Automated Beneficial Ownership Registry

Automate the collection and submission of Beneficial Ownership Information (BOI) to regulators like FinCEN. This replaces costly, repetitive manual processes.

• Example: A multinational bank spends ~$2.5M annually on manual BOI reviews. An automated, shared registry could reduce this cost by over 70%.
• ROI Driver: Direct reduction in compliance labor, data entry errors, and reconciliation overhead.

Provide real-time verification of corporate ownership during client onboarding (KYC) and ongoing due diligence. A cryptographically sealed record eliminates the need for repeated document requests.

• Real-World Impact: A supply finance platform can instantly verify the ultimate owners of a vendor, accelerating credit decisions from weeks to minutes.
• Business Value: Faster onboarding, reduced fraud risk, and improved customer experience.

A verified ownership registry unlocks innovative services. Financial institutions can offer dynamic risk-based pricing and new lending products based on transparent corporate structures.

• Example: An insurer could price directors & officers (D&O) policies more accurately using real-time ownership data.
• Strategic Advantage: Move from a cost center (compliance) to a profit center by enabling data-driven financial innovation.

Accelerate mergers, acquisitions, and investments with immediately verifiable ownership graphs. Due diligence shifts from forensic document gathering to analyzing a permissioned, current record.

• Quantifiable Impact: Reduce the diligence phase of a mid-market acquisition by 30-50%, saving hundreds of thousands in legal and advisory fees.
• Key Feature: Smart contracts can automate notifications and consent for ownership transfers.

A flexible, blockchain-based registry adapts to evolving international rules (e.g., EU's AMLR). The system's architecture allows for modular compliance updates without rebuilding entire databases.

• Long-Term ROI: Avoids the multi-million dollar "rip-and-replace" cycles typical of legacy compliance software.
• Strategic Readiness: Positions the enterprise as a leader in regulatory technology (RegTech) and corporate governance.

Manual reporting for regulations like the U.S. Corporate Transparency Act (CTA) is prone to errors and delays, risking significant fines (up to $10,000 per violation and criminal penalties). An automated blockchain registry ensures filings are immutable, timestamped, and instantly verifiable, creating a perfect audit trail. This reduces legal overhead and protects against penalties.

• Real Example: A multinational bank reduced its beneficial ownership verification process from 3 weeks to 48 hours, cutting compliance team workload by 70%.

Know Your Customer (KYC) and client onboarding are major bottlenecks. A permissioned blockchain registry allows verified institutions to access pre-vetted ownership data with customer consent, eliminating repetitive paperwork.

• Key Benefit: New client onboarding time drops from weeks to hours.
• ROI Driver: Enables faster revenue realization and improves customer experience. Financial institutions can share the cost of maintaining this verified network, turning a compliance cost center into a shared utility.

Dividends, share transfers, and voting are complex and risky when ownership records are fragmented. A blockchain registry provides a real-time, authoritative cap table. Smart contracts can automate payouts and voting based on verified holdings.

• The Fix: Eliminates disputes over entitlement and reduces administrative fraud risk.
• Quantifiable Impact: A global asset manager automated dividend distributions, reducing processing costs by $2.5M annually and cutting settlement errors to zero.

Fragmented, opaque ownership stifles innovation. A transparent registry unlocks asset tokenization and new lending models. Lenders can confidently accept shares as collateral when they can instantly verify ownership and lien status on-chain.

• Business Value: Unlocks capital for shareholders and creates new fee-based services for banks.
• Example: Private companies can offer liquidity programs for employees by enabling verified, compliant secondary trades of tokenized equity.

Regulatory demands for transparency are increasing globally (e.g., EU's AMLD6, UK's PSC register). A blockchain-based system is inherently adaptable. Its cryptographic proofs and permissioned access meet diverse jurisdictional requirements from a single platform.

• Strategic Advantage: Avoids costly, piecemeal system upgrades every time a new rule is introduced.
• ROI: Transforms compliance from a reactive cost to a scalable, proactive capability.

In an era of ESG and ethical investing, proven governance is a competitive advantage. An immutable ownership ledger demonstrates a commitment to transparency, reducing perceived risk for investors, auditors, and joint venture partners.

• The Pain Point: Lengthy, expensive audits and due diligence erode deal momentum.
• The Blockchain Fix: Provide 24/7 cryptographic proof of your corporate structure, accelerating partnerships and potentially lowering your cost of capital.