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LABS
Glossary

Credential Graph

A Credential Graph is a network data structure representing the relationships and provenance between issuers, holders, verifiers, and multiple interconnected verifiable credentials in a decentralized identity ecosystem.
Chainscore © 2026
definition
DECENTRALIZED IDENTITY

What is a Credential Graph?

A Credential Graph is a verifiable, interconnected data structure that maps the relationships between decentralized identifiers (DIDs), their issued verifiable credentials (VCs), and the attestations that bind them.

A Credential Graph is a verifiable, interconnected data structure that maps the relationships between decentralized identifiers (DIDs), their issued verifiable credentials (VCs), and the attestations that bind them. It functions as a machine-readable web of trust, where nodes represent entities (issuers, holders, verifiers) and edges represent the credentials or attestations between them. This graph-based model enables the discovery and validation of credential provenance, moving beyond isolated credentials to understand the full context and chain of trust behind any claim.

The core components of a credential graph include the issuer (the entity that creates and signs the credential), the holder (the subject who controls the credential), and the verifier (the party that requests and validates it). Each credential acts as a verifiable edge in the graph, cryptographically linking these entities. Advanced graphs also incorporate revocation registries, credential schemas, and presentation definitions, creating a rich, queryable ecosystem for trust data. This structure is fundamental to Self-Sovereign Identity (SSI) architectures.

In practice, a credential graph enables powerful use cases such as automated compliance checks, where a verifier can traverse the graph to confirm an issuer's accreditation, or reputation systems, where a history of positive attestations builds a trust score. For example, a university's credential graph might show that Alice holds a Diploma VC issued by University X, which itself holds an Accreditation VC from a recognized education board. A potential employer can cryptographically verify this entire chain, assessing the credential's strength based on the graph's interconnected trust anchors.

Technically, credential graphs are often implemented using graph databases or semantic web standards like RDF (Resource Description Framework) and JSON-LD, which natively support linked data. Protocols like Verifiable Credentials Data Model (W3C VC-DM) and Decentralized Identifiers (W3C DID) provide the foundational data models and cryptographic proofs. This allows graphs to be partitioned, shared selectively via verifiable presentations, and queried without a central authority, aligning with the decentralized principles of web3.

The evolution from simple credential wallets to interoperable credential graphs represents a shift towards context-aware digital identity. It addresses key limitations of siloed credentials by enabling selective disclosure of graph sub-paths, credential aggregation from multiple sources, and the computation of derived credentials (e.g., a 'trust score' derived from a subgraph of attestations). As the ecosystem matures, standardized graph query languages and cross-chain attestation protocols will further enhance the utility and scalability of decentralized trust networks.

how-it-works
DATA STRUCTURE

How a Credential Graph Works

A credential graph is a decentralized data structure that models the complex relationships between entities, their verifiable credentials, and the attestations that bind them, enabling trust and reputation to be computed across a network.

At its core, a credential graph is a directed graph where nodes represent entities (like users, organizations, or devices) and edges represent the verifiable credentials or attestations issued between them. This structure moves beyond simple, isolated credentials to model a web of trust. For example, a university (issuer node) can issue a degree credential (edge) to a graduate (subject node), who can then present that credential to an employer (verifier node) as proof of their qualification. The graph captures not just the credential's data, but its provenance and the chain of trust back to its root issuers.

The power of the credential graph emerges from graph traversal algorithms and reputation scoring. Systems can programmatically query the graph to answer complex questions about an entity's trustworthiness. This might involve calculating a transitive trust score by following paths through the graph, weighting connections based on the reputation of the issuers. For instance, a protocol could determine if a user is "qualified" by checking if they possess a credential, issued by a trusted authority, that meets specific criteria defined in a verifiable presentation request. This enables decentralized identity and reputation systems without a central arbiter.

In practice, building and maintaining a credential graph involves decentralized identifiers (DIDs) as persistent node addresses and verifiable data registries as tamper-proof backbones for the graph's edges. Projects like Ceramic Network and Veramo provide frameworks for composing such graphs. Use cases are extensive: from sybil-resistant governance in DAOs—where voting power is derived from a graph of unique-human credentials—to professional networks that visually map skill endorsements, and supply chains that trace product attestations from raw material to end consumer, creating an immutable audit trail of compliance and provenance.

key-features
ARCHITECTURE

Key Features of a Credential Graph

A Credential Graph is a decentralized data structure that maps relationships between on-chain identities, their attributes, and the attestations that prove them. Its core features enable verifiable, composable, and privacy-preserving identity systems.

01

Decentralized Attestations

The graph is built from verifiable credentials issued by trusted entities (issuers) to subjects (holders). These are cryptographically signed statements (e.g., "Alice holds a KYC badge") stored off-chain, with only their hashes or commitments anchored on-chain for verification. This separates data storage from verification logic.

02

Graph-Based Relationships

Instead of isolated credentials, entities and attestations are modeled as a directed graph.

  • Nodes represent identities (wallets, DIDs) and credential schemas.
  • Edges represent the issuance, holding, or verification of attestations. This structure allows for complex queries like "Find all wallets attested by Protocol X that also hold credential Y."
03

Selective Disclosure & ZK-Proofs

Holders can prove specific claims from their credentials without revealing the entire document using zero-knowledge proofs (ZKPs). For example, proving you are over 18 from a government ID without showing your birth date. This is a core mechanism for privacy-preserving verification within the graph.

04

Composability & Aggregation

Credentials from different issuers can be aggregated to form a compound identity or reputation score. A user might combine a proof-of-personhood credential, a DeFi credit score, and a guild membership to access a high-tier lending pool. The graph enables the discovery and logical linking of these disparate attestations.

05

On-Chain Verification & Revocation

Smart contracts can query the graph's state to verify credentials in real-time. Revocation registries (often on-chain) allow issuers to invalidate credentials without exposing private data. This creates a trust-minimized system where dApps can programmatically check the validity and status of any referenced attestation.

06

Schema Registry & Interoperability

A public schema registry defines the structure of credentials (data fields, types) ensuring different systems can interpret them. Standards like W3C Verifiable Credentials and DID-Core provide the foundation for cross-protocol interoperability, allowing a credential issued in one ecosystem to be used in another.

ecosystem-usage
CREDENTIAL GRAPH

Ecosystem Usage & Applications

A credential graph is a decentralized data structure that maps verifiable claims and attestations about entities (users, organizations, assets) to enable trust and permissioning without centralized authorities. Its applications span identity, finance, and governance.

02

Underwriting & Credit Scoring

In decentralized finance (DeFi), credential graphs enable on-chain creditworthiness assessment. Instead of traditional credit scores, protocols can underwrite loans based on a user's verifiable financial history graph, which may include:

  • Repayment history from previous DeFi loans.
  • Proof of income via attested salary streams.
  • Asset ownership and management history. This allows for permissioned but privacy-preserving lending, where users can prove creditworthiness without over-collateralization, unlocking undercollateralized loans.
03

Access Control & Gated Communities

Credential graphs enable fine-grained, dynamic access control for digital and physical spaces. Access rights are granted based on proven attributes, not just token ownership. Examples include:

  • Token-gated Discord servers or content that require proof of holding a specific NFT and completing a quest.
  • Corporate intranets where entry requires an attested employment credential from the company's DID.
  • Event ticketing where a ticket NFT is combined with a proof-of-personhood credential to prevent scalping. The graph evaluates the combination of credentials in real-time to grant or deny access.
05

Contributor & Work Verification

For decentralized autonomous organizations (DAOs) and open-source projects, credential graphs verify contributions and expertise. Contributors can accumulate attested proof of work, such as:

  • Code commits verified and attested by repository maintainers.
  • Governance participation records from Snapshot or on-chain voting.
  • Bounty or grant completion certificates. This graph allows DAOs to reward active members transparently, allocate permissions based on proven track records, and build a searchable ledger of talent and reputation within the ecosystem.
benefits
CREDENTIAL GRAPH

Benefits & Advantages

A credential graph is a decentralized data structure that maps relationships between entities (users, organizations, smart contracts) and their verifiable credentials, enabling trust and reputation to be programmatically assessed on-chain.

01

Portable, User-Owned Reputation

Users can build a persistent, self-sovereign identity across multiple dApps and protocols. Their verified credentials and reputation are stored in their wallet, not siloed within a single application. This enables reputation portability, allowing users to leverage their established trust score or credentials when interacting with new platforms, reducing the need to start from zero.

02

Composable Trust & Sybil Resistance

By analyzing the graph's connections and credential issuers, protocols can implement sophisticated sybil resistance mechanisms. This moves beyond simple token-gating to assess the quality and provenance of participation. For example, a governance system can weight votes based on a user's verified contributions or credentials from trusted entities, making coordinated attacks more costly and difficult.

03

Programmable Access & Incentives

Smart contracts can query the credential graph to make granular, logic-based access decisions. This enables:

  • Dynamic airdrops targeting users with specific credential histories.
  • Progressive decentralization by granting elevated permissions based on proven contributions.
  • Customized interest rates in lending protocols based on verified, on-chain repayment history.
04

Enhanced Data Integrity & Auditability

All credentials and their issuances are recorded on a public, immutable ledger, creating a transparent and auditable trail of trust. This eliminates reliance on opaque, off-chain databases. Analysts and auditors can verify the entire history of a credential, including when it was issued, by whom, and if it has been revoked, ensuring the data's cryptographic integrity.

05

Foundation for Complex Social & Economic Graphs

The credential graph serves as the foundational layer for building decentralized social graphs and on-chain reputation systems. It enables the discovery of relationships like mentorship, collaboration, and endorsement at scale. This data structure is essential for next-generation applications in decentralized social media, professional networks, and coordination mechanisms like retroactive public goods funding.

ARCHITECTURE COMPARISON

Credential Graph vs. Traditional Identity Data

A structural and functional comparison between decentralized credential graphs and centralized or federated identity data models.

Feature / AttributeCredential GraphTraditional Identity Data

Data Architecture

Decentralized graph of linked, verifiable claims

Centralized or federated siloed databases

User Control & Portability

Interoperability Standard

W3C Verifiable Credentials

Proprietary or SAML/OIDC

Cryptographic Verifiability

All claims are digitally signed and tamper-evident

Relies on issuer reputation and TLS/SSL

Data Minimization & Selective Disclosure

Revocation Mechanism

Decentralized (e.g., Status Lists, Revocation Registries)

Centralized CRL or OCSP checks

Primary Trust Model

Cryptographic trust (Web of Trust / DIDs)

Institutional trust (Certificate Authorities, Federations)

Query Complexity for Relationships

Graph traversal (e.g., SPARQL, GraphQL)

Simple database lookups or API calls

CREDENTIAL GRAPH

Technical Implementation Details

The Credential Graph is a core data structure in decentralized identity and reputation systems, representing the network of attestations between entities. This section details its technical architecture, data models, and query mechanisms.

A Credential Graph is a directed graph data structure that models the issuance and verification of verifiable credentials (VCs) as a network of relationships between issuers, subjects (holders), and verifiers. It works by representing each entity as a node and each credential issuance or verification event as an edge, creating a tamper-evident, cryptographically signed record of trust attestations. The graph's topology allows for complex queries about reputation, trust propagation, and credential validity across the network. Core operations include graph traversal to verify credential chains and graph analysis to compute aggregate trust scores or detect Sybil attacks.

CREDENTIAL GRAPH

Frequently Asked Questions

A Credential Graph is a decentralized data structure that maps the relationships and attestations between digital identities, credentials, and issuers. It enables verifiable, trust-minimized interactions without centralized authorities.

A Credential Graph is a decentralized, graph-based data structure that models the relationships between entities, the verifiable credentials they hold, and the issuers who attest to those credentials. It works by representing entities (like users or organizations) as nodes, and the credentials or attestations between them as edges. This creates a web of trust where the validity of a claim can be programmatically verified by traversing the graph to check issuer authority and credential status, without relying on a central database. The graph is typically built on decentralized identifiers (DIDs) and adheres to standards like the W3C Verifiable Credentials data model.

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What is a Credential Graph? | Decentralized Identity Data Structure | ChainScore Glossary