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Free 30-min Web3 Consultation
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Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

Bitcoin Payroll & Vendor Settlement Engine

A fully automated, compliant system for processing high-volume payroll and vendor payments in Bitcoin. We build engines with integrated tax withholding, Lightning Network for speed, and detailed audit trails for accounting teams.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by certified Solidity experts.

We architect and deploy high-assurance smart contracts for DeFi, NFTs, and enterprise protocols. Every contract undergoes rigorous security audits and formal verification to eliminate vulnerabilities before mainnet deployment.

Deliver a secure, audited MVP in as little as 2-3 weeks, with full documentation and deployment support.

  • Custom Logic: ERC-20, ERC-721, ERC-1155, and bespoke tokenomics.
  • Security First: Built with OpenZeppelin standards and tested against Common Weakness Enumeration (CWE).
  • Full Lifecycle: Development, auditing, deployment, and upgrade management via transparent proxy patterns.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE

Core Engine Capabilities

Our Bitcoin-native settlement engine is built for high-volume, mission-critical financial operations. We deliver the reliability, security, and automation required for enterprise payroll and vendor payments.

01

Multi-Signature Vault Architecture

Secure, non-custodial treasury management using 2-of-3 multisig wallets. Funds are controlled by your team, with Chainscore providing operational security and key management best practices.

SOC 2 Type II
Compliance
100% Non-Custodial
Fund Security
02

Automated Batch Processing

Process thousands of individual Bitcoin payments in a single, consolidated on-chain transaction. Dramatically reduces network fees and administrative overhead for mass payouts.

90%
Fee Reduction
< 1 Hour
Batch Finality
03

Real-Time Fiat-to-BTC Conversion

Integrated OTC desks and liquidity providers enable instant conversion of fiat treasury funds to Bitcoin at institutional rates, eliminating exchange risk for recipients.

0.1%
Avg. Spread
24/7
Settlement
04

Compliance & Reporting Suite

Automated generation of audit trails, transaction reports, and payroll registers compliant with global accounting standards (GAAP/IFRS) and regulatory frameworks.

Auto-Generated
Audit Trail
KYC/AML
Integrations
05

Programmable Payment Rules

Define complex payment logic with smart contract-like conditions: vesting schedules, milestone-based releases, and automated tax withholding calculations.

No-Code UI
Rule Builder
Solidity
Custom Logic
benefits
STRATEGIC ADVANTAGES

Business Outcomes: Beyond Just Payments

Our Bitcoin Payroll & Vendor Settlement Engine delivers more than just transactions. It's a strategic infrastructure layer that drives measurable business growth, operational efficiency, and competitive differentiation.

01

Global Talent Acquisition & Retention

Pay developers, contractors, and remote teams anywhere in the world in minutes, not days. Eliminate the friction of international wire transfers and currency conversion, making your company a top choice for global talent.

Key Deliverables:

  • Multi-currency payroll on-ramps/off-ramps
  • Automated compliance checks for 150+ countries
  • Self-service contractor portals
80%
Faster Payouts
150+
Countries Supported
02

Real-Time Treasury & Cash Flow Management

Convert a static treasury into a dynamic, yield-generating asset. Settle vendor invoices instantly from your Bitcoin holdings, reducing operational cash float and unlocking capital efficiency without selling your core assets.

Key Deliverables:

  • Programmatic invoice settlement via API
  • On-chain transaction reporting dashboard
  • Integration with accounting platforms (QuickBooks, Xero)
24/7
Settlement Window
90%
Reduced Cash Float
03

Enterprise-Grade Security & Compliance

Built for institutional use with security-first architecture. All smart contracts are audited, and we implement strict KYC/AML workflows, transaction monitoring, and role-based access controls to meet global regulatory standards.

Key Deliverables:

  • Audited smart contract suite (report available)
  • SOC 2 Type II compliant infrastructure
  • Customizable compliance rule engine
SOC 2
Compliant
0
Security Incidents
04

Operational Cost Reduction

Automate manual payment processes and eliminate intermediary banking fees. Our engine reduces administrative overhead for finance teams by automating reconciliation, reporting, and batch payment execution.

Key Deliverables:

  • Automated payment batch processing
  • Real-time ledger reconciliation
  • Audit trail for all transactions
70%
Lower Fees
50%
Less Admin Time
The Real Cost of In-House Development

Build vs. Buy: Why a Custom Engine Beats Manual Processes

A detailed comparison of the time, cost, and risk involved in building a Bitcoin payroll engine internally versus partnering with Chainscore for a custom, secure solution.

FactorManual / In-House BuildChainscore Custom Engine

Time to Market

6-12+ months

4-8 weeks

Initial Development Cost

$200K - $500K+

$50K - $150K

Security & Audit Overhead

High (unaudited, custom code)

Low (pre-audited patterns, formal verification)

Ongoing Maintenance Burden

Full-time dev team required

Managed service with optional SLA

Bitcoin Protocol Expertise

Must hire/acquire

Included (L2s, Taproot, Lightning)

Compliance & Reporting Features

Manual or basic

Automated, audit-ready logs

Scalability (Payees/Transactions)

Manual scaling required

Handles 10,000+ payouts/hour

Integration with Existing HR/ERP

Custom API development

Pre-built connectors & custom APIs

Total Cost of Ownership (Year 1)

$300K - $750K+

$75K - $200K

how-we-deliver
PREDICTABLE, TRANSPARENT, AND SECURE

Our Delivery Process: From Specification to Go-Live

We deliver your Bitcoin payroll and settlement engine through a structured, milestone-driven process designed for technical founders. Each phase has clear deliverables, ensuring transparency and aligning with your go-to-market timeline.

01

Phase 1: Discovery & Specification

We conduct a technical deep-dive to define your exact requirements for multi-signature wallets, on-chain payment logic, and compliance workflows. Deliverable: A detailed technical specification document.

1-2 weeks
Duration
100%
Requirements Locked
02

Phase 2: Architecture & Smart Contract Development

Our engineers architect the system and develop audited Bitcoin smart contracts (using Stacks, Rootstock, or Lightning) for secure, automated payroll and vendor settlement.

3-4 weeks
Development Sprint
2+ Audits
Security Reviews
03

Phase 3: Backend Integration & API Development

We build the backend service layer with REST/GraphQL APIs, integrating with your existing HR/finance systems and blockchain nodes for seamless operation.

2-3 weeks
Integration Timeline
99.9%
API Uptime SLA
04

Phase 4: Staging Deployment & Security Audit

Full deployment to a staging environment. We conduct penetration testing and a final security audit, providing a verifiable report before mainnet launch.

1 week
Testing Window
Zero Critical
Vulnerability Guarantee
05

Phase 5: Production Go-Live & Monitoring

We manage the mainnet deployment, configure real-time monitoring dashboards for transaction health, and provide 24/7 incident response for the first 30 days.

< 48 hours
Deployment Time
24/7
Launch Support
06

Phase 6: Documentation & Handover

Complete technical documentation, admin guides, and operational runbooks are delivered. We conduct knowledge transfer sessions with your engineering team.

Full Source
Code Ownership
2 Sessions
Guided Handover
Bitcoin Payroll & Vendor Settlement

Frequently Asked Questions

Get clear answers on how our enterprise-grade Bitcoin settlement engine works, from deployment to security.

Typical deployment is 2-4 weeks for a standard integration. This includes configuration, testing, and onboarding. Complex multi-entity or custom compliance workflows may extend to 6-8 weeks. We provide a detailed project plan within the first week of engagement.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
Bitcoin Payroll & Vendor Settlement Engine | Chainscore Labs | ChainScore Guides