We architect and deploy audit-ready smart contracts that form the secure foundation of your dApp. Our development process is built on industry best practices using Solidity 0.8+, OpenZeppelin libraries, and comprehensive testing suites to ensure reliability from day one.
LABS
Services
Chargeback Protection Service
An on-chain evidence logging and dispute resolution system that protects merchants from fraudulent chargebacks in card-not-present crypto-fiat hybrid transactions.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built by experts for your Web3 application.
Deliver a secure, functional MVP in as little as 2-4 weeks, accelerating your time-to-market and reducing technical debt.
- Custom Logic: Tailored
ERC-20,ERC-721,ERC-1155, and bespoke contract development for DeFi, NFTs, and DAOs. - Security First: Rigorous internal review and formal verification practices before third-party audits.
- Gas Optimization: Expert-level code to minimize transaction costs and enhance user experience.
- Full Lifecycle Support: From initial design and development to deployment, monitoring, and upgrade management.
key-features-cards
ARCHITECTURE
Core Components of Our Protection System
Our multi-layered defense system is engineered to proactively identify, challenge, and neutralize fraudulent chargeback attempts before they impact your revenue. Each component is built for enterprise-grade reliability and seamless integration.
01
Real-Time Transaction Intelligence
Advanced on-chain and off-chain data analysis that flags high-risk transactions in real-time using behavioral patterns, wallet history, and cross-platform reputation scoring. Prevents fraudulent purchases before they become disputes.
< 100ms
Risk Analysis
99.9%
Detection Accuracy
02
Automated Evidence Compilation
Systematically gathers and formats irrefutable proof for dispute resolution, including on-chain transaction hashes, signed messages, user session logs, and KYC verification status. Eliminates manual evidence collection.
100%
Automated
< 5 min
Case Assembly
03
Smart Contract Dispute Escrow
Immutably locks disputed funds in a non-custodial smart contract escrow during the investigation, protecting merchant capital and providing transparent audit trails for all parties. Built on audited Solidity contracts.
100%
Funds Secured
24/7
Automated Enforcement
04
Bank & Network Integration Layer
Direct, secure API connections to major card networks (Visa, Mastercard) and acquiring banks for streamlined dispute submission and status tracking. Reduces manual filing errors and accelerates response times.
Pre-built
Integrations
99.5%
Submission Success
05
Merchant Dashboard & Analytics
A centralized portal for monitoring dispute status, win/loss rates, fraud trends, and revenue recovery metrics. Provides actionable insights to refine your overall risk strategy.
Real-time
Reporting
Custom
Alert Rules
06
Compliance & Regulation Engine
Continuously updated rule sets that ensure all dispute responses adhere to PCI DSS, card network operating regulations, and regional financial compliance standards (e.g., PSD2 SCA).
Always
Compliant
Automated
Rule Updates
benefits
MEASURABLE RESULTS
Business Outcomes for Your Payment Gateway
Our blockchain-native chargeback protection service delivers concrete improvements to your payment operations, risk management, and bottom line.
01
Eliminate Fraudulent Chargebacks
Leverage on-chain transaction immutability to provide irrefutable proof of delivery and customer consent, turning fraudulent disputes into automated wins.
>90%
Dispute Win Rate
0
Manual Evidence Gathering
02
Reduce Operational Costs
Automate the entire dispute evidence submission and verification process with smart contracts, slashing manual review time and associated labor costs.
70%
Cost Reduction
< 5 min
Per Case Resolution
03
Accelerate Settlement & Cash Flow
Resolve disputes and release merchant funds in days, not months, by removing traditional banking intermediaries and manual review cycles.
3-5 days
Funds Released
60+ days
Traditional Timeline
04
Enhance Merchant Trust & Retention
Provide your merchants with transparent, real-time dispute status and guaranteed protection, increasing platform loyalty and reducing churn.
40%
Higher Retention
24/7
Status Visibility
05
Future-Proof Compliance
Build with regulatory-ready frameworks. Our system creates a permanent, auditable ledger of all transactions and dispute resolutions for compliance reporting.
100%
Transaction Audit Trail
GDPR/CCPA
Data Privacy Ready
06
Scale Globally Without Friction
Process cross-border payments and disputes seamlessly. Blockchain settlement eliminates currency conversion delays and correspondent banking fees for disputes.
150+
Countries Supported
<1%
Cross-Border Fees
A Technical Comparison for FinTech Leaders
On-Chain Evidence vs. Traditional Dispute Methods
How blockchain-based evidence collection fundamentally shifts the economics and security of payment disputes compared to legacy systems.
| Evidence Factor | Traditional Methods (Card Networks) | Chainscore On-Chain Protection |
|---|---|---|
Evidence Immutability & Tamper-Proofing | ||
Timestamp Granularity & Source | Bank server logs (contestable) | Block timestamp (cryptographically verified) |
Adjudication Cost per Dispute | $50 - $500+ in operational overhead | < $5 in on-chain gas fees |
Time to Gather & Present Evidence | Days to weeks (manual processes) | Seconds (programmatic query) |
Global Jurisdictional Acceptance | Varies by region and network | Universal (blockchain as neutral territory) |
Fraudulent Repudiation Risk | High (documents can be forged) | Negligible (cryptographic proof) |
Integration & Automation Potential | Low (API-limited, manual review) | High (direct smart contract integration) |
Audit Trail for Regulators | Proprietary, closed systems | Transparent, permissioned ledger |
Typical Win Rate for Merchants | 15-40% | 65-90% (with superior evidence) |
Implementation Timeline | 3-6 months (vendor contracts) | 2-4 weeks (API/SDK integration) |
how-we-deliver
PREDICTABLE, SECURE, AND FAST
Our Implementation Process
A structured, four-phase engagement designed for rapid deployment and zero operational disruption. We deliver a production-ready chargeback protection system in weeks, not months.
01
Discovery & Integration Audit
We conduct a deep-dive analysis of your existing payment stack and user flows. Our team maps out the optimal integration points for our on-chain fraud detection engine, ensuring a seamless fit with your tech stack.
1-3 days
Technical Assessment
Zero Downtime
Integration Guarantee
02
Smart Contract Development & Audit
Our engineers build custom, gas-optimized smart contracts for dispute resolution and fund escrow. Every contract undergoes rigorous internal review followed by a formal audit from a leading security firm like CertiK or Quantstamp.
100% Audited
Security Standard
OpenZeppelin
Base Contracts
03
API & Dashboard Integration
We deploy our secure, low-latency API endpoints and provide a white-labeled merchant dashboard. Your team gets real-time visibility into dispute status, fraud patterns, and protected transaction volume.
< 100ms
API Latency
REST & WebSocket
Protocol Support
04
Go-Live & Continuous Monitoring
We manage the production deployment and provide 24/7 monitoring of the entire system. Our team offers ongoing support, protocol updates, and quarterly reviews of fraud rule efficacy to maximize your protection.
99.9% SLA
System Uptime
24/7
Security Ops
security-compliance
CORE SERVICE
Smart Contract Development
Secure, gas-optimized smart contracts built by Web3 experts to power your protocol.
We architect and deploy production-grade smart contracts for tokens, DeFi, and NFTs. Our process delivers audit-ready code with 99.9% uptime SLAs and gas optimizations up to 40%.
- Custom Logic:
ERC-20,ERC-721,ERC-1155, and bespoke protocols. - Security-First: Built with
OpenZeppelinlibraries and formal verification patterns. - Full Lifecycle: Development, testing, deployment, and upgrade management via
TransparentorUUPSproxies.
Deploy a secure, audited MVP in as little as 2 weeks, from specification to mainnet.
Chargeback Protection
Frequently Asked Questions
Get clear answers about our blockchain-native chargeback protection service, from implementation to pricing and security.
Our service integrates directly with your payment flow to create an immutable, on-chain record of every transaction. We use smart contracts to lock funds in escrow for a configurable dispute period. Upon successful delivery confirmation (via API or oracle), funds are automatically released to the merchant. In case of a dispute, our system provides the cryptographic proof of delivery to payment processors, reducing fraudulent chargeback claims by over 80%.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall