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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Real-Time Gross Settlement Network Design

Architectural consulting and implementation of blockchain-based RTGS systems for instant, final settlement of high-value cross-border payments, replacing batch processing with continuous ledger updates.
Chainscore © 2026
overview
CORE INFRASTRUCTURE

Smart Contract Development

Secure, production-ready smart contracts built for high-value Web3 applications.

We architect and deploy custom smart contracts that form the secure, immutable backbone of your application. Our development process is built on Solana, EVM, and Move ecosystems using battle-tested patterns from OpenZeppelin and Anchor.

  • Security-First Development: Every line undergoes peer review, static analysis, and formal verification before deployment.
  • Gas Optimization: We write contracts that minimize transaction costs, achieving up to 40% gas savings on EVM chains.
  • Full Audit Trail: Deliverables include comprehensive documentation, test suites with >95% coverage, and integration support.

From DeFi primitives to enterprise-grade NFT platforms, we deliver contracts you can stake your business on. Launch your core logic with zero vulnerabilities in production.

key-features-cards
ENGINEERED FOR FINANCIAL GRADE SETTLEMENT

Core Architectural Capabilities

We design and deploy RTGS networks with the security, speed, and finality required for institutional finance. Our architecture is built on battle-tested principles, delivering measurable outcomes for payment processors, exchanges, and central banks.

01

Atomic Settlement with Finality

Eliminate counterparty risk with atomic DvP (Delivery vs. Payment) and PvP (Payment vs. Payment) settlement. Transactions are either fully completed or fully reverted, ensuring no partial failures in high-value transfers.

0
Counterparty Risk
Sub-second
Finality
02

High-Throughput Ledger Design

Architectures supporting 10,000+ TPS with predictable low latency. We implement parallel execution, optimized consensus (BFT variants), and sharding strategies to handle peak institutional volumes.

10,000+
Transactions/sec
< 100ms
P95 Latency
03

Regulatory & Compliance Layer

Built-in support for transaction monitoring, sanctions screening, and audit trails. Integrate with existing AML/KYC systems and provide granular permissioning for participant roles (settlement banks, regulators).

FATF Travel Rule
Compliance
Real-time
Monitoring
05

Disaster Recovery & High Availability

Active-active geographic redundancy with automated failover. Our designs guarantee 99.99% uptime SLAs with zero data loss recovery point objectives (RPO) for mission-critical settlement.

99.99%
Uptime SLA
RPO = 0
Data Loss
06

Central Bank Digital Currency (CBDC) Integration

Specialized architecture for wholesale CBDC settlement, including tiered access, programmable monetary policy levers, and privacy-preserving transaction models for interbank markets.

Wholesale & Retail
CBDC Models
Programmable
Policy Tools
benefits
DELIVERABLES

Business Outcomes for Financial Institutions

Our Real-Time Gross Settlement Network Design service delivers measurable results for banks, payment processors, and FinTechs. We focus on the technical architecture that drives business value.

01

Sub-Second Finality

Settlement finality in under 500ms, enabling real-time liquidity management and reducing counterparty risk for high-frequency transactions.

< 500ms
Finality Time
24/7
Settlement Window
02

Regulatory Compliance by Design

Architecture pre-configured for AML/KYC integration, transaction monitoring, and audit trails, ensuring compliance with frameworks like FATF Travel Rule and MiCA.

FATF
Compliance
ISO 27001
Security Standard
03

Operational Cost Reduction

Eliminate legacy correspondent banking layers and manual reconciliation. Achieve up to 80% reduction in cross-border settlement costs through automated, on-chain processes.

80%
Cost Reduction
Zero
Manual Errors
04

Interoperability & Future-Proofing

Design for seamless integration with existing core banking systems (SWIFT, ISO 20022) and future blockchain networks via IBC or cross-chain messaging protocols.

ISO 20022
Messaging
IBC
Protocol Support
05

Enhanced Liquidity Management

Programmable, 24/7 settlement windows and atomic swaps enable real-time liquidity pooling and optimization, freeing capital trapped in nostro/vostro accounts.

24/7
Access
Atomic
Swap Execution
06

Enterprise-Grade Security & SLAs

Network design with Byzantine Fault Tolerance (BFT) consensus, cryptographic key management, and guaranteed 99.95% uptime Service Level Agreements.

99.95%
Uptime SLA
BFT
Consensus
Architectural Comparison

Traditional RTGS vs. Chainscore Blockchain RTGS

A technical comparison of legacy settlement infrastructure versus our blockchain-native RTGS network design, highlighting key operational and economic differences.

Architectural ComponentTraditional RTGSChainscore Blockchain RTGS

Settlement Finality

End-of-day batch processing

Sub-2 second real-time finality

Operating Hours

Limited to banking hours (e.g., 9-5)

24/7/365 continuous operation

Infrastructure Cost

High (dedicated hardware, SWIFT fees)

Low (shared public/private ledger)

Interoperability

Complex, point-to-point integrations

Native via smart contract standards

Transaction Transparency

Opaque, bank-to-bank messaging

Transparent, auditable on-chain ledger

Settlement Risk

High (counterparty & credit risk)

Eliminated (atomic DvP/PvP settlement)

Developer Integration

Months, proprietary APIs

Weeks, open Web3 SDKs & APIs

Regulatory Reporting

Manual reconciliation

Programmatic, real-time compliance feeds

how-we-deliver
PROVEN FRAMEWORK

Our Implementation Methodology

A structured, four-phase approach to designing and deploying high-assurance RTGS networks, minimizing risk and accelerating your time-to-market.

01

Architecture & Consensus Design

We define the optimal network topology and consensus mechanism (e.g., BFT, Raft) for your specific settlement use case, ensuring deterministic finality and fault tolerance.

< 2 sec
Finality Target
99.99%
Fault Tolerance
02

Smart Contract & Ledger Development

Development of core settlement logic and asset ledgers using Solidity or Rust, implementing atomic swaps, netting algorithms, and regulatory compliance hooks.

OpenZeppelin
Security Base
Formal Verification
Audit Standard
03

Node Infrastructure & API Layer

Deployment of validator nodes with automated orchestration and a comprehensive REST/WebSocket API suite for seamless integration with existing banking systems.

99.9%
Uptime SLA
< 50ms
API Latency
04

Security Audit & Production Rollout

Final phase includes a comprehensive security audit by partners like Quantstamp or CertiK, followed by a phased production rollout with 24/7 monitoring.

Zero Critical
Audit Target
2-4 Weeks
Deployment Timeline
security-compliance
SECURE FOUNDATIONS

Smart Contract Development

Build and deploy production-ready smart contracts with enterprise-grade security and gas optimization.

We architect, develop, and audit custom Solidity and Rust smart contracts for DeFi, NFTs, and enterprise applications. Our focus is on security-first development using audited libraries like OpenZeppelin and rigorous testing frameworks to prevent exploits before deployment.

  • Gas-Optimized Code: Reduce transaction costs by up to 40% with our optimization patterns.
  • Comprehensive Audits: Internal review + integration with top third-party auditors like CertiK and Quantstamp.
  • Full Lifecycle Support: From initial design and Truffle/Hardhat development to mainnet deployment and upgrade management via Transparent Proxies.

Deploy battle-tested contracts with a 99.9% security audit pass rate and a clear path for future upgrades, minimizing technical debt.

RTGS Network Design

Frequently Asked Questions

Get clear answers on our process, timeline, security, and support for building your real-time gross settlement network.

Our process follows a structured 4-phase methodology: Discovery & Architecture (1-2 weeks) to define requirements and design the ledger model. Core Development (2-3 weeks) to build the settlement engine and smart contracts. Integration & Testing (1-2 weeks) for APIs, wallets, and security audits. Deployment & Go-Live (1 week). We provide a dedicated technical lead and weekly sprint reviews throughout.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team