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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Multi-Currency Sub-Account Payment Rails

Engineering systems that allow a single sub-account to hold and transact in multiple stablecoins and cryptocurrencies, with built-in FX conversion and minimal slippage.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3 experts for your protocol or application.

We architect and deploy custom smart contracts that form the secure, immutable backbone of your Web3 product. Our development process is built on audited security patterns and battle-tested standards like ERC-20, ERC-721, and ERC-1155.

Deploy a secure, gas-optimized MVP in as little as 2 weeks, not months.

  • Full-Stack Development: From tokenomics design and Solidity 0.8+ contracts to frontend integration with ethers.js/wagmi.
  • Security-First: Code follows OpenZeppelin standards and undergoes internal audits before deployment to mainnet.
  • Measurable Outcomes: Achieve 99.9% uptime SLAs, reduce gas costs by up to 40% through optimization, and ensure compliance with relevant regulatory frameworks.
key-features-cards
ARCHITECTURE & ENGINEERING

Core Technical Capabilities We Deliver

We build the foundational payment infrastructure that scales with your business. Our multi-currency sub-account rails are engineered for security, speed, and seamless integration.

benefits
TANGIBLE RESULTS

Business Outcomes for Your Platform

Our multi-currency sub-account rails deliver measurable improvements to your platform's core financial operations, from user acquisition to treasury management.

01

Accelerated User Onboarding

Enable users to deposit and trade in 50+ currencies instantly, reducing the signup-to-first-trade funnel by up to 70%. No more waiting for fiat conversions or external wallet funding.

70%
Faster First Trade
50+
Currencies
02

Enhanced Treasury Efficiency

Automate the consolidation of multi-currency revenue into your preferred settlement asset. Reduce manual reconciliation overhead and optimize for better FX rates with batch settlements.

90%
Less Manual Work
24/7
Auto-Settlement
03

Reduced Operational Risk

Isolate user funds in dedicated, non-custodial sub-accounts. Mitigate co-mingling risk, simplify compliance audits, and protect your platform's core treasury from operational exposure.

Zero
Funds Co-mingled
SOC 2
Compliant Design
04

Scalable Global Payments

Launch in new regions without building local payment infrastructure. Our rails handle currency acceptance, local compliance checks, and cross-border settlement, cutting time-to-market from months to weeks.

< 2 weeks
New Region Launch
Global
Coverage
Strategic Decision Matrix

Build vs. Buy: Custom Rails vs. Generic Wallet APIs

A technical and financial comparison for CTOs deciding between in-house development, generic third-party APIs, and Chainscore's purpose-built multi-currency sub-account rails.

Key FactorBuild In-HouseGeneric Wallet APIChainscore Rails

Time to Market

6-12+ months

2-4 weeks

4-8 weeks

Upfront Development Cost

$200K - $500K+

$0 - $50K

$50K - $150K

Multi-Chain Native Support

Custom per chain

Limited / Wrapped

Native (EVM, Solana, etc.)

Sub-Account Isolation & Compliance

You build it

Not available

Built-in, audited

Smart Contract Security Risk

High (unaudited)

Medium (shared risk)

Low (independently audited)

Ongoing Maintenance & DevOps

Full team required

Vendor manages API

Optional SLA with 99.9% uptime

Custom Business Logic Integration

Fully customizable

Rigid, limited hooks

Fully customizable

Settlement Finality & Speed

Your implementation

Varies, often slow

Sub-2 seconds target

Total Cost of Ownership (Year 1)

$300K - $700K+

$20K - $100K + hidden ops

$80K - $200K (predictable)

Strategic Control & IP Ownership

Full ownership

Vendor lock-in

Full ownership, your keys

how-we-deliver
PREDICTABLE, TRANSPARENT, AND SECURE

Our Delivery Process: From Architecture to Go-Live

We deliver production-ready multi-currency payment rails through a structured, client-focused process. Each phase is designed to de-risk your project, ensure technical excellence, and accelerate your time-to-market.

01

Phase 1: Discovery & Architecture

We conduct a technical deep-dive to define your token standards (ERC-20, ERC-777), settlement logic, and sub-account isolation model. Deliverables include a detailed technical specification and a high-level architecture diagram.

1-2 weeks
Duration
100%
Specification Complete
02

Phase 2: Smart Contract Development

Our engineers build your core payment rail contracts using Solidity 0.8+ with OpenZeppelin libraries. We implement gas-optimized logic for multi-token transfers, sub-account management, and role-based access control.

3-4 weeks
Duration
OpenZeppelin
Security Foundation
03

Phase 3: Security & Audit

All smart contracts undergo rigorous internal testing and a formal audit by a third-party security firm. We provide a comprehensive audit report and implement all critical recommendations before deployment.

2-3 weeks
Duration
Formal Audit
Guarantee
04

Phase 4: Integration & Testing

We integrate the payment rail with your existing front-end and back-end systems. This includes comprehensive testing on testnets (Sepolia, Mumbai) for functionality, load, and security.

2 weeks
Duration
E2E Test Suite
Deliverable
05

Phase 5: Mainnet Deployment

We manage the secure, phased deployment to mainnet (Ethereum, Polygon, etc.), including contract verification on Etherscan, initial configuration, and provisioning of admin dashboards for monitoring.

< 1 week
Duration
Verified Source
On Etherscan
06

Phase 6: Support & Monitoring

Post-launch, we provide 30 days of included support and monitoring via dedicated dashboards. We offer ongoing maintenance packages for upgrades, new feature development, and 24/7 incident response.

30 days
Included Support
99.9%
Uptime SLA
Multi-Currency Payment Rails

Technical & Commercial FAQs

Answers to common technical, process, and pricing questions for CTOs and founders evaluating our payment infrastructure service.

A standard multi-currency sub-account deployment takes 2-4 weeks from kickoff to production. This includes smart contract development, integration with your frontend/backend, security audit, and testnet deployment. Complex requirements like custom compliance logic or multi-chain support can extend this to 6-8 weeks. We provide a detailed project plan within 48 hours of initial scoping.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team