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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Real-Time Gross Settlement System Development

We build blockchain-based RTGS for near-instant, final settlement of high-value payments. Our systems are engineered on high-throughput networks like Flow or dedicated AppChains, with built-in disaster recovery and failover.
Chainscore © 2026
overview
CORE SERVICES

Smart Contract Development

Secure, gas-optimized smart contracts built by Web3 specialists to power your protocol.

We architect and deploy production-grade smart contracts that are secure by design. Every line of Solidity or Rust is written with gas efficiency, upgradeability, and long-term maintainability in mind.

  • Full Lifecycle Development: From initial spec to mainnet deployment and post-launch monitoring.
  • Security-First Approach: Rigorous internal audits using Slither and Foundry, following OpenZeppelin best practices.
  • Protocol Specialization: Custom ERC-20, ERC-721, staking systems, DAO governance, and bespoke DeFi logic.

Deliver a battle-tested foundation. We ensure your core business logic is immutable, efficient, and resilient to exploits.

key-features-cards
ENGINEERED FOR FINANCIAL GRADE SETTLEMENT

Core Technical Capabilities

Our RTGS platform is built on a foundation of enterprise-grade blockchain infrastructure, delivering the speed, security, and reliability required for mission-critical financial operations.

01

Sub-Second Finality Engine

Proprietary consensus and transaction processing layer guaranteeing settlement finality in < 500ms, eliminating counterparty risk and enabling real-time liquidity management.

< 500ms
Settlement Finality
10k+ TPS
Peak Throughput
02

Multi-Asset Settlement Hub

Native support for CBDCs, stablecoins (ERC-20, ERC-1400), and tokenized assets on a single, interoperable ledger. Enables atomic cross-asset DvP and PvP settlements.

10+
Asset Standards
Atomic
Cross-Asset Swaps
03

Institutional-Grade Security & Compliance

Architected with Zero-Trust principles. Features include MPC-based key management, on-chain transaction monitoring for AML/CFT, and regular audits by firms like Quantstamp.

SOC 2 Type II
Compliance
MPC Wallets
Key Management
04

High-Availability Infrastructure

Geo-distributed validator network with automated failover, delivering 99.99% uptime SLA. Built for regulatory resilience across multiple jurisdictions.

99.99%
Uptime SLA
3+
Active Regions
05

Programmable Settlement Logic

Embed custom business rules, conditional payments, and automated reconciliation workflows directly into the settlement layer using our secure smart contract framework.

Solidity 0.8+
Contract Language
Formal Verification
Security Standard
06

Regulatory Reporting Module

Automated, real-time generation of audit trails and regulatory reports (e.g., transaction ledgers, participant activity) compatible with major financial authorities.

Real-Time
Audit Trail
ISO 20022
Message Standard
benefits
DELIVERING TANGIBLE VALUE

Business Outcomes for Your Payment Network

Our Real-Time Gross Settlement System is engineered to deliver measurable improvements to your core financial operations, from liquidity management to transaction finality.

01

Sub-Second Transaction Finality

Achieve definitive settlement in under one second, eliminating counterparty risk and freeing up capital. This enables true real-time payments and high-frequency operations.

< 1 sec
Settlement Time
24/7/365
Operational Hours
02

Reduced Liquidity & Operational Costs

Eliminate the need for prefunded nostro accounts and reduce intraday liquidity requirements by over 70%. Our system enables net settlement across multiple corridors on a single ledger.

> 70%
Liquidity Savings
Zero
Prefunding Required
03

Enterprise-Grade Security & Compliance

Built with institutional security from day one. Includes role-based access controls, transaction monitoring, and audit trails compliant with financial regulations (AML/CFT).

SOC 2 Type II
Compliance
Bank-Grade
Encryption
04

Seamless Multi-Currency & Cross-Border Settlement

Settle payments across different fiat and digital asset corridors instantly. Our system supports direct PvP (Payment vs. Payment) to mitigate Herstatt risk in forex transactions.

Unlimited
Currency Pairs
Atomic
PvP Settlement
05

Scalable Infrastructure for High Volume

Architected to handle millions of transactions per day with linear scalability. Proven infrastructure supporting over $50B in annual settlement volume for enterprise clients.

> 1M TPS
Peak Capacity
99.99%
Uptime SLA
06

Faster Time-to-Market & Integration

Deploy a production-ready RTGS network in weeks, not years. Our modular APIs and SDKs allow for seamless integration with existing core banking and payment systems.

< 4 weeks
Deployment Time
REST & WebSocket
API Support
Strategic Decision Matrix

Build vs. Buy: Blockchain RTGS vs. Legacy Infrastructure

A detailed comparison of the total cost, risk, and time-to-market for developing a Real-Time Gross Settlement system in-house versus partnering with Chainscore Labs.

Key FactorBuild In-HouseLegacy ProviderChainscore RTGS

Development Timeline

6-12+ months

3-6 months

4-8 weeks

Initial Build Cost

$250K - $750K+

$100K - $300K

$50K - $150K

Security Posture

High (Custom, Unaudited)

Medium (Proprietary, Opaque)

Low (Audited, Open-Source Patterns)

Settlement Finality

Custom (Risk of Delays)

2-60 minutes

< 2 seconds

Interoperability

Custom Integration Required

Limited (Closed APIs)

Native Multi-Chain (EVM, L2s)

Ongoing Maintenance

Full Internal Team

Vendor-Managed, High Fees

Optional SLA with 99.9% Uptime

Compliance & Reporting

Manual, Costly to Build

Included, Limited Customization

Automated, Customizable Modules

Total Cost of Ownership (Year 1)

$500K - $1.2M+

$300K - $600K

$80K - $200K

Time to First Live Transaction

9+ months

5+ months

< 60 days

how-we-deliver
PREDICTABLE, SECURE, AND SCALABLE

Our Development and Delivery Process

We deliver production-ready RTGS systems through a structured, transparent process designed for financial-grade reliability and rapid time-to-market.

01

Discovery & Architecture Design

We begin with a deep technical workshop to define your settlement logic, regulatory requirements, and integration points. You receive a detailed architecture blueprint and project roadmap.

2-3 days
Workshop
1 week
Blueprint Delivery
02

Core Ledger & Smart Contract Development

Our team builds the high-throughput settlement ledger and audited smart contracts using Solidity 0.8+ and OpenZeppelin libraries, ensuring atomic finality for all transactions.

99.9%
Uptime SLA
< 1 sec
Settlement Finality
03

Security Audit & Penetration Testing

Every line of code undergoes rigorous internal review followed by a formal audit from a leading third-party firm like Quantstamp or CertiK before deployment.

2 Audits
Internal + External
Zero Critical
Vulnerability Guarantee
04

Staging Deployment & Integration

We deploy the system to a staging environment identical to production, facilitating seamless integration with your existing treasury, banking, and liquidity provider APIs.

Full Test Suite
Included
24/7 Support
During Integration
05

Production Launch & Monitoring

We manage the production deployment, establish real-time monitoring dashboards for transaction volume and system health, and provide comprehensive operational handover.

< 4 hours
Deployment Window
Real-Time
Health Dashboards
06

Ongoing Support & Upgrades

Your system is backed by 24/7 SRE support, regular protocol updates, and a roadmap for feature enhancements like cross-chain settlement and new asset support.

15-min
SLA Response
Quarterly
Roadmap Reviews
security
CORE INFRASTRUCTURE

Smart Contract Development

Secure, gas-optimized smart contracts built to your exact specifications.

We architect and deploy production-ready Solidity and Rust contracts for DeFi, NFTs, and enterprise applications. Every line of code is built with security-first principles and gas optimization in mind, directly reducing your operational costs and protecting user assets.

From a 2-week MVP to a full protocol suite, we deliver contracts that are secure by design and ready for mainnet.

  • Custom Logic: Tailored ERC-20, ERC-721, staking, governance, and bridging contracts.
  • Security & Audits: Development with OpenZeppelin libraries, followed by third-party audits from firms like CertiK or Quantstamp.
  • Full Lifecycle: We handle deployment, verification, and provide ongoing maintenance and upgrade strategies.
RTGS Development

Frequently Asked Questions

Get clear answers on how we build secure, high-performance real-time gross settlement systems for financial institutions and Web3 enterprises.

A production-ready RTGS system typically deploys in 6-12 weeks. The timeline depends on complexity: a basic single-currency system can be live in 6 weeks, while a multi-currency, cross-chain solution with regulatory reporting features may take 10-12 weeks. We follow a phased delivery model with weekly demos, ensuring alignment and allowing for incremental deployment.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team