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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Real-World Asset (RWA) Lending Platform Development

We build compliant, institutional-grade lending platforms that tokenize real-world assets like real estate, invoices, and bonds for use as on-chain collateral, integrating the necessary legal and regulatory frameworks.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3-native engineers.

We architect and deploy custom smart contracts for DeFi, NFTs, and enterprise applications. Our development process ensures security-first code with comprehensive audits, delivering contracts that are gas-optimized and ready for mainnet launch.

From token standards to complex DeFi logic, we build the foundational layer your application depends on.

  • Full Lifecycle Development: Strategy, architecture, Solidity/Rust development, testing, and deployment.
  • Security & Audits: Integration of OpenZeppelin libraries and preparation for third-party audits from firms like CertiK or Quantstamp.
  • Protocol Integration: Seamless connection with oracles (Chainlink), bridges, and major DeFi protocols.

Our engineers have deployed over 200+ contracts with a 100% mainnet security record. We deliver a production-ready MVP in 2-4 weeks, providing the technical foundation to scale with confidence.

key-features-cards
PRODUCTION-READY INFRASTRUCTURE

Core Platform Capabilities We Deliver

We architect and deploy the foundational components for secure, compliant, and scalable RWA lending. Each capability is built to enterprise standards, ensuring your platform can handle institutional volume from day one.

01

RWA Tokenization Engine

Secure, compliant tokenization of real-world assets (real estate, invoices, commodities) using ERC-3643, ERC-1400, or custom standards. Includes on-chain legal wrapper integration and granular permissioning for accredited investors.

ERC-3643/1400
Compliant Standards
ISO 27001
Security Framework
02

On-Chain Credit & Risk Scoring

Customizable risk assessment modules that integrate off-chain credit data (via Chainlink or API3 oracles) with on-chain repayment history. Enables dynamic loan-to-value (LTV) ratios and automated underwriting.

< 2 sec
Score Update
Multi-Source
Oracle Data
03

Institutional-Grade Custody Bridge

Secure, non-custodial bridge architecture connecting your platform to qualified custodians (Fireblocks, Copper) and traditional payment rails. Manages KYC/AML flagging and settlement finality.

SOC 2 Type II
Custodian Audit
99.9% SLA
Bridge Uptime
04

Automated Compliance & Reporting

Built-in modules for jurisdictional compliance (Reg D, Reg S, MiCA), transaction monitoring, and automated tax reporting (Form 1099). Generates audit trails for both on-chain and off-chain activity.

Real-time
Monitoring
Automated
Reporting
05

Liquidity Pool & DEX Integration

Deployment of isolated lending pools with customizable parameters (rates, fees, epochs). Seamless integration with major DEXs (Uniswap, Curve) for secondary market liquidity of RWA tokens.

Isolated Pools
Risk Design
Uniswap v3
DEX Integration
06

Platform Dashboard & Analytics

White-labeled admin and investor dashboards with real-time analytics on TVL, default rates, pool performance, and user activity. Provides full transparency for platform operators and asset originators.

Real-time
Data Feeds
White-label
Branding
benefits
DELIVERABLES

Business Outcomes for Your Platform

We architect and deliver production-ready RWA lending infrastructure, moving you from concept to capital deployment with measurable results.

01

Compliant Asset Tokenization Engine

Deploy a secure, audited framework for tokenizing real-world assets (real estate, invoices, commodities) with embedded KYC/AML checks and jurisdictional compliance logic.

ERC-3643/1400
Compliant Standards
CertiK Audited
Security
02

Capital-Efficient Lending Protocol

Launch a custom lending pool with dynamic risk models, automated collateral valuation oracles, and configurable loan-to-value (LTV) ratios for diverse asset classes.

< 2 sec
Loan Origination
0.1%
Protocol Fee Model
03

Institutional-Grade Risk & Reporting

Integrate real-time dashboards, automated delinquency tracking, and on-chain/off-chain reporting tools for lenders, borrowers, and regulatory oversight.

24/7
Portfolio Monitoring
SEC/GDPR
Reporting Ready
04

Scalable Liquidity Infrastructure

Connect to major DeFi liquidity pools (Aave, Compound forks) and secondary markets, enabling seamless capital inflow and asset tradability for your users.

6-8 weeks
Time-to-Market
99.9% SLA
Oracle Uptime
Structured Roadmap to Production

Phased Development & Integration Tiers

A modular approach to building and scaling your RWA lending platform, from MVP to full-scale enterprise deployment.

Core CapabilityFoundation TierGrowth TierEnterprise Tier

Smart Contract Suite (ERC-20, ERC-4626, ERC-1400)

On-Chain Asset Registry & Tokenization

Risk & Compliance Module (KYC/AML Oracles)

Basic

Advanced

Custom

Liquidity Pool & Automated Market Maker (AMM)

Multi-Chain Deployment (EVM L1/L2)

Single Chain

Up to 3 Chains

Unlimited

Oracle Integration (Price Feeds, Identity)

Chainlink

Chainlink + Custom

Full Suite

Frontend SDK & Admin Dashboard

Basic UI

White-label UI

Custom Enterprise UI

Security Audit & Penetration Testing

Initial Audit

Audit + Quarterly Reviews

Continuous Monitoring & Bug Bounty

Technical Support & SLA

Email (Business Hours)

Priority (12h Response)

24/7 Dedicated (4h Response)

Implementation Timeline

6-8 Weeks

10-14 Weeks

Custom (16+ Weeks)

Estimated Investment

$75K - $150K

$200K - $400K

Custom Quote

how-we-deliver
BUILT FOR PRODUCTION

Our Development & Compliance Methodology

We deliver secure, compliant RWA lending platforms by integrating institutional-grade engineering with proactive regulatory frameworks. Our methodology ensures your platform is market-ready, scalable, and investor-trusted from day one.

01

Regulatory-First Architecture

Design and build with compliance as a core feature, not an afterthought. We implement KYC/AML integrations, accredited investor verification, and jurisdiction-specific rule engines directly into the smart contract logic and front-end flows.

10+
KYC Providers Integrated
0
Regulatory Violations
02

Secure Smart Contract Development

Production-grade Solidity/Vyper contracts for tokenization (ERC-3643, ERC-1400), lending pools, and governance. All code follows OpenZeppelin standards and undergoes formal verification and multi-stage security audits before deployment.

3+
Audit Stages
100%
Test Coverage
03

Institutional-Grade Oracles & Data

Reliable, tamper-proof data feeds for real-world asset valuation, interest rates, and risk parameters. We integrate Chainlink, Pyth, and custom oracle solutions with fallback mechanisms to ensure loan health and accurate collateral pricing.

99.9%
Oracle Uptime
< 1 sec
Price Update
04

Automated Compliance & Reporting

Automated systems for transaction monitoring, tax reporting (FATF Travel Rule), and audit trails. Generate real-time reports for regulators and provide transparent, immutable records of all platform activity on-chain.

24/7
Monitoring
SEC, FINRA
Framework Ready
05

Scalable Backend & Integration

Robust off-chain infrastructure for user management, document handling, and payment rails. We build secure APIs, event listeners, and admin dashboards that seamlessly connect your blockchain layer to traditional banking and custody partners.

< 100ms
API Latency
99.95%
Uptime SLA
06

Continuous Security & Upgrades

Post-launch monitoring, incident response planning, and upgrade management for smart contracts and infrastructure. We provide ongoing maintenance, security patches, and strategy for implementing new features via transparent governance.

24h
Response SLA
Proactive
Threat Monitoring
Technical & Commercial Insights

RWA Lending Platform Development FAQ

Answers to the most common questions CTOs and founders ask when evaluating a partner for their Real-World Asset lending protocol.

Our proven 6-phase process delivers a production-ready MVP in 8-12 weeks. This includes: Discovery & Design (2 weeks) for architecture and tokenomics, Core Smart Contract Development (3-4 weeks) with daily standups, Frontend & API Integration (2-3 weeks), Security Audit & Testing (2 weeks), and Deployment & Go-Live (1 week). We provide a detailed project plan with milestones at kickoff.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team