We architect and deploy custom smart contracts for tokens, DeFi, and NFTs, ensuring security-first development from day one. Our process includes formal verification and peer review to mitigate risks before deployment.
LABS
Services
EVM-Based P2P Lending Protocol Development
We build custom, secure, and scalable peer-to-peer lending protocols on Ethereum and L2s, delivering production-ready smart contracts, liquidity pools, and governance for payment-focused applications.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 veterans.
- Token Standards:
ERC-20,ERC-721,ERC-1155, and custom implementations. - DeFi Protocols: DEXs, lending/borrowing platforms, yield aggregators, and liquidity management.
- Security: Built with
OpenZeppelinlibraries and audited against common vulnerabilities. - Delivery: From concept to mainnet deployment in as little as 2 weeks.
We don't just write code; we deliver battle-tested, gas-optimized contracts that power real-world applications with 99.9% uptime SLAs.
key-features-cards
PRODUCTION-READY MODULES
Core Protocol Components We Deliver
We architect and deploy the complete, audited smart contract foundation for your lending protocol, ensuring security, scalability, and regulatory compliance from day one.
benefits
EXPERTISE YOU CAN TRUST
Why Partner with Chainscore for Your Lending Protocol
We deliver battle-tested EVM lending infrastructure that scales. Our focus is on security, speed to market, and sustainable protocol economics.
01
Security-First Architecture
Every protocol is built on audited, open-source foundations like Aave v3 and Compound, with custom logic verified by firms like CertiK or Quantstamp. We implement formal verification for critical functions.
0
Critical Vulnerabilities in Production
100%
Open-Source Core
02
Faster Time-to-Market
Leverage our modular library of pre-audited components (oracles, liquidators, interest rate models) to launch a fully functional protocol in weeks, not months.
4-6 weeks
From Spec to Mainnet
90%
Code Reuse from Audited Modules
03
Deep EVM & DeFi Expertise
Our team has built and scaled protocols handling over $1B+ in TVL. We navigate complex challenges like MEV-resistant liquidations, gas optimization, and cross-chain interoperability.
$1B+
Collective TVL Experience
5+ years
Average Team Experience in DeFi
04
Sustainable Tokenomics & Governance
We design incentive structures, fee models, and DAO governance frameworks that align long-term protocol health with user growth, avoiding common Ponzi-nomics pitfalls.
10+
Token Models Designed
Full DAO
Governance Scaffolding Included
Choose Your Path to Market
Structured Development Paths
Compare our tiered service packages for EVM-based P2P lending protocol development, from initial build to full-scale enterprise deployment.
| Feature | Starter | Professional | Enterprise |
|---|---|---|---|
Core Lending Protocol (ERC-4626) | |||
Custom Risk & Oracle Integration | Basic | Advanced | Custom |
Smart Contract Audit (2x) | 1 Audit | 2 Audits | 3 Audits + Formal Verification |
Deployment & Mainnet Launch Support | |||
24/7 Monitoring & Alerting | 7-day | 30-day | 1 Year SLA |
Incident Response Time | 48h | 12h | 4h |
Gas Optimization Review | |||
Integration Support (Wallets, Fiat On/Off Ramps) | |||
Team Training & Documentation | Standard | Comprehensive | |
Estimated Timeline | 6-8 weeks | 8-12 weeks | 12-16 weeks |
Starting Price | $25,000 | $75,000 | Custom Quote |
how-we-deliver
TRANSPARENT & PREDICTABLE
Our End-to-End Development Process
From initial concept to mainnet launch and beyond, our battle-tested methodology delivers secure, scalable P2P lending protocols with clear milestones and guaranteed outcomes.
01
Architecture & Smart Contract Design
We architect your protocol's core logic using Solidity 0.8+ with OpenZeppelin libraries. Deliverables include a detailed technical specification, gas-optimized contract architecture, and a comprehensive security-first design review.
OpenZeppelin
Security Standard
Solidity 0.8+
Language
02
Core Protocol Development
Development of the lending pool engine, interest rate models, collateral management, and liquidation mechanisms. We implement industry standards like ERC-20 for tokens and ERC-721 for NFT collateral, ensuring interoperability and compliance.
ERC-20/721
Standards
Full Test Suite
Coverage
03
Security Audits & Formal Verification
Every protocol undergoes rigorous internal review followed by an external audit from a top-tier firm like CertiK or Quantstamp. We provide a verifiable audit report and implement all critical recommendations before deployment.
2+ Audits
Minimum
Critical Issues
0 Tolerance
04
Frontend & Backend Integration
We build a responsive admin dashboard and user interface (React/Next.js) with integrated Web3 wallets. Our backend services handle off-chain data, event indexing, and API endpoints for seamless user experience and protocol management.
React/Next.js
Frontend
Real-time API
Backend
05
Testnet Deployment & Simulation
Full deployment on Sepolia or Goerli testnets. We conduct extensive simulation testing for edge cases, stress test liquidation engines, and simulate market volatility to ensure protocol resilience before mainnet launch.
Sepolia/Goerli
Testnets
>95%
Test Coverage
06
Mainnet Launch & Ongoing Support
We manage the secure mainnet deployment, configure oracles (Chainlink), and set up monitoring with alerting for key protocol health metrics. Includes 30 days of post-launch support and optional SLA-based maintenance packages.
Chainlink
Oracle Standard
24/7 Monitoring
Post-Launch
tech-stack
ARCHITECTURE & SECURITY
Technology & Protocol Foundation
We build your P2P lending protocol on a secure, scalable, and future-proof EVM foundation. Our architecture prioritizes capital efficiency, composability, and institutional-grade security from day one.
01
Custom Smart Contract Suite
Gas-optimized core contracts for lending pools, interest rate models, and liquidations, built with Solidity 0.8+ and OpenZeppelin libraries. Includes upgradable proxy patterns for seamless protocol evolution.
OpenZeppelin
Security Standard
Upgradable
Architecture
02
Advanced Oracle Integration
Secure, low-latency price feeds from Chainlink or Pyth Network with circuit breakers and heartbeat monitoring. Protects your protocol from flash loan attacks and stale data.
Chainlink / Pyth
Oracle Providers
Multi-source
Data Validation
04
Gas-Optimized Architecture
Protocol logic designed for minimal on-chain computation, reducing user transaction costs by 20-40% versus unaudited generic implementations. Critical for mainnet scalability.
20-40%
Gas Reduction
Batchable
Operations
05
Multi-Chain Deployment Ready
Architected for deployment across EVM-compatible L1s and L2s (Ethereum, Arbitrum, Polygon, Base). Includes cross-chain messaging hooks for future composability.
EVM Native
Compatibility
L1 & L2
Deployment Targets
06
Compliance & Risk Modules
Configurable modules for loan-to-value (LTV) ratios, isolation modes, and permissioned pools. Enables compliance with regional regulations and institutional risk frameworks.
Configurable
Risk Parameters
KYC/AML
Module Ready
Technical & Commercial Insights
P2P Lending Protocol Development FAQs
Get clear, specific answers to the most common questions CTOs and founders ask when evaluating a development partner for their EVM-based lending protocol.
Our standard engagement follows a 6-8 week timeline from kickoff to mainnet deployment, structured in clear phases: 1-2 weeks for architecture & smart contract design, 3-4 weeks for core development and internal testing, and 1-2 weeks for security audits and final deployment. We use agile sprints with weekly demos to ensure alignment. For complex protocols with novel features (e.g., cross-margin, NFT collateral), timelines extend to 10-12 weeks.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall