We architect and deploy custom smart contracts on EVM and Solana with a focus on security-first development. Every contract undergoes a multi-stage audit process, including automated analysis, manual review, and formal verification for critical logic.
LABS
Services
Dynamic NFT Credit Score Upgrades
We build smart contract systems where NFTs or SBTs autonomously update an on-chain credit score based on repayment history and collateral performance, enabling automated loan terms for your NeoBank.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
- Custom Tokenomics & DeFi Logic:
ERC-20,ERC-721, staking systems, liquidity pools, and governance modules. - Gas-Optimized Code: Reduce transaction costs by up to 40% with optimized
Solidity 0.8+orRust. - Compliance & Upgradability: Implement
ERC-1967proxy patterns for seamless upgrades and integrate regulatory hooks. - Full Audit Trail: Deliver verified source code, comprehensive documentation, and a certificate of audit.
From initial design to mainnet deployment, we ensure your contracts are battle-tested and ready to handle real-world volume and value.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE
Core System Capabilities We Deliver
We build the foundational systems that power dynamic, on-chain credit scoring. Our modular architecture is designed for security, scalability, and seamless integration into your existing fintech stack.
01
Dynamic Score Oracle Engine
Real-time, on-chain oracle system that securely fetches and processes off-chain financial data to update NFT-based credit scores. Built with Chainlink and Pyth for maximum reliability and tamper-proof inputs.
< 5 sec
Update Latency
99.9%
Data Accuracy SLA
02
Gas-Optimized NFT Contracts
Custom ERC-721/1155 smart contracts with embedded logic for score tiers, upgrade rules, and access control. Developed in Solidity 0.8+ using OpenZeppelin libraries and audited for critical vulnerabilities.
40% less
Avg. Gas Cost
2 Audits
Security Reviews
03
Compliance & Privacy Layer
On-chain data handling with privacy-preserving techniques like zero-knowledge proofs (ZKPs) for sensitive calculations. Ensures adherence to regional regulations (e.g., GDPR, CCPA) without compromising utility.
ZK-Proofs
Privacy Tech
SOC 2
Framework
04
Multi-Chain Deployment Suite
Deploy and manage your dynamic NFT credit system across EVM-compatible chains (Ethereum, Polygon, Arbitrum) from a single codebase. Our tooling handles cross-chain state synchronization and fee management.
5+ Chains
Supported
< 1 day
New Chain Setup
05
Real-Time Analytics Dashboard
Comprehensive monitoring dashboard providing insights into score distribution, upgrade triggers, system health, and user engagement. Integrates with tools like The Graph for subgraph queries.
100+ Metrics
Tracked
Real-time
Alerts
06
Scalable API Gateway
REST & GraphQL APIs for seamless integration with your front-end applications, mobile apps, and partner services. Features include rate limiting, authentication, and webhook support for event-driven architectures.
99.95%
Uptime SLA
< 50ms
P95 Latency
benefits
MEASURABLE RESULTS
Business Outcomes for Your Lending Platform
Integrating dynamic NFT credit scores delivers concrete improvements in risk management, user engagement, and capital efficiency. Here’s what you can expect.
01
Reduce Default Risk by 40-60%
Real-time, on-chain credit assessment replaces outdated KYC snapshots, enabling proactive risk pricing and collateral adjustments before loans become undercollateralized.
40-60%
Lower Defaults
Real-time
Risk Updates
02
Increase Loan Volume & Revenue
Unlock capital for creditworthy but undercollateralized users. Dynamic scores enable higher LTV ratios for reliable borrowers, directly expanding your addressable market.
3-5x
Higher LTV for Top Tier
>25%
Volume Growth
03
Automate Compliance & Onboarding
Programmable score logic enforces lending policies at the smart contract level. Reduce manual review overhead and ensure consistent, transparent rule application.
80%
Fewer Manual Reviews
Audit Trail
Full Transparency
04
Enhance User Retention & Loyalty
Reward responsible borrowing behavior with tangible benefits like lower rates. Users are incentivized to maintain and improve their on-chain reputation within your ecosystem.
50%+
Higher User LTV
Gamified
Reputation System
05
Achieve Sub-Second Score Updates
Our oracle infrastructure delivers near-instant credit score recalculations based on live on-chain activity, ensuring your risk models are always current.
< 1 sec
Update Latency
99.9%
Oracle Uptime SLA
06
Deploy in Weeks, Not Months
Leverage our pre-audited, modular smart contract suite and API. Integrate dynamic NFT credit scoring with your existing lending pools in 2-4 weeks.
2-4 weeks
Time to Launch
Pre-Audited
Contract Modules
Structured Implementation Roadmap
Phased Development & Delivery
Our phased approach to Dynamic NFT Credit Score development ensures a clear, predictable path from MVP to full-scale production, with transparent deliverables and pricing at each stage.
| Phase & Deliverables | Discovery & Architecture | Core Development | Launch & Scale |
|---|---|---|---|
Smart Contract Suite (ERC-721/1155) | Architecture & Specification | Full Development & Unit Tests | Deployment & Verification |
On-Chain Data Oracle Integration | Provider Selection (Chainlink, Pyth) | Integration & Testing | Live Monitoring & Fallbacks |
Dynamic Scoring Engine (Off-Chain) | Algorithm Design & Modeling | API & Backend Development | Scalable Hosting & Optimization |
User Dashboard & Admin Portal | UI/UX Wireframes | Full-Stack Development | Deployment & User Onboarding |
Security Audit & Testing | Scope Definition | External Audit (2-3 firms) | Remediation & Final Report |
Deployment & Go-Live Support | Testnet Strategy | Mainnet Deployment | 24/7 Monitoring (30 days) |
Estimated Timeline | 2-3 weeks | 6-8 weeks | 2 weeks |
Investment | $15K - $25K | $50K - $80K | $10K - $20K |
tech-stack
ARCHITECTURE
Engineered for Security & Scale
Our infrastructure for Dynamic NFT Credit Scores is built on battle-tested Web3 primitives, designed to handle high-throughput financial data with institutional-grade security.
process-walkthrough
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
We architect and deploy custom smart contracts that form the secure backbone of your Web3 product. Our development process is built on Solidity 0.8+ with OpenZeppelin standards, ensuring robust security and gas efficiency from day one.
Deliver a market-ready, audited product in as little as 4 weeks, not months.
- Full Lifecycle Development: From ideation and architecture to deployment and maintenance on
EVM-compatible chains. - Security-First Approach: Rigorous internal audits, formal verification, and integration with tools like Slither and MythX.
- Compliance & Standards: Implementation of
ERC-20,ERC-721,ERC-1155, and custom standards with built-in upgradeability via Transparent Proxy patterns. - Measurable Outcomes: Achieve 99.9% uptime SLAs, >30% gas cost reduction through optimization, and seamless integration with your existing front-end.
Dynamic NFT Credit Score Upgrades
Technical & Commercial FAQs
Get clear answers to common technical, process, and pricing questions about implementing a Dynamic NFT Credit Score system.
Our standard deployment follows a 4-phase process and typically takes 3-5 weeks from kickoff to mainnet launch.
- Discovery & Design (Week 1): We finalize your scoring logic, data sources, and upgrade triggers.
- Smart Contract Development (Weeks 2-3): We build, test, and audit the core upgradeable NFT contracts and oracle integration.
- Integration & Staging (Week 4): We integrate with your frontend and deploy to a testnet for final validation.
- Mainnet Launch & Handoff (Week 5): We deploy to mainnet, conduct security checks, and provide full documentation.
Timelines can scale based on data source complexity and custom upgrade mechanics.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall