We architect and implement bespoke blockchain infrastructure from the ground up. Our team delivers production-ready mainnets, sidechains, and rollups with custom consensus, tokenomics, and governance models. > Deploy a purpose-built chain in 8-12 weeks, not quarters.
LABS
Services
Compliance-Focused AML Credit Analysis
Integrate AI-driven Anti-Money Laundering (AML) and transaction pattern analysis into your credit scoring models. Ensure regulatory compliance for institutional DeFi and Real-World Asset (RWA) lending platforms.
Chainscore © 2026
overview
PROTOCOL ENGINEERING
Custom Blockchain Development
Build secure, high-performance blockchain protocols and layer-2 solutions tailored to your specific use case.
Core Deliverables:
- Custom Layer-1/Layer-2 Development using
Substrate,Cosmos SDK, orOP Stack. - Consensus & Validator Design for Proof-of-Stake, Proof-of-Authority, or hybrid models.
- Full-Node & Explorer Development with real-time indexing and analytics.
- Comprehensive Documentation & Dev Tools including SDKs and API libraries.
Technical Rigor: Every protocol undergoes formal verification of core logic and multiple security audits. We implement gas optimization and horizontal scaling patterns to ensure sub-2-second block times and support for 10,000+ TPS.
key-features-cards
ENTERPRISE-GRADE COMPLIANCE
Core Capabilities of Our AML Credit Analysis Engine
Our engine integrates on-chain and off-chain data to deliver actionable, risk-weighted credit scores for DeFi lending, ensuring regulatory compliance and capital efficiency.
06
Enterprise-Grade Security & Audits
Built with bank-level security standards. Our infrastructure and algorithms are regularly audited by third-party security firms to ensure data integrity and system resilience.
benefits
MEASURABLE RESULTS
Business Outcomes for Your Lending Platform
Our compliance-focused AML credit analysis delivers concrete advantages that directly impact your platform's growth, security, and operational efficiency.
01
Regulatory Confidence & Market Access
Deploy lending protocols with integrated, real-time AML/KYC checks that meet global standards (FATF, MiCA). Reduce legal exposure and confidently expand into regulated jurisdictions.
50+
Jurisdictions Supported
Real-time
Sanctions Screening
02
Sharper Risk Assessment & Lower Defaults
Move beyond basic wallet scoring. Our on-chain analysis evaluates transaction history, DeFi interactions, and asset composition to predict borrower reliability and reduce bad debt.
30-50%
Default Risk Reduction
Dynamic
Credit Scoring
03
Automated Compliance & Reduced Overhead
Replace manual review processes with automated, programmable compliance rules. Slash operational costs and accelerate loan origination without sacrificing security.
90%
Faster Approvals
70%
Lower Review Costs
04
Enhanced Capital Efficiency
Enable risk-based, dynamic loan-to-value (LTV) ratios and interest rates. Allocate capital more effectively by tailoring terms to the verified risk profile of each borrower.
20-40%
Capital Efficiency Gain
Dynamic
LTV Adjustments
05
Auditable Compliance Trail
Every decision is backed by immutable, on-chain evidence. Generate comprehensive reports for auditors and regulators, simplifying compliance reviews and examinations.
Immutable
Decision Log
Automated
Reporting
06
Future-Proof Protocol Design
Build with modular compliance modules that adapt to evolving regulations. Our architecture ensures your platform remains agile and compliant as legal frameworks mature.
Modular
Architecture
Upgradable
Rule Sets
Strategic Decision Analysis
Build vs. Buy: AML Credit Analysis
A clear comparison of the costs, risks, and time required to develop an in-house AML credit scoring system versus partnering with Chainscore Labs.
| Factor | Build In-House | Partner with Chainscore |
|---|---|---|
Time to Production | 6-12 months | 4-8 weeks |
Initial Development Cost | $250K - $500K+ | $50K - $150K |
Ongoing Maintenance (Annual) | $100K - $200K (2-3 FTE) | Optional SLA from $30K/year |
Model Accuracy & Coverage | Limited to public data; requires tuning | Pre-trained on 10M+ on-chain entities; 95%+ accuracy |
Regulatory Compliance Risk | High (self-audited, untested) | Low (models vetted by legal & audit partners) |
Integration Complexity | High (build data pipelines, APIs, dashboards) | Low (REST API & webhook integration in < 5 days) |
Feature Updates (Risk Signals) | Manual research & development | Automatic quarterly updates based on new threat patterns |
Support & Incident Response | Internal team only | 24/7 dedicated engineering support with 4h SLA |
how-we-deliver
PREDICTABLE, AUDITABLE, AND COMPLIANT
Our 4-Phase Delivery Methodology
A structured, transparent process designed to deliver robust, regulator-ready AML credit analysis systems with zero surprises. We focus on auditable outcomes and clear deliverables at every stage.
01
Phase 1: Discovery & Risk Framework Design
We conduct a deep-dive workshop to map your specific credit products, target jurisdictions, and counterparty risk profiles. The output is a formalized AML/KYC risk assessment framework and a detailed technical specification document, ensuring regulatory alignment from day one.
1-2 weeks
Typical Duration
100%
Specification Sign-off
02
Phase 2: Data Pipeline & On-Chain Analysis Engine
We build the core infrastructure: secure ingestion of wallet data, transaction history, and off-chain KYC signals. Our engine performs real-time risk scoring using proprietary heuristics and integrates with leading blockchain analytics providers like Chainalysis or TRM Labs.
Sub-Second
Score Latency
99.9%
Data Uptime SLA
03
Phase 3: Smart Contract Integration & Logic Deployment
We develop and audit the on-chain credit logic. This includes customizable risk parameters, automated compliance holds, and secure fund flow controls. All contracts are built with OpenZeppelin libraries and undergo our internal security review before deployment.
OpenZeppelin
Security Standard
Gas-Optimized
Contract Design
04
Phase 4: Audit Trail & Reporting Deployment
We implement the immutable audit trail, generating regulator-ready reports for every credit decision. The system provides a clear compliance narrative, linking on-chain activity to off-chain due diligence, and is ready for external compliance review.
Immutable
Audit Logs
Regulator-Ready
Report Format
Compliance-Focused AML Credit Analysis
Frequently Asked Questions
Get clear answers on how our AML-integrated credit analysis works, our security protocols, and what to expect when partnering with us.
We integrate on-chain transaction analysis with real-time AML screening. Unlike traditional models that rely on historical credit data, our system analyzes wallet activity, DeFi interactions, and cross-chain behavior while simultaneously screening addresses against global sanctions lists (OFAC, UN) and known illicit activity databases. This provides a real-time, holistic risk profile that flags both creditworthiness and compliance red flags before onboarding.
conclusion
FULL-STACK INFRASTRUCTURE
Custom Blockchain Development
End-to-end blockchain solutions from protocol design to production deployment.
We architect and build bespoke blockchain systems tailored to your specific use case. Our full-cycle development delivers production-ready networks with custom consensus mechanisms, privacy features, and interoperability bridges.
- Layer 1 & 2 Development: Build sovereign chains with
Substrate,Cosmos SDK, or custom EVM rollups. - Smart Contract Ecosystems: Design and deploy secure
Solidity/Rustcontracts for DeFi, NFTs, and DAOs. - Node Infrastructure: Deploy and manage high-availability validator nodes with 99.9% uptime SLAs.
- Integration & APIs: Seamlessly connect your chain to existing enterprise systems and frontends.
From a 2-week PoC to a mainnet launch, we provide the technical leadership and battle-tested code to bring your vision to chain.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall