Free 30-min Web3 Consultation
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Smart Contract Security Audits
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Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

AI-Controlled Lending/Borrowing Platform

We develop autonomous DeFi lending protocols where AI agents dynamically manage risk parameters, set interest rates, and execute liquidations based on real-time market data and on-chain credit signals.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, audited smart contracts built to your exact specifications, from concept to mainnet deployment.

We architect and deploy production-grade smart contracts that power your Web3 application. Our development process ensures security-first design, gas optimization, and full audit readiness from day one.

  • Custom Logic: Build on ERC-20, ERC-721, ERC-1155, or bespoke standards.
  • Security Patterns: Leverage battle-tested libraries like OpenZeppelin and implement formal verification.
  • Full Lifecycle: From initial spec and Hardhat/Foundry testing to mainnet deployment and upgrade management.

We deliver contracts you can trust, with a process designed for zero critical vulnerabilities at audit.

Our engineers specialize in Solidity 0.8+ and Vyper, delivering contracts optimized for low transaction costs and high throughput. Every project includes comprehensive unit and integration testing, plus documentation for your team and end-users.

key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE

Core Capabilities of Our AI-Governed Lending Platforms

We deliver production-ready, secure lending protocols that reduce risk and accelerate time-to-market. Each platform is built on audited smart contracts and integrated with real-time on-chain data.

benefits
DELIVERABLES & GUARANTEES

Business Outcomes for Your Protocol

We architect AI-driven lending platforms with measurable results, from enhanced capital efficiency to robust risk management. Here’s what you can expect from our development process.

01

Capital Efficiency Engine

Deploy intelligent collateral management and dynamic pricing models to maximize asset utilization and lender yields. Our systems integrate real-time on-chain and off-chain data for optimal liquidity provisioning.

40-70%
Higher LTV Ratios
< 2 sec
Oracle Update Latency
02

Automated Risk & Compliance Layer

Implement AI-driven credit scoring, real-time wallet monitoring, and automated liquidation engines. Built with formal verification and audited by leading security firms to protect user funds.

99.9%
Uptime SLA
Certified
OpenZeppelin
03

Scalable Protocol Architecture

Future-proof infrastructure designed for multi-chain deployment and high transaction throughput. We deliver modular smart contracts on EVM-compatible chains (Ethereum, Arbitrum, Polygon) with seamless upgrades.

4-6 weeks
Core Deployment
5000+ TPS
Testnet Capacity
04

Integrated Data & Analytics Dashboard

Gain full visibility with a custom admin dashboard for monitoring loan health, liquidity pools, risk exposure, and protocol revenue. Includes APIs for real-time data feeds and reporting.

Real-time
Risk Metrics
Custom
API Endpoints
Structured Roadmap for AI-Controlled Lending

Phased Development Tiers

Our modular development approach allows you to launch a secure MVP and scale with confidence. Each tier builds upon the previous, ensuring a clear path to a full-featured, institutional-grade platform.

Core ComponentLaunchpad MVPGrowth PlatformInstitutional Suite

AI Credit Scoring Engine

Basic Risk Model

Dynamic Multi-Model

Custom ML Pipeline

Liquidity Pool Smart Contracts

Single-Asset Pool

Multi-Asset Isolated Pools

Cross-Chain Liquidity Vaults

Automated Liquidations

Basic Keeper Integration

AI-Optimized Triggers

Real-time MEV-Resistant System

Oracle Integration

Single Price Feed (Chainlink)

Multi-Source Data Feeds

Custom Data Oracle Network

User Dashboard & Analytics

Basic Portfolio View

Advanced Risk Analytics

Institutional Reporting API

Security Audit

Automated Scan Report

Manual Code Review

Comprehensive Audit + Bug Bounty

Deployment Support

Testnet Deployment

Mainnet Launch Support

Multi-Chain Deployment

Post-Launch Monitoring

7-Day Basic Monitoring

30-Day Performance Review

24/7 SLA with 1-Hour Response

Estimated Timeline

4-6 Weeks

8-12 Weeks

16+ Weeks (Custom)

Starting Investment

$25,000

$75,000

Contact for Quote

how-we-deliver
BUILDING TRUST THROUGH TRANSPARENCY

Our Development Process

A proven, end-to-end framework for launching secure, scalable, and capital-efficient AI-driven lending platforms. We deliver predictable outcomes, not just code.

01

Architecture & Strategy

We design your platform's core architecture, defining the optimal mix of on-chain logic and off-chain AI/ML services. This includes protocol selection (e.g., Aave v3 fork, custom pool design), risk model integration points, and a scalable data pipeline for real-time analytics.

2-3 weeks
Design Phase
5+ Protocols
Architectural Review
02

Smart Contract Development

Secure, gas-optimized Solidity/Vyper development for core lending pools, liquidation engines, and governance. We implement battle-tested patterns from OpenZeppelin and conduct internal audits using Foundry and Slither before external review.

100% Coverage
Unit Test Target
OpenZeppelin
Security Foundation
03

AI/ML Model Integration

Development and secure integration of off-chain risk assessment, dynamic pricing, and predictive liquidation models. We build robust APIs (using FastAPI/GraphQL) to connect your smart contracts with machine learning inference services.

< 100ms
API Latency SLA
Oracles + APIs
Data Feeds
04

Security & Audits

Mandatory multi-layered security review. Includes automated analysis, internal peer review, and a formal audit by a top-tier firm like Spearbit or Code4rena. We provide a public audit report and a remediation plan.

2+ Audits
Standard Practice
Critical = 0
Post-Audit Goal
05

Testing & Simulation

Comprehensive testing suite including unit tests, integration tests, and economic simulations using agent-based modeling (e.g., with Gauntlet). We stress-test the platform under volatile market conditions to validate capital efficiency and liquidation safety.

10,000+ Scenarios
Simulation Runs
Mainnet Fork
Test Environment
06

Deployment & Monitoring

Managed deployment to mainnet or L2 (Arbitrum, Base) with secure key management. We set up real-time monitoring dashboards (Grafana), alerting for smart contract events, and performance tracking for AI model accuracy.

99.9% Uptime
Post-Launch SLA
24/7
Initial Monitoring
security
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built for scale and compliance.

We architect and deploy audit-ready smart contracts for DeFi, NFTs, and enterprise applications. Our development process ensures zero critical vulnerabilities before mainnet deployment.

  • Custom Logic: Tailored Solidity 0.8+ and Rust contracts for unique business rules.
  • Security First: Built with OpenZeppelin standards and formal verification patterns.
  • Full Lifecycle: Development, testing, deployment, and upgrade management via Transparent Proxy patterns.

Deliver a secure, gas-optimized MVP in under 3 weeks, backed by a 99.9% uptime SLA for live contracts.

AI-Controlled Lending

Frequently Asked Questions

Get clear answers on how we build secure, capital-efficient lending protocols powered by AI.

We deliver a production-ready MVP in 4-6 weeks for a standard AI lending protocol. This includes core smart contracts (lending pools, oracles, liquidation engine), a basic front-end interface, and integration with our AI risk assessment models. Complex features like cross-chain collateral or bespoke governance can extend the timeline, which we scope and estimate upfront.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team
AI-Controlled Lending Platform Development | Chainscore Labs | ChainScore Guides