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Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Institutional Fiat Gateway Development

We build secure, high-throughput fiat-to-crypto gateways with direct OTC connectivity and multi-signature settlement, designed for the compliance and volume needs of hedge funds, family offices, and corporate treasuries.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3 experts to power your protocol.

We architect and deploy audit-ready smart contracts that form the secure foundation of your dApp. Our development process is built on OpenZeppelin standards and Solidity 0.8+ best practices, ensuring security and gas efficiency from day one.

Deliver a battle-tested, upgradeable contract suite in as little as 4-6 weeks.

Our full-service development includes:

  • Custom Logic & Architecture: Design for ERC-20, ERC-721, ERC-1155, or bespoke tokenomics.
  • Comprehensive Testing: Unit, integration, and scenario testing with Hardhat or Foundry.
  • Gas Optimization: Code reviews to minimize deployment and transaction costs.
  • Deployment & Verification: Full mainnet/testnet deployment with source code verification.

We focus on long-term security and maintainability. Every contract includes upgrade patterns (TransparentProxy/UUPS), access control systems, and detailed technical documentation for your team.

key-features-cards
ENTERPRISE-READY INFRASTRUCTURE

Core Capabilities of Our Gateway Architecture

Our institutional fiat gateway is engineered for scale, security, and compliance, providing the robust rails your platform needs to onboard capital and users seamlessly.

01

Regulatory Compliance Engine

Pre-integrated KYC/AML flows with global providers (Onfido, Sumsub) and automated transaction monitoring for sanctions screening. Built-in support for travel rule compliance (FATF 16) and jurisdictional licensing frameworks.

150+
Jurisdictions Supported
< 2 min
Avg. KYC Verification
02

Multi-Bank Liquidity Network

Direct API integrations with tier-1 banking partners and payment processors (SWIFT, SEPA, Fedwire). Aggregate liquidity to offer best-in-class FX rates and ensure high transaction success rates for your users.

99.5%
Success Rate
10-30 bps
FX Spread
03

Real-Time Settlement & Monitoring

Automated webhook system for instant payment status updates. Full transaction lifecycle tracking from bank initiation to on-chain confirmation with automated reconciliation and failure handling.

< 60 sec
Webhook Alert
24/7
System Monitoring
04

Custody-Grade Security

Architected with MPC (Multi-Party Computation) wallets and hardware security modules (HSMs). SOC 2 Type II compliant infrastructure with regular penetration testing by firms like Halborn.

SOC 2
Compliance
Zero
Custodial Breaches
05

Scalable API-First Design

RESTful APIs with comprehensive documentation, SDKs for major languages, and a developer dashboard for key management and analytics. Built to handle volumes from startup to enterprise scale.

99.9%
Uptime SLA
< 100ms
P95 Latency
06

Custom On/Off-Ramp Flows

White-label widget integration for seamless user experience. Support for ACH, wire transfers, and card payments. Fully customizable UI components and branding to match your application.

< 2 weeks
Integration Time
10+
Payment Methods
benefits
TREASURY AUTOMATION

Business Outcomes for Your Treasury Operations

Our institutional fiat gateway development delivers measurable improvements to your treasury workflows, from automated reconciliation to real-time liquidity management.

01

Automated Settlement & Reconciliation

Eliminate manual entry with programmatic settlement APIs that auto-match on-chain transactions with bank statements, reducing reconciliation time from days to minutes.

99.9%
Accuracy Rate
< 5 min
Reconciliation Time
02

Real-Time Liquidity Management

Monitor and manage fiat positions across multiple banking partners and on-chain pools from a single dashboard, enabling dynamic rebalancing and optimized capital efficiency.

24/7
Visibility
Sub-Second
Data Updates
03

Regulatory Compliance by Design

Gateway architecture embeds KYC/AML checks, transaction monitoring, and audit trails compliant with global standards (FATF Travel Rule, 5AMLD), built by our certified compliance team.

100%
Audit Trail
FATF
Standards
04

Multi-Bank & Multi-Currency Support

Connect to a global network of banking partners and payment rails (SWIFT, SEPA, Fedwire) to facilitate seamless EUR, GBP, USD, and SGD transactions, reducing FX friction.

10+
Currency Pairs
Global
Banking Network
05

Enterprise-Grade Security & Custody

Deploy with MPC (Multi-Party Computation) wallets, hardware security modules (HSM), and role-based access controls (RBAC) to protect assets and enforce governance policies.

SOC 2
Framework
MPC
Custody
06

Scalable API-First Integration

Integrate our RESTful APIs and webhooks into your existing treasury management system (TMS) or ERP in under 4 weeks, with dedicated developer support.

< 4 weeks
Integration Time
99.99%
API Uptime
Choose Your Integration Path

Phased Development Tiers & Deliverables

A structured comparison of our modular service tiers for building a compliant, high-throughput fiat on/off-ramp. Each tier includes the previous level's deliverables.

Core DeliverablesFoundationGrowthInstitution

Compliance & Licensing Framework

Core Gateway Smart Contracts (Audited)

Basic Admin Dashboard

KYC/KYB Integration (Basic)

Multi-Chain Support (EVM + 2)

Advanced Fraud Detection Engine

Custom Settlement Logic & Currencies

Real-Time Analytics & Reporting Suite

White-Label Frontend SDK

Dedicated Infrastructure & 24/7 SRE Support

SLA & Response Time

Best Effort

< 12h Business

< 1h 24/7

Estimated Timeline

6-8 weeks

10-14 weeks

16+ weeks

Starting Engagement

$75K

$150K

Custom Quote

how-we-deliver
COMPLIANCE-FIRST DEVELOPMENT

Our Delivery Methodology for Regulated Clients

Building institutional-grade fiat gateways requires a rigorous, audit-ready process. Our methodology is designed to meet the stringent requirements of financial regulators and enterprise risk teams, ensuring security and compliance are engineered from day one.

01

Regulatory Discovery & Gap Analysis

We begin with a comprehensive audit of your target jurisdictions (e.g., FinCEN, FCA, MAS). Our team maps required licenses (MSB, VASP), KYC/AML frameworks (Travel Rule, 5AMLD), and data privacy laws (GDPR) to define a compliant technical architecture.

30+
Jurisdictions Mapped
5-Day
Initial Assessment
02

Secure, Isolated Development Sprints

Development occurs in isolated, permissioned environments with strict access controls. Each sprint delivers auditable code with embedded compliance logic (sanctions screening, transaction limits) and comprehensive documentation for internal and regulator review.

SOC 2 Type II
Development Environment
Bi-Weekly
Compliance Reviews
04

Staged Deployment with Bank Integration

We deploy using a phased go-live strategy: 1) Sandbox with partner banks (e.g., Silvergate, Signature), 2) Limited pilot with real funds, 3) Full production. This minimizes risk and ensures seamless integration with banking partners and payment processors.

< 4 Weeks
Bank API Integration
99.95%
Uptime SLA Live
05

Compliance Dashboard & Reporting

We deliver a real-time admin dashboard for monitoring transactions, generating audit trails, and automating regulatory reports (CTR, SAR). Features include customizable alerting for suspicious activity and full data export for annual examinations.

Real-Time
Monitoring
Automated
Reporting
06

Ongoing Compliance Support & Updates

Our engagement includes proactive monitoring of regulatory changes and mandatory software updates to maintain compliance. We provide direct support during regulator inquiries and annual audit cycles to ensure your gateway remains future-proof.

24/7
Priority Support
Guaranteed
Regulatory Updates
For CTOs and Product Leaders

Frequently Asked Questions on Institutional Fiat Gateway Development

Get clear, technical answers to the most common questions about building a compliant, scalable fiat-to-crypto gateway for your institution.

Our standard engagement follows a 4-phase process, with a typical deployment timeline of 6-10 weeks from kickoff to production. This includes: Discovery & Scoping (1-2 weeks), Architecture & Compliance Design (2-3 weeks), Development & Integration (3-4 weeks), and Security Audit & Go-Live (1-2 weeks). For complex multi-currency or multi-jurisdiction requirements, timelines are adjusted accordingly. We provide a detailed project plan with weekly checkpoints.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team