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Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

NEAR Account Abstraction for Enterprise Billing

We design and build enterprise-grade billing systems on NEAR Protocol. Our solutions leverage native account abstraction to abstract away crypto complexity, enabling features like sponsored transactions, role-based permissions, and seamless user onboarding for FinTechs and NeoBanks.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy custom smart contracts that form the operational backbone of your dApp. Our development process is built on security-first principles, utilizing OpenZeppelin libraries and comprehensive audit trails to mitigate risk from day one.

Deliver a market-ready, audited contract suite in as little as 2-4 weeks.

  • Protocol Development: Custom logic for DeFi (DEX, lending), NFTs (ERC-721A, 1155), DAOs, and enterprise use cases.
  • Security & Auditing: Multi-stage review using static analysis (Slither, MythX) and manual review for critical vulnerabilities.
  • Gas Optimization: Write efficient Solidity 0.8+ code to minimize user transaction costs and maximize throughput.
  • Full Lifecycle Support: From initial design and testing (Hardhat, Foundry) to mainnet deployment and upgrade management via transparent proxies.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE

Core Capabilities of Our NEAR Billing Systems

We build production-ready, secure billing systems on NEAR Protocol that reduce operational overhead and accelerate your time-to-market. Our solutions are designed for high-volume, compliant enterprise use.

01

Gasless Transaction Sponsorship

We implement sponsored transactions so your end-users never need to hold NEAR tokens or manage gas fees. This removes the primary friction point for mainstream adoption and enables seamless subscription payments.

0 NEAR
User Gas Cost
< 2 sec
Tx Finality
02

Batch & Recurring Payment Automation

Automate complex billing logic with secure smart contracts that handle recurring subscriptions, prorated charges, and batch settlements. Reduce manual reconciliation and ensure 100% payment accuracy.

100%
Payment Accuracy
24/7
Automation
03

Multi-Signature Security & Compliance

Deploy with enterprise-grade multi-sig wallets (e.g., using SputnikDAO) for treasury management. Enforce financial controls, require approvals for large withdrawals, and maintain a full audit trail on-chain.

N/M
Approval Policies
On-Chain
Audit Trail
04

Real-Time Analytics & Webhooks

Gain instant visibility into your revenue streams. Our systems emit real-time event webhooks for payments, refunds, and failed charges, and provide dashboards for transaction volume and customer LTV.

< 1 sec
Event Latency
99.9%
Webhook SLA
05

Customizable Payment Flows

Tailor the checkout and invoicing experience to your brand. We build flexible UI components and APIs for one-time purchases, tiered subscriptions, and usage-based billing, all abstracting blockchain complexity.

2 weeks
Custom Build
Full API
Integration
benefits
ENTERPRISE-GRADE RESULTS

Business Outcomes for Your Platform

Deploying NEAR Account Abstraction for billing transforms your financial operations. We deliver measurable improvements in user experience, security, and operational efficiency.

01

Frictionless User Onboarding

Eliminate seed phrase friction with social logins and email/password recovery. Users pay gas fees in your native token, removing the need for them to hold NEAR.

90%+
Reduction in drop-off
< 60 sec
First transaction
02

Automated & Predictable Billing

Implement recurring subscriptions and usage-based billing with smart contract automation. Set fixed monthly fees or dynamic pricing models that execute autonomously.

100%
Automation
0 manual errors
Payment processing
03

Enterprise-Grade Security & Compliance

Multi-signature wallets for treasury management and role-based access control (RBAC). All smart contracts undergo formal verification and third-party audits.

Certified
Security Audits
Granular RBAC
Access Control
04

Scalable Infrastructure & Support

Leverage NEAR's sharded architecture for high-throughput billing events. We provide 24/7 monitoring, alerting, and dedicated technical support with defined SLAs.

99.9%
Uptime SLA
< 2 sec
P95 Latency
Infrastructure Decision Matrix

Build vs. Buy: NEAR Billing Development

A detailed comparison of the cost, risk, and time implications of building a custom NEAR billing system in-house versus partnering with Chainscore Labs.

Development FactorBuild In-HousePartner with Chainscore

Time to Production

6-12 months

4-8 weeks

Initial Development Cost

$150K - $400K+

$25K - $75K

Security Audit Requirement

Additional $30K - $100K

Included

Core Feature Set

Basic AA & Multi-Sig

Full AA Suite, Gas Sponsorship, Batch Transactions

Ongoing Maintenance & Updates

1-2 Full-Time Engineers

Optional SLA from $2K/month

NEAR Protocol Expertise

Must be acquired

Included (5+ years)

Compliance & Reporting Tools

Custom build required

Pre-built dashboards included

Integration Support

Your responsibility

Dedicated technical lead

Total Year 1 Cost (Est.)

$200K - $500K+

$50K - $150K

Key Risk Profile

High (Delays, Security Gaps)

Managed (Predictable Delivery)

how-we-deliver
PREDICTABLE DELIVERY

Our Delivery Process: From Discovery to Deployment

A structured, transparent approach to deliver your NEAR Account Abstraction billing solution on time and within spec. We de-risk enterprise blockchain integration with clear milestones and expert execution.

01

Discovery & Architecture

We conduct a technical deep-dive to map your billing logic to NEAR's account model. Deliverables include a detailed technical specification, smart contract architecture, and a phased implementation roadmap.

1-2 weeks
Project Scoping
100%
Requirements Locked
02

Smart Contract Development

Our certified engineers build your custom billing contracts in Rust using NEAR's SDK. We implement gas-efficient patterns, role-based access control, and comprehensive unit/integration tests.

OpenZeppelin
Security Patterns
100%
Test Coverage
03

Security Audit & Review

Every contract undergoes a rigorous internal audit against OWASP Top 10 and common NEAR vulnerabilities. We provide a formal audit report and implement all critical fixes before deployment.

2+ Auditors
Peer Review
Zero Critical
Guarantee
04

Frontend Integration

We build or integrate a secure admin dashboard and user interface for managing subscriptions, viewing invoices, and handling payments. Seamlessly connects to your existing stack via API.

React/Next.js
Tech Stack
REST & GraphQL
API Support
05

Testnet Deployment & QA

Full deployment on NEAR testnet for end-to-end validation. We execute comprehensive QA cycles, including load testing and user acceptance testing (UAT) with your team.

> 1000 TPS
Load Tested
UAT Sign-off
Client Approval
06

Mainnet Launch & Support

Managed production deployment with secure key management. We provide 30 days of post-launch monitoring, performance optimization, and documentation handoff to your engineering team.

99.9% SLA
Uptime
24/7
Launch Support
NEAR Account Abstraction

Frequently Asked Questions

Get clear answers on how we implement enterprise-grade billing solutions using NEAR's Account Abstraction.

NEAR's Account Abstraction allows us to create programmable, gasless transactions and sponsored transaction flows. This means your enterprise can:

  • Bill end-users in fiat while settling in crypto on-chain.
  • Remove wallet complexity for your customers with session keys or email/social logins.
  • Implement complex subscription models and automated payments directly in smart contracts.
  • Achieve predictable costs by sponsoring gas fees and absorbing them into your service model. We've built systems handling over $10M in monthly recurring billing using this architecture.
ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
NEAR Account Abstraction for Enterprise Billing | Chainscore Labs | ChainScore Guides