We architect and deploy production-ready smart contracts that power your Web3 product. Our development process is built on security-first principles, utilizing OpenZeppelin libraries, formal verification, and comprehensive test suites covering >95% of code paths. We deliver fully documented, upgradeable contracts ready for mainnet deployment.
Mobile-First Remittance App Development
Smart Contract Development
Secure, audited smart contracts built to your exact specifications, from token standards to complex DeFi logic.
From a 2-week MVP to a multi-chain protocol, we build the foundational logic your application depends on.
- Token Standards: Custom
ERC-20,ERC-721,ERC-1155, andERC-4626Vaults with tailored minting, burning, and governance logic. - DeFi & dApps: Automated Market Makers (AMMs), staking pools, lending protocols, and bespoke business logic.
- Security & Audit-Ready Code: Every contract undergoes internal review against common vulnerabilities (reentrancy, overflow) and is structured for seamless third-party audit integration.
Core Features We Deliver
We build mobile-first remittance applications with a focus on compliance, speed, and user experience. Our full-stack development delivers production-ready apps that handle high-volume, cross-border transactions securely.
Compliant On/Off-Ramp Integration
Seamless integration with licensed fiat gateways and liquidity providers (e.g., MoonPay, Ramp) for regulatory-compliant deposits and withdrawals in 100+ countries. We handle KYC/AML flow integration.
Multi-Chain Wallet & Smart Contracts
Secure, non-custodial mobile wallet supporting EVM chains (Polygon, Arbitrum) and Layer 2s. Custom smart contracts for fee management, batch settlements, and transaction routing with gas optimization.
Real-Time FX & Settlement Engine
Proprietary engine for real-time foreign exchange rate aggregation and sub-2-second settlement finality. Includes automated liquidity rebalancing and multi-provider routing for best rates.
Enterprise-Grade Security & Monitoring
End-to-end security with penetration testing, real-time threat detection, and 24/7 transaction monitoring dashboards. Built with OpenZeppelin libraries and undergoes third-party audits.
Native iOS & Android Applications
High-performance native mobile apps (Swift, Kotlin) with biometric authentication, push notifications for transaction status, and an intuitive UX designed for first-time crypto users.
Compliance & Reporting Dashboard
White-labeled admin dashboard for real-time transaction tracking, user management, automated regulatory reporting (Travel Rule), and reconciliation tools for finance teams.
Business Outcomes for Your FinTech
We translate technical execution into measurable business results. Here’s what you can expect from our mobile-first remittance development service.
Faster Time-to-Market
Deploy a production-ready, compliant remittance MVP in under 6 weeks. Our modular architecture and pre-built compliance modules accelerate your launch.
Reduced Operational Cost
Optimize transaction costs with our gas-efficient smart contracts and multi-chain liquidity routing. Achieve up to 40% lower per-transaction fees versus in-house builds.
Seamless User Onboarding
Implement non-custodial wallets with social logins and fiat ramps (Stripe, MoonPay). Achieve sub-60-second user onboarding with a polished, intuitive mobile experience.
Scalable Global Infrastructure
Leverage our globally distributed node infrastructure for sub-3-second cross-border settlement. Auto-scaling backend ensures reliability during peak volumes.
Phased Development Tiers
Our modular development approach allows you to launch a secure MVP and scale features based on user growth and market validation.
| Core Capability | MVP Launch | Growth Scale | Enterprise Platform |
|---|---|---|---|
Multi-Chain Wallet Integration | |||
Fiat On/Off-Ramps (Stripe, Ramp) | 1 Provider | 3+ Providers | Custom/White-Label |
Cross-Chain Swaps (LayerZero, Axelar) | |||
Transaction Batching & Gas Optimization | Basic | Advanced | AI-Optimized |
Compliance & KYC Integration (Sumsub, Onfido) | Basic Checks | Full Suite + Travel Rule | Custom Regulatory Modules |
Real-Time FX Rates & Slippage Protection | Static Oracles | Dynamic Oracles (Chainlink) | Proprietary Aggregator |
Smart Contract Audit Coverage | Critical Issues Only | Full Security Audit | Continuous Audit + Bug Bounty |
Backend Infrastructure & API | Managed Cloud | Dedicated Nodes + Indexers | Multi-Region Hybrid Deployment |
Support & SLA Response Time | Business Hours | 24/7 < 12h | 24/7 < 1h Dedicated |
Estimated Timeline | 6-8 Weeks | 12-16 Weeks | Custom Roadmap |
Typical Investment | $50K - $80K | $120K - $200K | $300K+ |
Our Development & Compliance Process
From concept to compliant launch, we manage the full lifecycle of your mobile-first remittance app. Our battle-tested process ensures regulatory adherence, technical excellence, and a seamless user experience.
Regulatory Discovery & Licensing Strategy
We map your target corridors (e.g., US-LATAM, EU-Africa) to specific MSB, VASP, and AML/CFT licensing requirements. We provide a clear compliance roadmap, including partner integrations for KYC/AML screening (e.g., Onfido, Sumsub).
Architecture & Smart Contract Development
We build secure, gas-optimized smart contracts for on-chain settlement using stablecoins (USDC, EURC) or native tokens. Architecture includes multi-sig wallets, automated compliance checks, and integration with oracles for real-time FX rates.
Mobile-First UX/UI & Core Wallet
Development of iOS and Android apps with a non-custodial embedded wallet (via Web3Auth or MPC). Focus on intuitive fiat on/off ramps, transaction tracking, and sub-10-second payment status updates.
Compliance Engine Integration
Implementation of a rules-based transaction monitoring system. Automated screening against sanctions lists, threshold-based reporting triggers, and immutable audit trails for all cross-border transactions.
Security Audits & Penetration Testing
Comprehensive security review including smart contract audits by third-party firms, infrastructure penetration testing, and mobile app security analysis before mainnet deployment.
Launch Support & Ongoing Compliance
We manage the production deployment, provide 24/7 monitoring with 99.9% uptime SLA, and deliver quarterly compliance reports. Includes training for your team on regulatory updates and system management.
Frequently Asked Questions
Get clear answers on timelines, costs, and technical details for your cross-border payment application.
From kickoff to App Store/Play Store deployment, a minimum viable product (MVP) takes 6-8 weeks. This includes core features like user onboarding, fiat on/off-ramps, wallet creation, and cross-chain transfers. A full-featured app with advanced compliance tools, multi-currency support, and loyalty programs typically requires 12-16 weeks. We use agile sprints with weekly demos to ensure you're always in sync with progress.
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Our experts will offer a free quote and a 30min call to discuss your project.