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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

NEAR Protocol Wallet-to-Bank Integration

Build a seamless, compliant bridge from NEAR Protocol wallets to global banking rails. We deliver end-to-end integration with shard-aware transaction routing for superior user experience.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by experts for your Web3 application.

We architect, develop, and audit custom Solidity/Rust smart contracts that form the immutable business logic of your dApp. Our focus is on security-first development, leveraging battle-tested patterns from OpenZeppelin and rigorous internal audits to mitigate risks before deployment.

From tokenomics to complex DeFi mechanics, we translate your product requirements into gas-efficient, upgradeable code.

  • Custom Logic: ERC-20, ERC-721, ERC-1155 tokens, staking pools, DAO governance, and bespoke DeFi protocols.
  • Security & Quality: Multi-stage review process, formal verification options, and comprehensive test suites for mainnet readiness.
  • Full Lifecycle Support: Development, deployment to EVM/Solana/Cosmos chains, and post-launch monitoring.
key-features-cards
WHAT WE DELIVER

Core Technical Capabilities

Our end-to-end integration service combines deep NEAR Protocol expertise with battle-tested financial rails to move value from blockchain to bank accounts securely and at scale.

01

NEAR Smart Contract Development

Custom, audited smart contracts for managing deposits, withdrawals, and compliance logic on NEAR. Built with Rust/WASM, following security best practices and gas optimization patterns.

100%
On-chain Logic
< 2 sec
Avg. Tx Time
02

Secure Wallet Integration

Seamless connection to user wallets (MyNearWallet, Sender, etc.) via Wallet Selector. Implements MPC-based key management and transaction signing for non-custodial security.

Non-Custodial
Security Model
Zero
Key Exposure
03

Banking API Orchestration

Integration with banking partners and payment processors (Plaid, Stripe, etc.) for KYC/AML checks, ACH/SWIFT routing, and real-time fiat settlement status.

24/7
Settlement Window
99.5%
Success Rate
04

Compliance & Monitoring Layer

Automated transaction monitoring for regulatory compliance (Travel Rule, AML). Real-time dashboards and alerting for anomalous activity with full audit trails.

Real-time
Monitoring
Fully Auditable
Ledger
05

Scalable Backend Infrastructure

High-availability indexers, RPC nodes, and relay services built on AWS/GCP. Designed for horizontal scaling to handle spikes in withdrawal/deposit volume.

99.9%
Uptime SLA
< 100ms
API Latency
benefits
DELIVERABLES

Business Outcomes for Your Platform

Our NEAR Protocol Wallet-to-Bank integration delivers measurable results, reducing operational overhead and accelerating your time-to-market with enterprise-grade reliability.

01

Fiat On/Off-Ramp Integration

Seamlessly connect NEAR wallets to global banking rails via certified partners like Transak, MoonPay, and Ramp. Enable users to deposit and withdraw EUR, USD, and GBP with full KYC/AML compliance.

150+
Countries Supported
20+
Fiat Currencies
02

Sub-Second Settlement

Leverage NEAR's 1-second block finality for near-instant transaction confirmation. Our optimized architecture ensures bank transfer status updates are reflected in the wallet UI in real-time.

< 1 sec
Block Finality
99.9%
Uptime SLA
03

Regulatory Compliance Engine

Pre-built modules for transaction monitoring, sanctions screening, and automated reporting. Built to comply with EU's MiCA, FATF Travel Rule, and global banking standards.

0
Compliance Violations
Automated
Audit Trail
04

Gasless Transaction Sponsorship

Implement meta-transactions so end-users never need NEAR for gas. Our relayers handle fees, dramatically improving onboarding conversion by abstracting blockchain complexity.

~70%
Higher Onboarding
$0
User Gas Cost
05

Multi-Signature Treasury Management

Secure, programmable treasury contracts for managing fiat settlement reserves. Configure custom approval workflows with role-based access control for CFOs and operational teams.

M-of-N
Flexible Signing
24/7
Funds Monitoring
06

Production Deployment & SLA

Go from concept to live integration in weeks, not months. We provide full infrastructure management, 24/7 monitoring, and a guaranteed 99.9% uptime Service Level Agreement.

< 4 weeks
Time to Live
99.9%
Uptime SLA
Structured Roadmap for NEAR Wallet-to-Bank Solutions

Phased Development & Integration Tiers

Compare our structured service tiers designed to match your project's scale, compliance needs, and go-to-market timeline for NEAR Protocol fiat on/off-ramps.

CapabilityStarterProfessionalEnterprise

NEAR Smart Contract Suite (Core)

KYC/AML Integration (Basic)

Multi-Bank API Gateway

Real-Time Fraud Detection Engine

Regulatory Compliance Audit & Report

Dedicated Integration Engineer

SLA & 24/7 Production Monitoring

Best Effort

99.5% Uptime

99.9% Uptime with 1h Response

Implementation Timeline

4-6 Weeks

8-12 Weeks

12-16+ Weeks

Ongoing Support & Maintenance

Ad-hoc

12 Months Included

Custom Multi-Year SLA

Estimated Investment

From $25K

From $75K

Custom Quote

how-we-deliver
PROVEN FRAMEWORK

Our Integration Methodology

A systematic, security-first approach to bridge NEAR Protocol assets with traditional finance. We deliver production-ready integrations, not proof-of-concepts.

01

Architecture & Smart Contract Design

We architect secure, scalable smart contracts on NEAR for minting, burning, and managing wrapped assets. Built with Rust using NEAR's SDK, following formal verification patterns for financial-grade reliability.

Rust / NEAR SDK
Core Tech
Formal Verification
Security Standard
02

Banking API Integration Layer

Development of a secure, compliant middleware layer that connects your NEAR contracts to banking partners (SWIFT, SEPA, local rails). Features automated KYC/AML checks and transaction reconciliation.

ISO 27001
Compliance
Real-time
Reconciliation
03

Security & Compliance Audit

Comprehensive security review of the entire stack—smart contracts, oracles, and API gateways. We partner with leading auditors and ensure adherence to financial regulations in your target jurisdictions.

Third-Party Audits
Verification
GDPR / Travel Rule
Regulatory Focus
04

Deployment & Production Monitoring

We manage the end-to-end deployment on NEAR Mainnet and establish 24/7 monitoring with custom dashboards. Includes SLA-backed uptime, fraud detection alerts, and performance analytics.

99.9%
Uptime SLA
< 30 sec
Alert Response
NEAR Wallet-to-Bank Integration

Frequently Asked Questions

Get clear answers on how we deliver secure, compliant fiat on-ramps and off-ramps for your NEAR application.

A standard integration with a single fiat currency and payment partner takes 3-5 weeks from kickoff to production. This includes KYC/AML provider setup, smart contract development, compliance review, and end-to-end testing. Complex multi-currency or multi-region deployments can extend to 8-10 weeks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
NEAR Wallet-to-Bank Integration | Chainscore Labs | ChainScore Guides