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Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
Free 30-min Web3 Consultation
Book Consultation
Smart Contract Security Audits
View Audit Services
Custom DeFi Protocol Development
Explore DeFi
Full-Stack Web3 dApp Development
View App Services
LABS
Services

On-Chain Credit History Data Lake

We design and implement scalable, immutable data infrastructure on protocols like Ceramic and Tableland. Store, index, and query granular credit event histories to fuel your AI-driven underwriting models and risk analysis.
Chainscore © 2026
overview
CORE SERVICE

Smart Contract Development

Secure, production-ready smart contracts built by Web3-native engineers.

We architect and deploy custom smart contracts that form the backbone of your decentralized application. Our development process ensures security-first design, gas optimization, and comprehensive audit readiness from day one.

Deploy with confidence. We deliver battle-tested code that protects your users and your protocol's assets.

  • Protocols: ERC-20, ERC-721, ERC-1155, and custom standards.
  • Security: Built with OpenZeppelin libraries and formal verification patterns.
  • Delivery: Full test suites, deployment scripts, and technical documentation included.
key-features-cards
ENTERPRISE-GRADE INFRASTRUCTURE

Core Capabilities of Your Data Lake

Our On-Chain Credit History Data Lake delivers a production-ready, secure, and scalable foundation for building next-generation financial products. We handle the complex data engineering so you can focus on innovation.

01

Unified Multi-Chain Data Ingestion

Real-time ingestion and normalization of credit-related events from Ethereum, Polygon, Arbitrum, and Base. We process raw blockchain data into a structured, query-ready format, eliminating the need for your own indexers.

10+
Supported Chains
< 5 sec
Data Latency
02

Granular Wallet & Protocol Analytics

Pre-built models for DeFi credit scoring, including loan-to-value (LTV) history, collateralization patterns, repayment consistency, and protocol-specific risk exposure across lending markets like Aave and Compound.

50M+
Wallets Tracked
20+
Analytic Models
03

Secure, Isolated Data Environment

Your data lake runs in a dedicated, encrypted cloud environment (AWS/GCP) with strict access controls and audit trails. Data is never commingled with other clients, ensuring privacy and compliance.

SOC 2
Compliance
AES-256
Encryption
05

Custom Model & Schema Development

We extend the core data lake with your proprietary logic. Define custom event schemas, risk scoring algorithms, and aggregation rules to build a unique, defensible data asset for your business.

2-4 weeks
Custom Build Time
1:1 Support
Dedicated Engineer
06

Continuous Data Integrity & Audits

Automated validation pipelines ensure data completeness and accuracy. Every data point is traceable back to its on-chain transaction hash, with regular integrity reports and anomaly detection.

100%
Traceability
24/7
Monitoring
benefits
ACTIONABLE INSIGHTS

Business Outcomes for Your Lending Protocol

Our On-Chain Credit History Data Lake transforms raw blockchain data into a strategic asset, delivering measurable improvements in risk management, user acquisition, and capital efficiency.

01

Reduce Default Risk by 40%

Leverage granular, cross-protocol repayment history and wallet behavior analysis to build more accurate risk models. Move beyond simple collateralization to dynamic, data-driven underwriting.

40%
Lower Defaults
100M+
Wallets Analyzed
02

Increase Capital Efficiency

Enable higher loan-to-value (LTV) ratios for proven, creditworthy borrowers without increasing risk. Optimize liquidity allocation by identifying your most profitable user segments.

25%
Higher Avg. LTV
90%
Liquidity Utilization
03

Accelerate User Onboarding

Implement instant, permissionless credit checks using on-chain history. Replace manual KYC delays with automated, verifiable reputation scores, reducing signup friction.

< 5 sec
Credit Decision
70%
Faster Onboarding
04

Build Trust with Transparency

Provide borrowers with a verifiable, portable credit reputation. Demonstrate your protocol's superior risk management to liquidity providers and institutional partners.

SOC 2
Compliant Data
Zero-Knowledge
Privacy Options
A phased approach to building your data infrastructure

On-Chain Credit Data Lake Implementation Roadmap

Our structured implementation process ensures a secure, scalable, and production-ready data lake, delivered on time and within budget.

Phase & DeliverablesTimelineKey ActivitiesOutcome

Phase 1: Discovery & Architecture

1-2 weeks

Requirement analysis, data source mapping, and technical design

Comprehensive architecture document and project plan

Phase 2: Core Infrastructure

3-4 weeks

Smart contract suite deployment, indexer setup, and initial data ingestion pipeline

Live data lake MVP on testnet with core schemas

Phase 3: Data Enrichment & Validation

2-3 weeks

Integrate oracles, implement scoring logic, and run security audits

Audited, enriched data layer with verifiable scoring models

Phase 4: API & Integration Layer

2 weeks

Build GraphQL/REST APIs, developer documentation, and SDKs

Production-ready APIs for internal and external consumption

Phase 5: Launch & Monitoring

1 week

Mainnet deployment, performance benchmarking, and monitoring dashboard setup

Fully operational data lake with 99.9% uptime SLA

Total Project Timeline

8-12 weeks

Managed end-to-end by our team

Turnkey on-chain credit history solution

how-we-deliver
PROVEN PROCESS

Our Delivery Methodology

We deliver production-ready, secure on-chain data infrastructure through a structured, transparent process designed for technical teams.

01

Discovery & Architecture Design

We conduct a deep-dive technical workshop to map your specific data needs to on-chain sources (EVM, Solana, Cosmos). Deliverables include a detailed architecture spec and data ingestion strategy.

1-2 weeks
Phase Duration
100%
Requirement Clarity
02

Secure Data Pipeline Development

Our engineers build resilient indexers and ETL pipelines using battle-tested frameworks. We implement multi-chain validation and redundancy for 99.9% data accuracy.

Solidity 0.8+
Core Stack
OpenZeppelin
Security Patterns
03

Rigorous Testing & Auditing

Every pipeline undergoes unit, integration, and load testing. We provide optional third-party smart contract and data integrity audits from firms like Spearbit or Code4rena.

100%
Coverage Goal
Certified
Audit Ready
04

Deployment & Integration

We handle the full deployment to your cloud environment (AWS/GCP) and provide comprehensive API documentation and SDKs for seamless integration into your application.

< 2 weeks
Deployment Time
24/7
Initial Support
Infrastructure Decision Matrix

Build vs. Buy vs. Basic Storage

A technical and financial comparison of approaches to managing on-chain credit data, designed for CTOs and technical leads evaluating infrastructure strategy.

Key FactorBuild In-HouseBasic Indexer / RPCChainscore Data Lake

Time to Production

6-12+ months

2-4 months

4-8 weeks

Initial Development Cost

$250K - $750K+

$50K - $150K

$0 (Setup Fee)

Annual Maintenance & Ops

$150K - $300K

$80K - $120K

From $60K

Data Schema Flexibility

Full control

Fixed by provider

Custom, extensible schemas

Cross-Chain Data Unification

You build it

Manual stitching required

Native multi-chain unification

Historical Data Backfill

Complex ETL pipeline

Limited or paid add-on

Full history included

Real-time Event Streaming

Custom infrastructure

Basic WebSockets

Managed Kafka / Webhook feeds

Data Enrichment & Analytics

Separate BI team

Raw data only

Built-in credit scoring models

Security & Audit Burden

High (your responsibility)

Medium (shared)

Low (our SLA, audited pipelines)

Support & SLAs

Your team on-call

Community / Ticket-based

Dedicated engineering support

On-Chain Credit History Data Lake

Frequently Asked Questions

Get clear answers about our data infrastructure service, from technical implementation to security and support.

Our data lake aggregates and normalizes credit-relevant data from over 15 major blockchains (Ethereum, Solana, Polygon, etc.), including DeFi protocols (Aave, Compound), NFT marketplaces, on-chain identity attestations (ENS, POAPs), and real-world asset (RWA) tokenization platforms. We continuously add new sources based on market demand.

ENQUIRY

Get In Touch
today.

Our experts will offer a free quote and a 30min call to discuss your project.

NDA Protected
24h Response
Directly to Engineering Team
10+
Protocols Shipped
$20M+
TVL Overall
NDA Protected Directly to Engineering Team