We architect and deploy production-grade smart contracts that form the immutable foundation of your application. Our development process integrates security from the first line of code, ensuring your business logic is both powerful and protected.
LABS
Services
Cosmos IBC-Enabled Bank Chain Development
We build custom, application-specific blockchains for banking services using Cosmos SDK. Our solutions feature native IBC integration for cross-chain interoperability, sub-second finality, and enterprise-grade security.
Chainscore © 2026
overview
CORE INFRASTRUCTURE
Smart Contract Development
Secure, audited smart contracts that power your Web3 product's core logic.
- End-to-End Development: From specification and
Solidity/Rustcoding to testing and mainnet deployment. - Security-First: Built with
OpenZeppelinlibraries and patterns, followed by third-party audits from firms like CertiK or Quantstamp. - Gas Optimization: Every contract is optimized for minimum execution cost, reducing user fees and improving scalability.
We deliver battle-tested contracts with a 99.9% uptime SLA, enabling you to launch features with confidence in weeks, not months.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE
Core Features of Your Custom Bank Chain
Your custom Cosmos-based bank chain is engineered for performance, security, and seamless interoperability. We deliver a production-ready foundation that accelerates your time-to-market.
03
High-Throughput Consensus
Optimized Tendermint Core BFT consensus delivering 5,000-10,000 TPS with sub-3 second finality. Engineered for settlement and payment workloads with predictable, low gas fees.
10,000
Peak TPS
< 3 sec
Block Finality
04
Multi-Asset Tokenization Engine
Native support for fungible (CW20) and non-fungible (CW721) tokens with advanced features: role-based permissions, scheduled vesting, and regulatory flags. Issue stablecoins, securities, and loyalty points on-chain.
CW20/CW721
Token Standards
Gas-Optimized
Minting
05
Enterprise Security & Governance
Private, permissioned validator sets with hardware security module (HSM) support. Granular, on-chain governance for parameter updates and upgrade proposals, controlled by your entity.
HSM-Ready
Validator Security
On-Chain
Governance
06
Managed Infrastructure & Monitoring
Full lifecycle management including node orchestration, 24/7 monitoring, automated backups, and disaster recovery. Includes a 99.9% uptime SLA and dedicated engineering support.
99.9%
Uptime SLA
24/7
Monitoring
benefits
TANGIBLE RESULTS
Business Outcomes for FinTechs and NeoBanks
Deploying a Cosmos IBC-enabled bank chain with Chainscore delivers measurable advantages, from unlocking new revenue streams to achieving regulatory compliance with technical precision.
01
New Revenue Streams
Launch cross-border payment corridors and tokenized asset products with native interoperability, enabling fee-based services across 50+ IBC-connected chains.
50+
Connected Chains
< 3 sec
Cross-Chain Finality
02
Regulatory Compliance by Design
Implement granular transaction controls, KYC/AML modules, and permissioned validator sets directly into the chain's logic, ensuring compliance is enforced at the protocol level.
Built-in
Compliance Logic
SOC 2
Infrastructure
03
Operational Cost Reduction
Eliminate intermediary settlement layers and manual reconciliation. Automated IBC transfers reduce operational overhead by consolidating liquidity management.
90%
Settlement Time
24/7
Automation
04
Faster Time-to-Market
Leverage our pre-audited, production-ready Cosmos SDK modules and deployment automation to launch a fully functional bank chain in weeks, not months.
< 8 weeks
To Production
Pre-Audited
Core Modules
05
Enhanced Security & Custody
Deploy with multi-signature governance, hardware security module (HSM) integration, and regular third-party audits (e.g., Oak Security) for institutional-grade asset protection.
HSM
Integration
Regular
Security Audits
Structured Roadmap for Your IBC Bank Chain
Phased Development Tiers and Deliverables
A clear breakdown of our modular service packages, from initial launch to enterprise-grade production. Each tier includes all deliverables from the previous level.
| Core Deliverables | Foundation | Production-Ready | Enterprise Scale |
|---|---|---|---|
IBC-Enabled Bank Module | |||
Custom Asset Issuance & Mint/Burn Logic | |||
Interchain Query (ICQ) & Packet Callbacks (ICA) | |||
Full Security Audit (by Halborn or Quantstamp) | |||
Mainnet Deployment & Genesis Coordination | |||
Dedicated RPC/API Endpoints & Load Balancer | |||
24/7 Monitoring, Alerting & On-Call Support | Email Only | Slack + PagerDuty | Dedicated SRE |
Guaranteed SLA for Critical Issue Response | N/A | < 12 Hours | < 1 Hour |
Ongoing Governance & Upgrade Management | Ad-hoc | Quarterly Reviews | Co-managed |
Estimated Timeline | 6-8 Weeks | 10-14 Weeks | 16+ Weeks |
Starting Investment | $75,000 | $200,000 | Custom Quote |
how-we-deliver
TRANSPARENT & PREDICTABLE
Our Development Process: From Design to Mainnet
A proven, end-to-end methodology for launching secure, scalable, and interoperable Cosmos-based bank chains. We de-risk your project with clear phases, defined deliverables, and expert execution.
01
1. Architecture & Design
We define your chain's economic model, governance structure, and IBC connectivity. Deliverables include a technical specification document and a detailed roadmap for your core banking modules (minting, staking, distribution).
2-3 weeks
Phase Duration
100%
Specification Complete
02
2. Core Module Development
Our team builds your custom Cosmos SDK modules (e.g., compliant token minting, KYC/AML hooks) and integrates essential IBC packet logic for cross-chain asset transfers and messaging.
4-6 weeks
Phase Duration
OpenZeppelin
Security Patterns
03
3. Security & Audit
Your code undergoes rigorous internal review followed by a formal audit from a leading Web3 security firm. We resolve all critical/high issues before proceeding to testnet.
3-4 weeks
Phase Duration
Formal Audit
Guaranteed
04
4. Testnet Deployment & Validation
We deploy your chain to a persistent testnet, execute comprehensive IBC relay tests with major Cosmos hubs, and validate all governance and staking mechanics with your team.
2-3 weeks
Phase Duration
Full IBC Suite
Test Coverage
05
5. Mainnet Launch & Genesis
We orchestrate the genesis event, bootstrap the validator set, and establish initial IBC connections. Includes 24/7 monitoring and support during the critical first epoch.
1-2 weeks
Phase Duration
Day 1
IBC Live
06
6. Ongoing Support & Upgrades
Post-launch, we provide managed infrastructure, governance proposal support, and seamless chain upgrade execution via Cosmos SDK's governance module.
Ongoing
Support
99.9%
Uptime SLA
Architectural Decision Analysis
Build a Cosmos Chain vs. Using a Shared Smart Contract Platform
A technical and operational comparison for FinTechs and Web3 startups deciding between sovereign blockchain development and deploying on a shared L1/L2.
| Key Factor | Build Your Own Cosmos Chain | Deploy on Shared Smart Contract Platform (e.g., EVM L2) |
|---|---|---|
Time to Production Launch | 8-16 weeks (with Chainscore) | 2-4 weeks |
Upfront Development Cost | $75K - $200K+ | $15K - $50K |
Sovereignty & Customization | Full control over chain logic, fees, and governance | Limited to smart contract logic; constrained by host chain |
Cross-Chain Interoperability | Native IBC connectivity to 100+ chains | Requires third-party bridges (security risk) |
Transaction Fee Model & Revenue | You set and collect 100% of fees | Fees paid to base layer; limited monetization |
Security Responsibility | Chain security & validator set management | Smart contract security only; inherits base layer security |
Performance & Throughput | Dedicated throughput; 10,000+ TPS achievable | Shared resources; subject to network congestion |
Long-Term Maintenance Burden | High (requires dedicated DevOps team) | Low (infrastructure managed by L1/L2) |
Ideal Use Case | High-volume payments, sovereign DeFi, dedicated ecosystem | Rapid prototyping, NFT projects, applications without custom economics |
Cosmos IBC-Enabled Bank Chain
Frequently Asked Questions
Get clear answers on development timelines, security, costs, and ongoing support for your custom Cosmos-based financial chain.
A standard deployment with core banking modules and IBC connectivity takes 4-6 weeks from kickoff to mainnet. This includes 2 weeks for design and specification, 2 weeks for core development and testing, and 1-2 weeks for security review and deployment orchestration. Complex features like multi-asset support or custom governance can extend the timeline, which we scope and agree upon upfront.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall