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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Zero-Knowledge Mobile Payment Gateway

A B2B SDK that enables mobile apps to process private transactions. We shield payment amounts and participant identities from public ledgers using ZK proofs, distinct from generic crypto payment apps.
Chainscore © 2026
overview
FOUNDATION

Custom Blockchain Development

Build secure, high-performance blockchain networks tailored to your specific business logic and compliance needs.

We architect and deploy custom Layer 1 and Layer 2 solutions from the ground up. Our team specializes in building permissioned networks for enterprises and high-throughput chains for DeFi protocols, ensuring optimal performance, security, and governance from day one.

  • Consensus & Protocol Design: Implement Proof-of-Stake, Proof-of-Authority, or custom consensus mechanisms.
  • Smart Contract Layer: Develop core protocol logic in Solidity, Rust (Solana), or Move (Aptos/Sui).
  • Node Infrastructure: Deploy and manage validator nodes with 99.9% uptime SLAs and enterprise-grade security.
  • Cross-Chain Bridges: Build secure, audited bridges for asset and data interoperability.

Deliver a production-ready mainnet in 8-12 weeks, complete with comprehensive documentation, node operator tooling, and a clear upgrade path.

key-features-cards
ENGINEERED FOR ENTERPRISE

Core Capabilities of Our ZK Payment SDK

Our SDK delivers production-ready, audited components that abstract away cryptographic complexity, enabling your team to focus on building your payment product.

01

Privacy-Preserving Transactions

Implement zero-knowledge proofs (ZK-SNARKs) to validate payments without exposing sender, receiver, or amount data on-chain. Enables regulatory-compliant privacy for financial applications.

Audited
By Halborn
zk-SNARKs
Proof System
02

Sub-Second Mobile UX

Optimized proof generation and verification for mobile devices. Achieve native app performance with transaction finality in under 500ms, eliminating Web3 friction.

< 500ms
Proof Finality
iOS/Android
Native Support
03

Multi-Chain Settlement Layer

Settle payments securely on Ethereum, Polygon, or Arbitrum. Our abstracted relayer infrastructure handles gas and chain selection, future-proofing your deployment.

EVM Chains
Supported
Gasless
User Experience
04

Compliance & Audit Trail

Built-in selective disclosure allows authorized parties (e.g., auditors, regulators) to view transaction details via secure keys, balancing privacy with necessary oversight.

GDPR Ready
Framework
Selective
Disclosure
06

Enterprise-Grade Security

All cryptographic primitives and smart contracts undergo formal verification and third-party audits. Includes 24/7 monitoring and incident response SLAs.

99.9%
Uptime SLA
Formal Verification
Critical Components
benefits
DELIVERABLES & GUARANTEES

Business Outcomes for Your Product

Our Zero-Knowledge Mobile Payment Gateway delivers measurable results, from accelerated time-to-market to provable security. Here’s what you can expect when you partner with Chainscore Labs.

01

Accelerated Time-to-Market

Deploy a fully functional, white-labeled ZK payment gateway in under 4 weeks. We provide the complete tech stack—smart contracts, mobile SDKs, and merchant dashboards—so you can launch faster.

< 4 weeks
To Production
Pre-audited
Core Contracts
02

Enterprise-Grade Security & Compliance

Built on battle-tested ZK circuits (Plonk, Groth16) with formal verification. Our architecture ensures privacy-by-design and is built to meet evolving regulatory standards for financial transactions.

Formally Verified
Core Logic
SOC 2 Type II
Infrastructure
03

Sub-Second Transaction Finality

Enable instant, feeless off-chain payments with on-chain settlement in < 1 second. Our optimized proof generation and batching ensure a seamless user experience rivaling traditional payment rails.

< 1 sec
User Finality
Zero Gas
For End Users
04

Scalable & Cost-Effective Infrastructure

Handle millions of daily transactions with predictable, low costs. Our system uses proof aggregation and efficient state management to keep operational expenses minimal as you scale.

> 1M TPS
Peak Capacity
$0.001
Avg. Cost/Tx
06

Proven Interoperability

Our gateway is chain-agnostic, supporting Ethereum, Polygon, Arbitrum, and other EVM-compatible networks. Future-proof your product with a single integration that works across ecosystems.

5+
Networks Supported
ERC-4337 Ready
Account Abstraction
Build vs. Buy Analysis

ZK Payment Gateway vs. Alternatives

A detailed comparison of building a zero-knowledge mobile payment gateway in-house versus partnering with Chainscore Labs.

FactorBuild In-HouseChainscore ZK Gateway

Time to Market

6-12 months

4-8 weeks

Initial Development Cost

$250K - $600K+

$50K - $150K

ZK-Circuit Expertise Required

High (Hire specialists)

Included (Our team)

Security Audit & Pen Testing

Additional $50K-$100K

Included in package

Supported Protocols

Custom (Your choice)

Ethereum, Polygon, zkSync, Starknet

Ongoing Maintenance & Updates

Your engineering team

Managed service with optional SLA

Transaction Finality

Variable (Your implementation)

< 2 seconds

Compliance & Regulatory Risk

Your responsibility

Co-developed framework

Total Cost of Ownership (Year 1)

$300K - $700K+

$75K - $200K

how-we-deliver
PROVEN METHODOLOGY

Our Development & Integration Process

A structured, security-first approach to deliver a production-ready ZK payment gateway in weeks, not months. We focus on rapid integration and enterprise-grade reliability.

01

Discovery & Architecture Design

We analyze your payment flows and design a custom ZK circuit architecture. This phase defines the cryptographic proofs, token standards (ERC-20, ERC-4337), and integration points for your mobile app.

1-2 weeks
Design Phase
Zero-Knowledge
Circuit Design
02

Circuit Development & Smart Contract Audit

Our team builds and optimizes the core ZK-SNARK/STARK circuits for private transactions. All supporting smart contracts (payment settlement, fee management) are developed in Solidity 0.8+ and undergo a formal security audit.

Audited
Smart Contracts
OpenZeppelin
Security Patterns
03

SDK & Mobile Integration

We deliver a lightweight, documented SDK (iOS/Android) for seamless integration. It handles proof generation, wallet connectivity (WalletConnect v2), and transaction signing, abstracting blockchain complexity from your developers.

< 1 MB
SDK Size
TypeScript/ Swift/ Kotlin
Languages
04

Staging Deployment & Testing

Full deployment to a testnet environment (Sepolia, Polygon Amoy) for rigorous integration testing. We simulate high-volume payment scenarios and validate end-to-end privacy guarantees before mainnet launch.

Testnet
Deployment
Load & Security
Testing Suite
05

Mainnet Launch & Monitoring

We manage the secure mainnet deployment on your chosen L1/L2 (Ethereum, Polygon, Arbitrum). Post-launch, we provide 24/7 monitoring dashboards for transaction success rates, proof generation latency, and system health.

Go-Live
Support
24/7
Health Monitoring
06

Ongoing Support & Scaling

Receive dedicated technical support and performance optimization. We help you scale the gateway, integrate new tokens, and adapt to protocol upgrades, ensuring long-term reliability and cost-efficiency.

99.9%
Uptime SLA
Dedicated
Technical Support
security-compliance
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3-native engineers.

We architect and deploy custom smart contracts that form the secure backbone of your protocol. Our development process is built on audited code patterns and gas optimization to ensure reliability and cost-efficiency from day one.

  • Full Lifecycle Development: From initial design and Solidity/Rust coding to deployment and post-launch monitoring.
  • Security-First Approach: Adherence to OpenZeppelin standards and integration of formal verification tools.
  • Protocol Specialization: Expertise in ERC-20, ERC-721, ERC-1155, staking systems, DAO governance, and custom DeFi logic.

We deliver battle-tested contracts that execute exactly as intended, mitigating the multi-million dollar risks of exploits and vulnerabilities.

Our engineers focus on measurable outcomes: reducing gas costs by 20-40%, achieving 99.9% uptime post-launch, and providing comprehensive audit readiness to accelerate your time-to-market.

ZK-Powered Payments

Frequently Asked Questions

Get clear, technical answers about our Zero-Knowledge Mobile Payment Gateway development and deployment process.

A production-ready gateway with core features (wallet integration, ZK proofs for privacy, fiat on/off-ramps) typically deploys in 6-10 weeks. This includes 2 weeks for architecture and design, 3-5 weeks for core development and smart contract auditing, and 1-2 weeks for integration and testing. Complex features like multi-chain support or custom compliance logic can extend the timeline, which we scope and agree upon upfront.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Zero-Knowledge Mobile Payment Gateway | Chainscore Labs | ChainScore Guides