We build production-grade smart contracts on EVM and Solana, delivering secure, gas-optimized code from day one. Our process includes formal verification and integration with OpenZeppelin libraries to mitigate risk.
LABS
Services
Cross-Border Remittance Rail Development
We build dedicated, blockchain-based payment corridors for neobanks and fintechs, enabling high-speed, low-cost international money transfers that bypass traditional correspondent banking networks.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, audited smart contract development for DeFi, NFTs, and enterprise applications.
- Custom DeFi Logic: AMMs, lending protocols, yield aggregators.
- NFT Ecosystems: ERC-721A/1155 marketplaces with advanced minting mechanics.
- Enterprise Solutions: Multi-sig wallets, token vesting, and governance modules.
- Full Audit Readiness: Code is structured for seamless review by top firms like CertiK or Trail of Bits.
We deliver a fully tested, deployment-ready contract suite in 2-4 weeks, complete with documentation and a security review report.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE
Core Capabilities of Our Remittance Rail
We deliver a production-ready, compliant rail that connects traditional finance to global blockchain liquidity, enabling you to launch faster and scale securely.
01
Multi-Chain Settlement Engine
Real-time settlement across Ethereum, Polygon, Solana, and other major L1/L2 networks. Our engine abstracts blockchain complexity, ensuring atomic cross-chain transactions with sub-60 second finality.
< 60 sec
Settlement Time
10+
Supported Chains
02
Regulatory Compliance & KYC/AML
Pre-integrated compliance stack with modular KYC/AML providers (e.g., Sumsub, Onfido). Built-in transaction monitoring and reporting for global regulations (FATF Travel Rule, MiCA).
FATF/MiCA
Compliance Ready
Modular
KYC Integration
03
Fiat On/Off-Ramp Integration
Seamless connectivity to major payment processors and banking partners. Support for SEPA, SWIFT, and local payment methods (UPI, PIX) with automated FX conversion and liquidity management.
100+
Countries
50+
Currencies
04
Smart Contract Security & Audits
Formally verified smart contracts for custody, escrow, and settlement. All core contracts undergo third-party audits by firms like Trail of Bits and have a bug bounty program.
100%
Audit Coverage
Zero
Critical Bugs
05
High-Availability Architecture
Fault-tolerant, multi-region deployment with 99.95% uptime SLA. Automated failover, load balancing, and 24/7 monitoring ensure your service never misses a transaction.
99.95%
Uptime SLA
< 2 sec
API Latency
06
Developer-First APIs & SDKs
Comprehensive REST APIs, WebSocket feeds, and client SDKs (Node.js, Python, Go). Full documentation, sandbox environment, and dedicated technical support for rapid integration.
< 2 weeks
Integration Time
24/7
Dev Support
benefits
TANGIBLE RESULTS
Business Outcomes for Your Neobank
Our cross-border remittance rails deliver measurable improvements to your core financial metrics, from cost structure to customer acquisition.
01
Reduce Settlement Costs by 90%
Replace legacy correspondent banking fees with blockchain-native settlement, slashing per-transaction costs from dollars to cents.
90%
Cost Reduction
< $0.10
Avg. Tx Cost
02
Achieve 24/7 Finality in Seconds
Enable real-time, 365-day settlement. Eliminate weekend delays and multi-day holds, unlocking new revenue from instant liquidity.
< 10 sec
Settlement Time
100%
Uptime
03
Expand to New Corridors in 2 Weeks
Leverage our pre-built integrations with major stablecoins and liquidity pools. Launch new country corridors without negotiating local banking partners.
2 weeks
Time-to-Market
50+
Supported Countries
04
Guaranteed Compliance & Audit Trail
Built-in transaction monitoring, source-of-funds validation, and immutable audit logs. Simplify regulatory reporting for FinCEN, FATF, and local regulators.
100%
Tx Immutability
KYC/AML
Integrated
05
Increase Customer LTV by 40%
Faster, cheaper transfers drive higher transaction frequency and customer retention. Cross-sell adjacent services like crypto on/off-ramps and savings products.
40%
LTV Increase
85%
Retention Rate
06
Enterprise-Grade Security & SLAs
Smart contracts audited by Halborn. 99.9% uptime SLA with multi-cloud redundancy. SOC 2 Type II compliant infrastructure.
99.9%
Uptime SLA
Halborn
Security Audit
Cross-Border Remittance Infrastructure Decision Matrix
Build vs. Buy vs. Traditional Banking
A technical and financial comparison of infrastructure strategies for launching a global remittance service, highlighting the operational and cost advantages of a purpose-built blockchain rail.
| Key Factor | Build In-House | Buy (Chainscore Rail) | Traditional Banking API |
|---|---|---|---|
Time to Live Market | 9-18 months | 6-10 weeks | 3-6 months |
Initial Development Cost | $300K - $750K+ | $80K - $200K | $50K - $150K |
Transaction Finality | Variable (Your Implementation) | < 5 seconds | 2-5 business days |
Settlement Cost per Tx | ~$0.01 - $0.10 (Gas) | < $0.05 (All-in) | $15 - $50 (SWIFT + FX) |
24/7/365 Operation | Your Responsibility | Managed SLA (99.9%) | Banking Hours Only |
Regulatory Compliance (AML/KYC) | Your Build & Audit | Integrated Modular Stack | Bank's Proprietary System |
Multi-Currency & Chain Support | Custom Integration per Asset | Native Support (10+ Chains) | Limited to Bank's Corridors |
Ongoing Engineering Team | 3-5 Full-Time Engineers | Optional Retainer / SLA | N/A (Bank's Problem) |
Smart Contract Security | High Risk (Unaudited Code) | Audited, Battle-Tested Code | Not Applicable |
Total Cost of Ownership (Year 1) | $500K - $1.2M+ | $150K - $300K | $200K - $500K+ (Fees) |
how-we-deliver
PREDICTABLE, TRANSPARENT EXECUTION
Our 4-Phase Delivery Methodology
We de-risk your cross-border remittance project with a structured, milestone-driven approach. Each phase delivers tangible value and clear go/no-go decision points, ensuring alignment and control.
01
Phase 1: Architecture & Design
We deliver a comprehensive technical blueprint, including protocol selection (e.g., Stellar, Celo, LayerZero), tokenomics, and a detailed security model. This phase establishes the foundation for a compliant, scalable rail.
2-3 weeks
Typical Duration
1
Architecture Review
02
Phase 2: Core Smart Contract Development
We build and audit the foundational smart contracts for settlement, FX rate oracles, and compliance modules (e.g., travel rule). All code follows OpenZeppelin standards and is prepared for external audit.
4-6 weeks
Typical Duration
100%
Test Coverage Target
03
Phase 3: Integration & API Layer
We develop the critical off-chain components: banking API connectors, liquidity management dashboards, and partner-facing REST/WebSocket APIs for seamless fiat on/off-ramps.
3-5 weeks
Typical Duration
24/7
Monitoring Setup
04
Phase 4: Deployment & Go-Live
We manage the secure deployment to mainnet, conduct final integration testing with partners, and provide operational handover with documented runbooks and SLAs for ongoing support.
1-2 weeks
Typical Duration
99.5%
Uptime SLA
tech-stack
BUILT FOR SCALE
Proven Protocols & Infrastructure
We deliver production-ready infrastructure using battle-tested protocols, eliminating integration risk and accelerating your time-to-market.
01
Stablecoin Settlement Layer
Integrate with USDC, USDT, and EURC for instant, low-cost settlement. Our infrastructure handles multi-chain routing and compliance checks.
< 5 sec
Settlement Time
99.9%
Uptime SLA
02
Cross-Chain Messaging (CCIP)
Secure, programmable token and data transfers across 10+ blockchains using Chainlink CCIP, the industry standard for cross-chain communication.
10+
Supported Chains
Audited
By Chainlink
03
Enterprise-Grade Node Infrastructure
Dedicated, geo-redundant RPC endpoints with load balancing, rate limiting, and 24/7 monitoring for Ethereum, Polygon, and Solana.
99.99%
Historical Uptime
< 100ms
Avg. Latency
04
On-Chain Compliance & Monitoring
Real-time transaction screening against OFAC lists and proprietary risk models. Automated reporting for audit trails and regulatory requirements.
Real-time
Screening
Automated
Reporting
05
Gas Optimization Engine
Dynamic fee estimation and batch transaction bundling reduce operational costs by up to 40% compared to standard implementations.
Up to 40%
Cost Reduction
Multi-chain
Fee Support
06
Disaster Recovery & Security
Full infrastructure redundancy, private key management with MPC, and regular penetration testing by third-party auditors like Halborn.
SOC 2
Compliant
MPC
Key Security
Technical & Commercial Questions
Cross-Border Rail Development FAQs
Get clear answers on timelines, costs, and technical details for building a compliant, high-performance cross-border payment rail.
We deliver a minimum viable rail in 4-6 weeks for standard integrations. A full-featured, multi-currency production system with compliance modules typically takes 8-12 weeks. Timeline depends on the number of corridors, fiat on/off-ramp complexity, and regulatory requirements for your target jurisdictions.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall