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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Legacy SWIFT Integration Modernization

Replace or augment legacy SWIFT message flows with blockchain-based settlement and smart contract automation, while maintaining full backward compatibility for all network participants.
Chainscore © 2026
overview
SECURE, AUDITED CODE

Smart Contract Development

Custom smart contract development with enterprise-grade security and gas optimization.

We architect, develop, and deploy secure smart contracts that form the immutable backbone of your Web3 application. Our focus is on security-first development and gas-efficient execution to protect your assets and optimize user costs.

From concept to mainnet, we deliver battle-tested contracts you can trust.

Our process includes:

  • Formal Specification & Architecture: Design using industry standards like ERC-20, ERC-721, and custom logic.
  • Secure Development: Write in Solidity 0.8+ or Vyper using OpenZeppelin libraries and established patterns.
  • Rigorous Testing & Auditing: Comprehensive unit/integration tests, plus review by internal and third-party auditors.
  • Gas Optimization: Fine-tune contract logic to reduce deployment and transaction fees by up to 40%.

Deliverables you receive:

  • Production-ready, fully documented source code.
  • Audit reports and a public verification package for transparency.
  • Deployment scripts and post-launch monitoring setup.
  • Typical MVP delivery in 3-4 weeks.
key-features-cards
ENTERPRISE-GRADE INTEGRATION

Core Capabilities of Our SWIFT Modernization Platform

We replace legacy SWIFT messaging with a modern, API-driven infrastructure that delivers measurable improvements in speed, cost, and developer experience.

03

Bank-Agnostic Connectivity

Connect to multiple correspondent banks through a single, unified API layer. We manage the underlying SWIFTNet, SEPA, and local clearing protocols, simplifying your treasury operations and reducing vendor lock-in.

1 API
Unified Interface
Multiple
Bank Protocols
04

Automated Compliance & Screening

Embedded sanctions screening (OFAC, EU) and AML checks for every transaction using our proprietary rules engine. Maintain audit trails and generate compliance reports automatically to meet regulatory requirements.

99.99%
Screening Accuracy
Automated
Audit Trail
06

Enterprise SLAs & Monitoring

Guaranteed platform performance with 99.95% uptime SLA, 24/7 incident response, and real-time dashboards for transaction health, latency, and success rates. Enterprise-grade support included.

99.95%
Uptime SLA
24/7
Support
benefits
MEASURABLE RESULTS

Business Outcomes for Financial Institutions

Modernizing SWIFT integration with blockchain delivers concrete, quantifiable improvements to your core operations. We focus on outcomes that impact your bottom line and competitive edge.

01

Reduce Settlement Times from Days to Minutes

Replace multi-day correspondent banking delays with near-instant atomic settlement on-chain. Accelerate treasury operations and unlock capital efficiency.

< 5 minutes
Average Settlement
90%
Time Reduction
02

Cut Cross-Border Payment Costs by 70%+

Eliminate intermediary bank fees and FX markups. Our direct, programmatic SWIFT-to-blockchain routing slashes transaction costs for high-volume corridors.

70%+
Cost Reduction
24/7
Operation
03

Achieve End-to-End Transaction Visibility

Gain immutable, real-time tracking from SWIFT initiation to on-chain finality. Automate reconciliation and audit trails, eliminating manual SWIFT MT/MX message chasing.

100%
Audit Trail
Real-time
Status Updates
04

Deploy with Zero SWIFT Network Disruption

Our co-existing architecture integrates with your existing SWIFTNet infrastructure. No need to replace legacy systems—extend their capabilities securely.

ISO 20022
Compliance
Zero Downtime
Migration
05

Automate Compliance & Sanctions Screening

Embed programmable compliance logic (e.g., OFAC checks) directly into the payment flow using smart contracts. Reduce manual review workload and regulatory risk.

Automated
Screening
< 1 sec
Check Time
06

Unlock New Revenue with 24/7 Liquidity Pools

Transform idle nostro/vostro accounts into yield-generating on-chain liquidity pools. Enable instant FX and settlement for clients outside banking hours.

24/7
Liquidity Access
New Product
Revenue Stream
A Technical & Operational Comparison

Legacy SWIFT vs. Chainscore Modernized Workflow

Directly compare the technical debt and operational overhead of legacy SWIFT integration against a modern, API-driven blockchain solution.

Integration FactorLegacy SWIFTChainscore Modernized Workflow

Integration Timeline

6-12 months

4-8 weeks

Message Format

MT/MX (ISO 15022/20022)

REST API / Webhooks

Settlement Finality

1-5 business days

< 2 seconds

Operational Cost (Annual)

$200K+ in infrastructure & support

From $50K (predictable API pricing)

Developer Experience

Proprietary protocols, steep learning curve

Modern SDKs, comprehensive documentation

Transaction Transparency

Opaque, bank-mediated status

Real-time, on-chain tracking

Security Model

Centralized, perimeter-based

Decentralized, cryptographically verifiable

Uptime & Reliability

Subject to bank/corridor hours

24/7, 99.9% SLA

Compliance Overhead

Manual screening, high friction

Programmable rules, embedded KYC/AML

Scalability

Limited by correspondent banking network

Horizontally scalable with blockchain layer-2s

how-we-deliver
MINIMIZE RISK, MAXIMIZE VALUE

Our Phased Implementation Methodology

We de-risk your SWIFT modernization with a structured, outcome-driven approach. Each phase delivers tangible value and clear milestones, ensuring alignment with your business objectives and technical requirements.

01

Phase 1: Discovery & Architecture

We conduct a comprehensive audit of your existing SWIFT flows and define the target state architecture. This includes mapping message types (MT/MX), identifying integration points, and designing the smart contract logic for payment routing and compliance.

2-3 weeks
Duration
100%
Flow Mapping
02

Phase 2: Core Protocol Development

Our engineers build and deploy the foundational smart contracts for cross-border settlement. This includes the payment router, FX rate oracle integration, and compliance modules (AML/KYC) with on-chain attestations.

4-6 weeks
Development
OpenZeppelin
Security Standard
03

Phase 3: Gateway Integration

We develop and deploy the secure, bi-directional gateway that connects your legacy SWIFTNet infrastructure to the blockchain protocol. This includes ISO 20022 message translation, secure key management, and failover mechanisms.

3-4 weeks
Integration
99.95%
Gateway Uptime SLA
04

Phase 4: Pilot & Go-Live

We execute a controlled pilot with a subset of corridors and transaction types, validating end-to-end functionality and performance. Following successful validation, we manage the phased production rollout and provide comprehensive operational handover.

2-4 weeks
Pilot Duration
24/7
Launch Support
security-compliance
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy custom smart contracts on EVM-compatible chains (Ethereum, Polygon, Arbitrum) and Solana. Our contracts are built for high-throughput DeFi, NFTs, and enterprise applications, with a focus on gas optimization and upgradability patterns like EIP-2535 Diamonds.

We deliver a full audit-ready codebase in 2-4 weeks, complete with comprehensive documentation and test coverage exceeding 95%.

  • Security-First Development: Built with OpenZeppelin standards, formal verification tools, and internal review before your audit.
  • Key Deliverables: Custom ERC-20/721/1155, Automated Market Makers (AMMs), Staking/Vesting, Multi-Sig Wallets, and Governance modules.
  • Post-Deployment Support: Includes monitoring, incident response playbooks, and proactive upgrade management.
Legacy Integration

Frequently Asked Questions on SWIFT Modernization

Common technical and commercial questions from CTOs and engineering leads modernizing SWIFT-based payment systems with blockchain.

Standard deployments take 4-8 weeks from kickoff to production. This includes a 2-week discovery/design phase, 3-5 weeks of development and integration, and a final week for testing and deployment. Complex multi-bank or multi-currency projects may extend to 12 weeks. We provide a detailed Gantt chart during the proposal phase.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team