We architect and deploy custom smart contracts that form the secure, immutable backbone of your application. Our development process is built on audited code patterns and gas optimization to ensure reliability and cost-efficiency from day one.
LABS
Services
NEAR NFT Identity Loan Infrastructure
Build compliant, low-friction credit systems on NEAR. We deliver lending infrastructure that leverages Soulbound Tokens (SBTs) and human-readable accounts for identity-verified, scalable loans.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by Web3 experts for your protocol or dApp.
- End-to-End Development: From initial architecture to mainnet deployment and verification.
- Security-First: Built with
OpenZeppelinlibraries and subjected to internal audits before third-party review. - Protocol Expertise:
ERC-20,ERC-721,ERC-1155, staking systems, DAO governance, and custom DeFi logic. - Guaranteed Outcomes: Delivery of fully tested, documented, and deployable contracts within your sprint cycle.
We transform your business logic into bulletproof code, reducing your time-to-market and technical risk.
key-features-cards
BUILDING BLOCKS FOR PRODUCTION
Core Infrastructure Components We Deliver
We architect and deliver the foundational, production-ready modules that power your NFT-backed lending platform on NEAR. Each component is built for security, scalability, and seamless integration.
01
NFT Collateral Vaults
Secure, non-custodial smart contracts for locking and managing NFT collateral. Features include automated price feeds, liquidation triggers, and multi-asset support for ERC-721 and ERC-1155 standards.
0 exploits
Audit History
Multi-chain
Asset Support
02
On-Chain Credit Scoring
Customizable reputation engine that analyzes wallet history, NFT provenance, and repayment behavior to generate dynamic credit scores, enabling risk-based loan terms without centralized data.
Real-time
Score Updates
10+ factors
Risk Parameters
03
Automated Liquidation Engine
High-reliability system for undercollateralized positions. Executes trustless liquidations via auctions or direct sales with configurable health factors and keeper incentives.
< 2 sec
Response Time
99.9% SLA
Execution Uptime
04
Cross-Chain Bridge Adapters
Interoperability layer to accept NFTs and liquidity from Ethereum, Polygon, and Solana. Built on proven bridging protocols with secure message verification.
4+ chains
Supported
Certified
Bridge Security
05
Admin & Risk Dashboard
Comprehensive management interface for monitoring platform health, adjusting risk parameters, managing treasury, and viewing real-time analytics on loans and collateral.
Role-based
Access Control
Live metrics
Portfolio View
06
Borrower SDK & Widget
White-label frontend components and developer SDKs for seamless integration. Allows borrowers to connect wallets, view offers, and manage loans in under 5 minutes.
< 5 min
Integration Time
TypeScript
First Support
benefits
TANGIBLE RESULTS
Business Outcomes for Your Lending Platform
Our NEAR NFT Identity Loan Infrastructure delivers measurable improvements to your lending operations, from risk management to user acquisition.
01
Reduced Default Risk
Leverage on-chain identity and reputation data to assess borrower creditworthiness, moving beyond simple collateralization to a more robust risk model.
50-70%
Lower Risk Profile
Real-time
Reputation Scoring
02
Faster Loan Origination
Automate KYC/AML and credit checks using verifiable credentials stored on-chain, cutting approval times from days to minutes.
< 5 min
Approval Time
90%
Process Automation
03
Expanded Addressable Market
Enable undercollateralized and credit-based loans for users with strong on-chain history but limited liquid assets, unlocking new customer segments.
3-5x
Potential Borrower Pool
Global
Compliance-ready
04
Lower Operational Costs
Replace manual underwriting and third-party data aggregators with automated, on-chain identity verification, significantly reducing overhead.
60-80%
Cost Reduction
24/7
Automated Service
05
Enhanced Liquidity & Capital Efficiency
Attract institutional capital with transparent, data-backed risk pools. Enable more capital to be deployed against a diversified portfolio of identity-verified loans.
Higher LTV
Loan-to-Value Ratios
Auditable
Risk Reporting
Structured Roadmap to Production
Phased Development & Delivery Timeline
A transparent, milestone-driven delivery model for your NEAR NFT Identity Loan infrastructure, ensuring predictable progress and clear deliverables at each phase.
| Phase & Deliverables | Timeline | Key Activities | Outcome |
|---|---|---|---|
Discovery & Architecture | Week 1-2 | Requirement analysis, smart contract architecture design, NEAR account model planning | Technical Specification Document & Project Roadmap |
Core Smart Contract Development | Week 3-6 | Development of NFT collateral vaults, loan issuance logic, and identity verification modules on NEAR | Audit-ready smart contract suite deployed to testnet |
Security Audit & Testing | Week 7-8 | Comprehensive unit/integration testing and third-party smart contract security audit | Audit report and fully tested, secure codebase |
Frontend & Integration | Week 9-10 | Development of admin dashboard and user interface; integration with NEAR wallets (Sender, Meteor) | Functional MVP with complete user and admin flows |
Mainnet Deployment & Launch | Week 11-12 | Final deployment to NEAR Mainnet, configuration of oracles, and production monitoring setup | Live, production-ready NFT loan platform on NEAR Protocol |
how-we-deliver
PROVEN METHODOLOGY
Our Development & Integration Process
A streamlined, four-phase approach to deliver secure, scalable NFT identity loan infrastructure on NEAR. We focus on rapid deployment and seamless integration with your existing systems.
01
Architecture & Design
We design a custom system architecture for your NFT loan platform, including smart contract logic for collateral management, identity verification, and loan issuance. This phase establishes a secure, gas-efficient foundation.
1-2 weeks
Design Sprint
100%
Requirement Alignment
02
Smart Contract Development
Our team builds and rigorously tests the core smart contracts using Rust and the NEAR SDK. We implement key features like on-chain NFT valuation, loan-to-value (LTV) ratios, and automated liquidation logic.
Rust / NEAR SDK
Tech Stack
3-4 weeks
Development Time
03
Security & Audit Integration
Every contract undergoes internal review and is prepared for external security audits. We integrate with leading audit firms and implement findings to ensure institutional-grade security for your lending protocol.
Internal Review
First Step
Audit-Ready
Final Deliverable
04
Deployment & Integration
We deploy the audited contracts to NEAR Mainnet and integrate them with your front-end application and backend services. We provide full documentation and support for your team to manage the live system.
< 1 week
Deployment Window
Full Docs
Handover Package
security-compliance
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for speed, scale, and compliance.
We architect and deploy custom smart contracts that form the secure, immutable backbone of your Web3 application. Our development process is built on audited best practices using Solidity 0.8+ and OpenZeppelin libraries to mitigate risks and accelerate your time-to-market.
From tokenization to complex DeFi logic, we deliver contracts that are secure by design and ready for mainnet.
- Token Standards: Full
ERC-20,ERC-721,ERC-1155implementation with custom extensions. - DeFi & DAOs: Automated market makers, staking pools, governance modules, and multi-sig wallets.
- Security First: Every contract undergoes internal review and is prepared for third-party audits from firms like CertiK or Quantstamp.
- Full Lifecycle: We handle deployment, verification on Etherscan, and provide ongoing maintenance support.
NEAR NFT Identity Loan Infrastructure
Frequently Asked Questions
Get clear answers on our process, security, and timelines for building your NFT-backed lending platform on NEAR.
A minimum viable product (MVP) with core lending/borrowing functionality typically deploys in 4-6 weeks. This includes smart contract development, a basic frontend, and integration with NEAR's identity standards. Full-featured platforms with advanced collateral management, liquidation engines, and a polished UI/UX take 8-12 weeks. We provide a detailed sprint plan after the initial discovery workshop.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall