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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

EVM Debit Card Gateway Development

We build custom smart contract gateways and APIs that connect your EVM-based wallets and DeFi protocols directly to card issuance networks, enabling seamless crypto-to-fiat conversion at point-of-sale.
Chainscore © 2026
overview
CORE INFRASTRUCTURE

Smart Contract Development

Secure, production-ready smart contracts built on audited, gas-optimized code.

We architect and deploy the foundational logic for your dApp. Our contracts are built for security, scalability, and long-term maintainability, using battle-tested standards like ERC-20, ERC-721, and custom Solidity 0.8+ architectures.

  • Security-First Development: Every line follows OpenZeppelin patterns and undergoes internal review before formal audit.
  • Gas Optimization: We reduce user transaction costs by 15-40% through efficient storage and computation patterns.
  • Full Lifecycle Support: From initial spec to mainnet deployment and post-launch upgrade management via transparent proxies.

Deliver a secure, auditable, and cost-effective contract suite in as little as 2-4 weeks for an MVP.

key-features-cards
ENTERPRISE-READY INFRASTRUCTURE

Core Gateway Capabilities We Deliver

We architect and deploy the complete technical foundation for your EVM debit card program, from secure smart contracts to compliant payment rails. Focus on your product vision while we handle the complex infrastructure.

01

Smart Contract Gateway

Secure, gas-optimized Solidity contracts for card issuance, balance management, and transaction authorization. Built with OpenZeppelin standards and audited by leading security firms.

OpenZeppelin
Security Standard
Full Audit
Guarantee
02

Real-Time On-Chain Settlement

Direct integration with EVM chains for instant balance top-ups and transaction settlement. Supports multi-chain deployments (Ethereum, Polygon, Arbitrum, Base) with sub-2-second finality.

< 2 sec
Settlement Time
Multi-Chain
Support
03

Compliant Card Program Management

White-label dashboard for KYC/AML checks, cardholder onboarding, spending limits, and transaction monitoring. Pre-integrated with leading compliance providers.

PCI DSS
Compliant
KYC/AML
Integrated
04

Payment Processor Integration

Seamless connection to global payment networks (Visa/Mastercard rails) and fiat on/off-ramps. Handles currency conversion, authorization, and clearing.

Visa/Mastercard
Network Ready
Global
Coverage
05

High-Availability API Layer

RESTful and WebSocket APIs for balance queries, transaction history, and card controls. Built for scale with 99.9% uptime SLA and enterprise-grade monitoring.

99.9%
Uptime SLA
REST/WS
API Types
06

Custom Reward & Loyalty Engine

Programmable incentive systems for cashback, staking rewards, and partner offers. Deploy custom ERC-20 reward tokens and automated distribution logic.

ERC-20
Reward Standard
Automated
Distribution
benefits
DELIVERABLES & METRICS

Business Outcomes for Your FinTech or NeoBank

Our EVM Debit Card Gateway delivers measurable infrastructure improvements that directly impact your bottom line and user experience.

01

Faster Time-to-Market

Deploy a fully integrated, compliant EVM debit card solution in under 4 weeks, not months. We provide pre-audited smart contracts, KYC/AML modules, and card processor APIs.

< 4 weeks
Deployment Time
Pre-audited
Smart Contracts
02

Reduced Operational Cost

Eliminate the overhead of building and maintaining complex on/off-ramp infrastructure. Our gateway handles gas optimization, fraud monitoring, and settlement reconciliation.

60-80%
Dev Cost Savings
Automated
Settlement
03

Enhanced Security & Compliance

Leverage battle-tested smart contracts with formal verification and integrate with leading KYC providers (Sumsub, Onfido) for a fully compliant card program from day one.

Formally Verified
Core Logic
PCI DSS Level 1
Partner Compliance
04

Superior User Experience

Offer instant card issuance, sub-second transaction authorization, and real-time fiat/crypto balance visibility—matching the UX of traditional neo-banks.

< 1 sec
Auth Time
Instant
Card Issuance
05

Scalable Transaction Throughput

Architected for high volume. Our gateway handles thousands of transactions per second with 99.95% uptime SLA, supporting your growth from launch to global scale.

99.95%
Uptime SLA
1000+ TPS
Designed Capacity
06

Seamless Multi-Chain Support

Deploy once, support everywhere. Our gateway is chain-agnostic, enabling debit card spending from user wallets on Ethereum, Polygon, Arbitrum, and other EVM-compatible L2s.

EVM Native
Architecture
10+ Chains
Supported
Structured for predictable delivery and cost

Phased Development Tiers

Our modular approach to EVM debit card gateway development allows you to start with core functionality and scale with confidence. Each tier includes all features from the previous level.

Core CapabilitiesLaunch TierScale TierEnterprise Tier

EVM Smart Contract Suite (ERC-20, Card Manager)

On-Chain Authorization & Settlement Engine

Basic Card Issuance Dashboard

Integration with 1 Card Processor

Multi-Chain Support (Polygon, Arbitrum, Base)

Advanced Fraud & Risk Dashboard

Gas Optimization & Relayer Service

Custom Rewards & Loyalty Module

White-Label Mobile SDK

Smart Contract Audit & Certification

Basic Review

Full Audit + Report

Full Audit + Ongoing Monitoring

Deployment & Integration Support

Documentation

Hands-on Assistance

Dedicated Engineer

Support SLA & Response Time

Business Hours / 48h

16/5 / 24h

24/7 / 4h

Estimated Timeline

4-6 weeks

8-12 weeks

12+ weeks

Starting Project Cost

$25,000

$75,000

Custom Quote

how-we-deliver
PROVEN METHODOLOGY

Our Development & Integration Process

A structured, transparent approach to delivering a secure, compliant, and scalable EVM debit card gateway. We focus on rapid integration and measurable outcomes.

01

Discovery & Architecture Design

We conduct a technical deep-dive to define your specific requirements, from token support to compliance rules. We deliver a detailed system architecture and integration roadmap, ensuring alignment with your business goals from day one.

1-2 weeks
Project Kickoff
Detailed Roadmap
Deliverable
02

Smart Contract Development & Audit

Our engineers build custom, gas-optimized smart contracts for card issuance, transaction routing, and fee management. All code is developed with OpenZeppelin standards and undergoes a mandatory internal security review before deployment.

OpenZeppelin
Security Standard
Internal Audit
Mandatory Step
03

Gateway Core Integration

We integrate our battle-tested gateway middleware with your existing wallet infrastructure and payment processors. This includes implementing secure APIs for balance checks, transaction authorization, and real-time settlement on-chain.

REST & WebSocket
API Support
< 100ms
Auth Latency
05

Staging Deployment & Testing

Full deployment to a staging environment mirroring production. We execute comprehensive test suites including load testing, security penetration tests, and end-to-end user flow simulations to ensure reliability.

> 1000 TPS
Load Test Target
Pen Test
Security Validation
06

Production Launch & Monitoring

Managed go-live with 24/7 monitoring dashboards for transaction volume, success rates, and system health. We provide detailed documentation and ongoing support SLAs to ensure operational excellence post-launch.

99.9%
Uptime SLA
24/7 Dashboards
Live Monitoring
security
CORE SERVICE

Smart Contract Development

Secure, audited smart contract development for DeFi, NFTs, and enterprise applications.

We build production-ready Solidity and Rust smart contracts with a focus on security, gas efficiency, and upgradability. Our process includes formal verification and integration with OpenZeppelin libraries to mitigate risks.

  • Custom Logic: DeFi protocols (DEX/AMM, lending/borrowing), NFT collections (ERC-721A/1155), and enterprise utilities.
  • Full Audit Trail: Multi-stage review, automated testing with Hardhat/Foundry, and third-party audit coordination.
  • Deployment & Management: Mainnet deployment with verified source code, proxy patterns for upgrades, and ongoing monitoring.

Deliver a secure, audited MVP in as little as 4 weeks, backed by our team's experience deploying over 200+ contracts on Ethereum, Polygon, and Solana.

EVM Debit Card Gateway

Frequently Asked Questions

Common questions from CTOs and founders about developing a secure, compliant debit card gateway for EVM-based assets.

A production-ready MVP with core features (card issuance, top-up, spend, balance check) typically deploys in 4-6 weeks. Complex integrations with multiple card processors, advanced KYC/AML modules, or custom reward logic can extend this to 8-12 weeks. Our agile sprints deliver a testnet prototype within the first 2 weeks.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
EVM Debit Card Gateway Development | Chainscore Labs | ChainScore Guides