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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Flow NFT-Backed Loan Platform Design

We design and develop secure, capital-efficient lending platforms where unique digital assets on the Flow blockchain serve as collateral. Our architecture includes dynamic NFT valuation and automated liquidation mechanisms.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy custom smart contracts on EVM and Solana that power your core business logic. Our development process is built on security-first principles using OpenZeppelin libraries and rigorous testing frameworks.

  • Full Lifecycle Development: From initial audit to mainnet deployment and ongoing maintenance.
  • Gas Optimization: Contracts engineered for up to 40% lower transaction costs.
  • Compliance Ready: Built-in support for ERC-20, ERC-721, and custom regulatory hooks.
  • Rapid Delivery: Go from spec to testnet in as little as 2 weeks.

We don't just write code; we deliver battle-tested infrastructure that handles real volume and value.

key-features-cards
END-TO-END FLOW NFT LENDING

Core Platform Capabilities We Deliver

We architect and deploy secure, scalable NFT-backed loan platforms on Flow, delivering production-ready infrastructure that reduces your time-to-market and technical risk.

01

Custom Lending Smart Contracts

Secure, gas-optimized Cadence smart contracts for loan origination, collateral management, and automated liquidation. Built with OpenZeppelin standards and formal verification patterns.

Cadence 1.0
Protocol
Formal Verification
Security
02

NFT Valuation & Risk Engine

Real-time price oracles and risk assessment models for diverse Flow NFT collections (NBA Top Shot, NFL All Day, etc.). Configurable LTV ratios and liquidation thresholds.

Multi-source
Oracles
< 5 sec
Price Updates
03

Borrower & Lender Portals

White-label web applications for loan management, collateral deposit, and repayment. Integrated with Blocto, Dapper, and Ledger wallet support for seamless UX.

React/Next.js
Stack
Wallet Connect
Integration
04

Compliance & Reporting Layer

On-chain transaction logging, KYC/AML integration hooks, and automated reporting dashboards for regulatory compliance and operational oversight.

Audit Trail
Feature
API Hooks
Integration
05

Platform Security & Audits

Comprehensive security architecture including penetration testing, smart contract audits by third-party firms, and 24/7 monitoring for suspicious activity.

Third-party
Audits
SOC 2 Type II
Framework
06

Scalable Flow Node Infrastructure

Managed access node and query node deployment with high availability, ensuring sub-second transaction finality and 99.9% platform uptime SLA.

99.9%
Uptime SLA
< 1 sec
Finality
benefits
DELIVERABLES & METRICS

Business Outcomes for Your Platform

Our Flow NFT-backed loan platform design delivers measurable business results, from accelerated time-to-market to robust, scalable infrastructure.

01

Accelerated Time-to-Market

Go from concept to live platform in under 8 weeks with our modular, pre-audited smart contract architecture. We deliver a production-ready MVP, not just a proof-of-concept.

< 8 weeks
To Live MVP
90%
Code Reuse
02

Secure & Audited Smart Contracts

Deploy with confidence using our battle-tested Cadence contracts, pre-audited for common vulnerabilities. We implement secure lending logic, collateral management, and liquidation engines.

100%
Coverage Audits
Zero
Critical Bugs
03

Scalable On-Chain Architecture

Built on Flow's high-throughput blockchain to support thousands of concurrent loans. Our design ensures sub-3-second finality for transactions and seamless user onboarding via FCL.

10k+
TPS Capacity
< 3 sec
Tx Finality
04

Capital-Efficient Lending Pools

Maximize capital utilization with automated, risk-adjusted loan-to-value (LTV) ratios and dynamic interest rate models. Our treasury management modules optimize yield for liquidity providers.

85%+
Capital Efficiency
Real-time
Risk Engine
05

Seamless NFT Integration

Enable instant collateralization of major NFT collections (NBA Top Shot, NFL All Day) with our verified price oracles and cross-contract proof-of-ownership validation.

10+
Collections Supported
< 1 sec
Oracle Updates
A structured, risk-mitigated approach to launching your NFT lending protocol

Phased Development Roadmap

Our modular development process ensures a secure, scalable launch with clear deliverables and predictable costs at each stage.

Phase & Core DeliverablesFoundation (4-6 Weeks)Launch (6-8 Weeks)Scale (Ongoing)

Smart Contract Suite

Core Lending Engine & NFT Vaults

Liquidation Engine & Oracle Integration

Advanced Features (e.g., Flash Loans, Bundles)

Security & Audits

Internal Review & Formal Verification

External Audit by Top Firm (e.g., Quantstamp)

Continuous Monitoring & Bug Bounty Setup

Frontend MVP

Basic Borrower/Lender Dashboard

Full UI/UX with Wallet Integration

Advanced Analytics & Admin Panel

Backend Infrastructure

Indexer & Basic API for on-chain data

Risk Engine & Notification Service

Scalable Microservices & Real-time Alerts

Testing & Deployment

Testnet Deployment & Internal QA

Mainnet Launch on Flow

Multi-chain Deployment Support

Support & Handover

Technical Documentation

Team Training & Launch Support

Optional SLA for 24/7 Monitoring

Estimated Investment

$40K - $60K

$60K - $90K

Custom (Based on Features)

how-we-deliver
PROVEN FRAMEWORK

Our Development & Security Methodology

We build secure, scalable NFT lending platforms on Flow with a battle-tested process that prioritizes your time-to-market and risk mitigation.

01

Architecture & Smart Contract Design

We design custom Cadence smart contracts for your specific loan logic—fixed-rate, peer-to-pool, or collateralized debt positions. Our modular approach ensures future-proofing and easy upgrades.

100%
Custom Cadence Logic
Modular
Upgradeable Design
02

Comprehensive Security Audits

Every contract undergoes rigorous internal review followed by a formal audit from a top-tier security firm. We provide a full vulnerability report and remediation before mainnet deployment.

Internal + External
Dual Audit Layers
Formal Report
Delivered
03

Gas Optimization & Cost Analysis

We profile and optimize every transaction for minimal Flow transaction fees. Our cost models predict operational expenses, ensuring your platform remains economical at scale.

> 40%
Avg. Gas Reduction
Pre-launch Model
Cost Forecast
04

Integration & Frontend Development

We build a responsive frontend using FCL (Flow Client Library) and integrate with key infrastructure: Chainscore oracles for NFT valuation, custodial wallets, and payment gateways.

FCL/Next.js
Standard Stack
Pre-built
Oracle Feeds
05

Testing & Quality Assurance

We employ a multi-layered testing strategy: unit tests for Cadence contracts, integration tests for on/off-chain components, and stress tests simulating high-volume lending activity.

> 95%
Code Coverage
Load Tested
To 10k TPS
06

Deployment & DevOps

We manage the full deployment lifecycle on Flow Mainnet, including contract verification, frontend hosting, and setting up monitoring with alerts for contract events and system health.

Mainnet
Deployment
24/7
Health Monitoring
For CTOs & Technical Founders

Flow NFT Lending Platform: Key Questions

Get specific answers on timelines, costs, and technical delivery for your NFT lending platform on Flow.

We deliver a production-ready, audited MVP in 6-8 weeks from kickoff. This includes core lending logic, a secure vault system, a user dashboard, and integration with Flow wallets and marketplaces. Complex features like multi-asset collateral or advanced governance can extend this to 10-12 weeks. We work in 2-week sprints with regular demos.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team