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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

CBDC POS Pilot Program Development

We design and implement end-to-end pilot programs for central bank digital currency acceptance at retail point-of-sale. From central bank API integration to regulatory reporting, we deliver a compliant, scalable test environment.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3-native engineers.

We architect and deploy custom smart contracts that form the backbone of your application. Our development process is built on security-first principles and proven patterns from OpenZeppelin and Solmate, ensuring your core logic is robust and gas-optimized from day one.

From token standards to complex DeFi logic, we deliver contracts that are secure, auditable, and ready for mainnet.

  • Custom Logic: ERC-20, ERC-721, ERC-1155, and bespoke protocols for DeFi, NFTs, and DAOs.
  • Security Focus: Comprehensive unit/integration testing, formal verification, and pre-audit code reviews.
  • Gas Optimization: Expert-level Solidity/Vyper development to minimize transaction costs for your users.
  • Full Lifecycle: Development, deployment, verification, and upgrade management via Transparent Proxies or Diamonds (EIP-2535).
key-features-cards
PROVEN INFRASTRUCTURE

Core Capabilities for a Successful Pilot

We deliver the foundational technical components required to launch a secure, scalable, and compliant CBDC pilot program, accelerating your time-to-market and de-risking your go-to-market strategy.

02

High-Throughput POS Simulation

Load-tested point-of-sale terminal emulators and backend APIs capable of simulating 10,000+ TPS to validate network performance under peak retail conditions. Includes configurable failure modes and latency injection.

10,000+
Simulated TPS
< 100ms
P99 Latency Target
03

Programmable Ledger & Smart Contract Layer

Deployable ledger infrastructure with support for privacy-preserving transactions (ZK-proofs, confidential assets) and programmable monetary policy logic via audited smart contracts (Solidity, Rust).

Zero-Knowledge
Privacy Support
Formally Verified
Policy Contracts
04

Real-Time Analytics & Dashboarding

Comprehensive monitoring suite tracking pilot KPIs: transaction volume, settlement finality, user adoption, and system health. Provides actionable insights for central bank stakeholders and technical teams.

Real-Time
Data Feeds
20+
Pre-built KPI Dashboards
06

Security & Penetration Testing

End-to-end security assessment covering the entire pilot stack: smart contracts, APIs, network nodes, and hardware endpoints. Includes a final report aligned with central bank security requirements.

Full-Stack
Audit Coverage
SOC 2 Type II
Compliant Processes
benefits
PROVEN EXPERTISE

Why Partner with Chainscore for Your CBDC Pilot

We deliver production-ready CBDC infrastructure, not just prototypes. Our team has built and secured financial systems for central banks and regulated institutions, ensuring your pilot meets the highest standards of security, compliance, and performance.

01

Regulatory & Security-First Architecture

Built-in compliance with AML/CFT frameworks, privacy-preserving transaction layers, and multi-party computation (MPC) for key management. Every component undergoes formal verification and third-party audits by firms like Trail of Bits.

Zero
Critical Vulnerabilities
ISO 27001
Compliance Framework
02

Hybrid & Interoperable Ledger Design

Deploy on permissioned blockchains (Hyperledger Besu, Corda) or hybrid models with public chain settlement. Our architecture ensures seamless interoperability with existing RTGS, payment switches, and digital identity systems.

< 100ms
Cross-Ledger Finality
24/7
Legacy System Sync
03

Full-Stack POS & Merchant Integration

End-to-end solution from core ledger to merchant APIs and consumer wallets. We provide SDKs for POS terminals, QR-based payments, offline transaction capability, and real-time settlement dashboards for merchants.

< 2s
Transaction Confirmation
99.5%
Offline Success Rate
04

Rapid Pilot Deployment & Scalability

Go from concept to live pilot in 8-12 weeks using our modular CBDC framework. The system is load-tested to handle 10,000+ TPS, ensuring it can scale from a limited pilot to a national rollout.

8-12 weeks
To Live Pilot
10k+ TPS
Tested Throughput
From Concept to Live Pilot

Structured 12-Week CBDC Pilot Development Timeline

A clear, phased roadmap for central banks and financial institutions to launch a functional, secure, and scalable CBDC proof-of-concept for retail point-of-sale transactions.

Phase & DeliverablesWeeks 1-3: Discovery & DesignWeeks 4-8: Core DevelopmentWeeks 9-12: Pilot Launch & Support

Technical Architecture & Wallet Design

Smart Contract Suite (Minting, Transfers, POS Logic)

Prototype

Audited & Deployed

Merchant & Consumer Wallet Applications

UI/UX Wireframes

MVP Development

Staging Deployment

POS Terminal Integration (NFC/QR)

API Specification

SDK Development

Merchant Onboarding

Private Testnet Deployment

Live Monitoring

Security Audit & Penetration Testing

Scope Defined

Execution & Remediation

Final Report

Pilot Participant Training & Documentation

Materials Prepared

Conducted

Go-Live Support & Performance Monitoring

Post-Pilot Analytics & Roadmap Report

how-we-deliver
PROVEN FRAMEWORK

Our Methodology: Secure, Compliant, Iterative

Our structured approach to CBDC pilot development prioritizes regulatory compliance and operational security from day one, ensuring your project is built to scale and succeed in production.

01

Regulatory-First Architecture

We design with central bank requirements embedded into the protocol layer, implementing programmable monetary policy, transaction limits, and KYC/AML controls directly into the smart contract logic.

ISO 20022
Compliance Standard
Zero-Touch
Policy Enforcement
02

Security by Design

Every component undergoes threat modeling and formal verification. We use audited, open-source frameworks and conduct penetration testing before any pilot deployment.

100%
Code Audited
SLA 99.95%
System Uptime
03

Rapid Prototyping

Deploy a functional pilot environment in weeks, not months. We use modular CBDC smart contract templates for core functions like issuance, distribution, and POS settlement.

< 4 weeks
To MVP
Modular
Contract Library
04

Real-World Integration

Seamlessly connect the CBDC ledger to existing POS terminals, banking cores, and payment switches via robust, standardized APIs for immediate merchant adoption.

REST & gRPC
API Protocols
< 100ms
Settlement Latency
Technical & Implementation Insights

Frequently Asked Questions on CBDC POS Pilots

Get clear answers on timelines, security, costs, and technical requirements for launching a successful Central Bank Digital Currency point-of-sale pilot.

A full-scale CBDC POS pilot deployment typically takes 8-12 weeks. This includes 2 weeks for requirements and architecture design, 3-4 weeks for core development and smart contract auditing, 2 weeks for merchant and user app integration, and 2-3 weeks for controlled pilot testing and go-live. We provide a detailed Gantt chart at project kickoff.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team