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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

White-Label AppChain Banking Network

Deploy a dedicated, sovereign blockchain infrastructure for your neobank. Gain complete control over consensus, transaction fees, and governance, distinct from shared Layer 1/2 networks.
Chainscore © 2026
overview
CORE ENGINEERING

Smart Contract Development

Secure, production-ready smart contracts built to your exact specifications.

We architect and deploy custom Solidity/Rust smart contracts that form the immutable backbone of your application. Every contract is built with security-first principles, utilizing OpenZeppelin libraries and comprehensive testing suites.

  • Full Lifecycle Development: From ideation and architecture to deployment and post-launch monitoring.
  • Multi-Chain Expertise: Deployments on Ethereum, Polygon, Solana, and other leading L1/L2 networks.
  • Gas Optimization: Code reviewed for efficiency, reducing user transaction costs by up to 40%.
  • Audit-Ready Code: Structured, documented, and tested codebase prepared for formal security audits.

We deliver contracts you can trust. Our team has authored and audited over 200+ contracts securing >$50M in on-chain value.

key-features-cards
ENTERPRISE-GRADE FOUNDATION

Core Architecture of Your Banking AppChain

We deliver a purpose-built, secure, and scalable blockchain infrastructure tailored for financial services. Our architecture ensures regulatory compliance, high throughput, and seamless integration with your existing systems.

01

Regulatory-Compliant Ledger

A permissioned ledger with built-in KYC/AML modules and transaction monitoring. Enables transparent audit trails and real-time reporting for financial regulators.

ISO 27001
Security Framework
Real-time
Audit Trail
02

High-Performance Consensus

Deploy with IBFT or QBFT consensus for sub-3-second finality. Engineered for 1000+ TPS to handle high-volume payment and settlement operations.

< 3 sec
Block Finality
1000+
Transactions/sec
03

Interoperability & Bridge

Secure cross-chain bridges to Ethereum, Polygon, and other major networks. Facilitate asset transfers and liquidity flow between public chains and your private AppChain.

Multi-Chain
Bridge Support
< 5 min
Transfer Time
04

Smart Contract Suite

Pre-audited, modular contracts for core banking functions: tokenized assets (ERC-1400), multi-sig treasuries, and programmable compliance rules.

OpenZeppelin
Security Standard
Gas-Optimized
Contract Design
05

Node Infrastructure & Staking

Managed validator nodes with geo-redundancy and automated failover. Includes a white-label staking dashboard for your network participants.

99.9%
Uptime SLA
24/7
Monitoring
06

API Gateway & SDK

Comprehensive REST APIs and developer SDKs for easy integration with mobile banking apps, core banking systems, and third-party services.

< 50 ms
API Latency
Full Docs
Developer Support
benefits
DELIVERABLES

Business Outcomes for Your Neobank

We deliver a production-ready, white-label AppChain network that moves your neobank from concept to launch with measurable results.

01

Accelerated Time-to-Market

Launch your branded blockchain network in under 6 weeks. We provide a pre-configured, compliant foundation, eliminating 6-12 months of in-house development.

< 6 weeks
Launch Time
0 lines
Infra Code Required
02

Regulatory & Compliance Framework

Deploy with built-in compliance modules for KYC/AML, transaction monitoring, and jurisdictional rule-sets. Our architecture is designed for financial regulators.

Pre-built
KYC/AML Engine
Audit-Ready
Data Logging
03

Enterprise-Grade Infrastructure

Operate on a dedicated, sovereign AppChain with 99.9% uptime SLA, sub-2-second finality, and full control over upgrades and governance—no shared network risks.

99.9%
Uptime SLA
< 2 sec
Tx Finality
04

Seamless Fiat & Crypto Integration

Native support for multi-currency stablecoins, CBDC rails, and programmable settlement. Connect directly to existing core banking and payment processors via our APIs.

Multi-chain
Asset Support
API-First
Banking Integration
05

Customizable Product Suite

White-label wallets, branded debit cards linked to on-chain accounts, yield-bearing savings vaults, and cross-border payment corridors—all under your brand.

Fully White-Label
Frontend
Modular
Product Stack
06

Ongoing Protocol Development

We handle all core protocol upgrades, security patches, and node operations. Your team focuses on building customer-facing features, not maintaining blockchain infrastructure.

24/7
DevOps & SRE
Quarterly
Protocol Upgrades
Infrastructure Decision Matrix

AppChain vs. Shared Layer 1/2: A Strategic Choice

A detailed comparison of infrastructure models for launching a white-label banking network, highlighting the operational and strategic trade-offs.

Key FactorShared L1/L2 (e.g., Arbitrum, Base)Dedicated AppChain (Chainscore)

Time to Launch

2-4 weeks

4-8 weeks

Custom Consensus & Rules

No (Network Defaults)

Yes (Fully Configurable)

Transaction Throughput & Cost

Variable (Shared Resources)

Predictable (Dedicated Resources)

Sovereignty & Upgrade Control

Limited (Governance Dependent)

Full (Your Team Controls)

Cross-Chain Interoperability

Native to Ecosystem

Built-to-Order Bridges

Regulatory Data Isolation

No (Public Mempool)

Yes (Private Execution)

Initial Development Cost

$20K - $50K

$75K - $200K+

Ongoing Operational Cost

High & Unpredictable (Gas)

Fixed & Predictable (Infra)

Security Model

Shared (Relies on Base Layer)

Isolated + Inherited (Flexible)

Ideal Use Case

MVP, Low Volume, Early Validation

High-Volume, Regulated, Brand-Critical

how-we-deliver
PREDICTABLE, TRANSPARENT, AND SECURE

Our Delivery Process: From Vision to Mainnet

A structured, milestone-driven approach that de-risks your white-label AppChain deployment. We provide clear deliverables, fixed timelines, and expert guidance at every stage to ensure your banking network launches on time and to specification.

01

1. Discovery & Architecture Design

We conduct a deep-dive workshop to define your network's economic model, governance rules, and interoperability requirements. You receive a comprehensive technical architecture document and a fixed-scope project plan.

Deliverables: Technical Specification Document, Finalized Project Timeline, Infrastructure Architecture Diagram.

1-2 Weeks
Fixed Duration
Zero Risk
Fixed-Price Scoping
02

2. Core Protocol Development

Our engineers build your custom consensus mechanism, tokenomics module, and cross-chain bridges using battle-tested frameworks like Cosmos SDK or Substrate. Every module undergoes our internal security review before integration.

Deliverables: Deployable Chain Code, Custom Module Repositories, Internal Security Audit Report.

4-8 Weeks
Typical Timeline
100%
Code Ownership
03

3. Security & Penetration Testing

Your network's core logic and smart contracts are audited by industry-leading firms like Halborn or Quantstamp. We remediate all critical/high issues and provide a public audit report to build trust with your users.

Deliverables: Third-Party Audit Report, Remediation Proof, Public Attestation Page.

Top-Tier
Audit Partners
Guaranteed
Critical Issue Resolution
04

4. Testnet Deployment & Staging

We deploy your network to a dedicated testnet, configure validator nodes, and implement monitoring with Prometheus/Grafana. Your team performs integration testing with our support, ensuring all banking functions operate as designed.

Deliverables: Live Testnet Explorer, Validator Onboarding Guide, Performance Dashboard Access.

2 Weeks
Staging Period
24/7
Support During Testing
05

5. Mainnet Launch & Validator Onboarding

We manage the genesis ceremony, coordinate with your initial validator set, and execute the secure mainnet launch. Post-launch, we provide a 30-day hypercare period with dedicated SRE support to ensure network stability.

Deliverables: Live Mainnet, Genesis Configuration File, Hypercare Support SLA.

99.9%
Uptime SLA
30 Days
Included Hypercare
06

6. Ongoing Support & Upgrades

Transition to our ongoing infrastructure management and protocol upgrade service. We handle node operations, security patches, and coordinate governance-driven network upgrades, freeing your team to focus on application development.

Deliverables: Infrastructure Management Dashboard, Quarterly Health Reports, Upgrade Coordination.

< 4 Hours
Avg. Response Time
Zero-Downtime
Upgrade Guarantee
From Architecture to Mainnet Launch

Typical 12-Week Delivery Timeline

A phased roadmap for delivering a production-ready white-label AppChain banking network, detailing key milestones and deliverables for each sprint.

Phase & SprintKey DeliverablesClient InvolvementEstimated Duration

Phase 1: Foundation (Weeks 1-4)

Network architecture design, core smart contracts (KYC/AML, asset registry), initial security audit scope

Requirements workshop, architecture sign-off

4 weeks

Sprint 1.1: Core Protocol

Deployable smart contract suite for core banking logic (minting, transfers, compliance)

Weekly technical sync

2 weeks

Sprint 1.2: Chain Configuration

Custom L2/L3 chain configuration (RPC, block explorer, bridge), devnet deployment

Test environment access & validation

2 weeks

Phase 2: Integration (Weeks 5-8)

FIAT on/off-ramp API integration, multi-sig wallet module, backend service connectors

API credential provisioning, compliance rule review

4 weeks

Sprint 2.1: Banking APIs

REST/GraphQL APIs for account management, transaction history, and compliance reporting

API specification review & testing

2 weeks

Sprint 2.2: Admin Dashboard

White-label admin dashboard for user management, transaction monitoring, and network controls

UI/UX feedback sessions

2 weeks

Phase 3: Launch Prep (Weeks 9-12)

Final security audit, testnet deployment with load testing, mainnet launch orchestration

Staging environment testing, go/no-go decisions

4 weeks

Sprint 3.1: Security & Testing

Comprehensive audit report, penetration testing, bug bounty program setup

Audit review, security sign-off

2 weeks

Sprint 3.2: Go-Live

Mainnet deployment, monitoring & alerting setup, operational runbooks, team handover

Production launch coordination

2 weeks

White-Label AppChain Banking

Frequently Asked Questions

Get clear answers on timelines, costs, and technical details for launching your branded banking network.

A standard deployment, including core banking modules, wallet integration, and initial liquidity setup, takes 4-6 weeks from kickoff to mainnet launch. Complex integrations like multi-chain bridges or custom compliance modules can extend this to 8-10 weeks. We follow a phased delivery model with weekly demos to ensure alignment.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team