks, not months. Our modular architecture integrates with your existing KYC and credit scoring systems.

< 4 weeks

Deployment Time

Pre-Audited

Core Modules

Scalable Global Infrastructure

Built on NEAR's sharded blockchain for high throughput and low fees. Our system supports millions of micro-transactions daily with sub-2-second finality.

> 100k TPS

Theoretical Capacity

< $0.01

Avg. Tx Cost

Transparent Roadmap & Pricing

Phased Development & Deliverables

A clear breakdown of our structured approach to building your NEAR Account Abstraction wallet for microloans, from MVP to enterprise-grade deployment.

Deliverable & Support	MVP Launch (4-6 weeks)	Scale & Optimize (8-12 weeks)	Enterprise Platform (16+ weeks)
Core AA Wallet Smart Contracts
Gas Sponsorship & Batch Transaction Module
Multi-Chain Asset Bridge Integration
On-Chain Credit Scoring & KYC Module
Automated Loan Liquidation Engine
Full Security Audit Report (by Halborn or Quantstamp)
Post-Deployment Support & Monitoring	30 days	90 days	1 year SLA
Developer Hours for Custom Features	20 hours	80 hours	Custom
Estimated Total Investment	$25K - $40K	$75K - $120K	Contact for Quote

how-we-deliver

ENGINEERED FOR SCALE AND SECURITY

Our Development Methodology

We build production-ready NEAR Account Abstraction Wallets using a battle-tested process that prioritizes security, user experience, and rapid deployment for microloan platforms.

Architecture & Smart Contract Design

We architect modular, upgradeable smart accounts using the NEAR Sdk and NEP standards. Our designs incorporate gas sponsorship, batch transactions, and session keys specifically for microloan flows, ensuring low-cost, composable operations.

NEP-413

Session Key Standard

Modular

Upgradeable Design

Security-First Development

Every line of Rust/AssemblyScript is written with security primitives. We implement formal verification for core logic, comprehensive unit/integration testing, and prepare all code for third-party audits from firms like Halborn or CertiK.

100%

Test Coverage

Audit-Ready

Code Delivery

Frontend SDK & Integration

We deliver a tailored React/TypeScript SDK that abstracts NEAR's complexity. It handles account initialization, social logins, sponsored transactions, and loan dashboard embedding, enabling your team to focus on product logic.

TypeScript

Primary SDK

< 2 days

Integration Time

Deployment & Mainnet Launch

We manage the full deployment pipeline: configuring RPC endpoints, setting up indexers for transaction history, implementing monitoring with Prometheus/Grafana, and executing a phased mainnet launch with canary testing.

99.9%

Uptime SLA

2-3 weeks

To Production

Infrastructure Decision Analysis

Build vs. Buy: Custom NEAR Wallet for Microloans

A detailed comparison of developing a custom NEAR Account Abstraction wallet in-house versus partnering with Chainscore Labs for a production-ready solution.

Key Factor	Build In-House	Generic Wallet SDK	Chainscore Custom Wallet
Time to Production	6-12 months	2-4 months	4-8 weeks
Initial Development Cost	$150K - $400K+	$25K - $75K	$50K - $150K
NEAR AA Expertise Required	High (Hire team)	Medium (Integrate SDK)	None (We provide)
Smart Contract Security	Your Audit ($30K+)	SDK Provider's Audit	Pre-audited + Custom Audit
Microloan-Specific Features	Built from scratch	Limited or generic	Designed for microloan flows
Gas Sponsorship & Batch Tx	Custom implementation	Maybe supported	Built-in, production-tested
Ongoing Maintenance & Upgrades	Your team's responsibility	Dependent on SDK updates	Optional SLA included
Compliance & KYC Integration	Custom integration needed	Basic hooks available	Pre-built modules (e.g., Fractal)
Total Cost of Ownership (Year 1)	$300K - $600K+	$75K - $150K	$80K - $180K
Risk of Project Failure	High (Complexity, talent)	Medium (Vendor lock-in)	Low (Guaranteed delivery)

NEAR Account Abstraction for Microloans

Frequently Asked Questions

Get clear answers on our development process, security, and timelines for building a custom NEAR wallet for microlending.

A production-ready, audited NEAR Account Abstraction wallet for microloans typically deploys in 4-6 weeks. This includes smart contract development, integration with your lending logic, frontend build, security audit, and testnet deployment. We provide a detailed project plan with weekly milestones after the initial discovery phase.

NEAR Account Abstraction Wallet for Microloans

Smart Contract Development

Core Technical Capabilities

NEAR Account Abstraction Architecture

Smart Contract Development & Auditing

Multi-Chain Integration Layer

Compliance & KYC/AML Module

Real-Time Analytics Dashboard

DevOps & Infrastructure

Business Outcomes for Your Lending Platform

Lower User Acquisition Cost

Enhanced Security & Compliance

Increased Loan Repayment Rates

Operational Cost Reduction

Faster Time-to-Market

Scalable Global Infrastructure

Phased Development & Deliverables

Our Development Methodology

Architecture & Smart Contract Design

Security-First Development

Frontend SDK & Integration

Deployment & Mainnet Launch

Build vs. Buy: Custom NEAR Wallet for Microloans

Frequently Asked Questions

Get a free quote.

Get In Touch
today.

NEAR Account Abstraction Wallet for Microloans

Smart Contract Development

Core Technical Capabilities

NEAR Account Abstraction Architecture

Smart Contract Development & Auditing

Multi-Chain Integration Layer

Compliance & KYC/AML Module

Real-Time Analytics Dashboard

DevOps & Infrastructure

Business Outcomes for Your Lending Platform

Lower User Acquisition Cost

Enhanced Security & Compliance

Increased Loan Repayment Rates

Operational Cost Reduction

Faster Time-to-Market

Scalable Global Infrastructure

Phased Development & Deliverables

Our Development Methodology

Architecture & Smart Contract Design

Security-First Development

Frontend SDK & Integration

Deployment & Mainnet Launch

Build vs. Buy: Custom NEAR Wallet for Microloans

Frequently Asked Questions

Get In Touch today.

Get In Touch
today.