Direct DeFi Access for Corporate Treasury

Replace near-zero interest from bank deposits with algorithmic yield strategies. Automatically deploy excess cash into low-risk, diversified protocols like stablecoin lending and Treasury bill tokenization. This turns a static balance sheet item into a predictable revenue stream.

• Example: A company parking $10M in overnight cash could generate an estimated $400k-$700k annually (4-7% APY) versus minimal bank returns.
• Key Benefit: Programmable rules ensure capital remains liquid and secure, with yields settled on-chain daily.

Eliminate intermediary fees for cross-border payments and treasury operations. Smart contracts automate and execute transactions like supplier payments or inter-company transfers at a fraction of traditional cost.

• Cost Comparison: A $1M international wire can cost $30-$50 and take days. A blockchain-based stablecoin transfer costs <$1 and settles in minutes.
• Process Impact: Streamlines reconciliation by creating an immutable, shared ledger between payer and payee, cutting back-office labor.

Gain exposure to institutional-grade, yield-bearing assets like Treasury bonds, private credit, or commercial real estate through blockchain tokens. This provides portfolio diversification and stable yield without direct asset management.

• Market Example: Platforms like Ondo Finance offer tokenized US Treasuries, providing yield backed by the US government.
• Implementation Path: Start with a small pilot (e.g., $1M) to validate the operational workflow, custody model, and returns before scaling.

Replace near-zero bank deposits with automated, risk-managed yield strategies. Corporate treasuries can programmatically allocate idle cash to stablecoin pools on protocols like Aave and Compound, generating returns while maintaining liquidity.

• Real Example: Siemens issued a €60 million digital bond, with treasury funds managed via DeFi protocols for enhanced yield.
• Key Benefit: Transforms a cost center (idle cash) into a revenue-generating asset with auditable, on-chain proof of returns.

Eliminate correspondent banking delays and high FX fees by using stablecoin bridges and decentralized exchanges (DEXs). Settle vendor payments or inter-company transfers in minutes for a fraction of traditional cost.

• Real Example: A multinational can use Circle's USDC and a DEX like Uniswap to convert and send funds to a subsidiary, bypassing multi-day SWIFT processes.
• ROI Driver: Reduces transaction costs by 60-80% and cuts settlement time from days to minutes, improving working capital efficiency.

Achieve real-time, immutable audit trails for all treasury activities. Every transaction, yield accrual, and fee is recorded on a public ledger, drastically reducing manual reconciliation and compliance overhead.

• The Blockchain Fix: Provides a single source of truth for internal auditors and regulators. Tools like Safe (formerly Gnosis Safe) enable multi-signature governance for secure fund management.
• Business Value: Slashes month-end close cycles and provides defensible proof of compliance for financial controls.

Mitigate smart contract and custody risks through regulated, permissioned platforms. Services like Maple Finance offer capital pools with KYC'd institutional borrowers, providing yield with enhanced due diligence and legal recourse.

• Protocol Landscape: Move beyond public, permissionless pools to curated environments designed for enterprise risk tolerance.
• Key Benefit: Enables participation in private credit and structured products with on-chain transparency and off-chain legal frameworks, bridging TradFi safety with DeFi efficiency.

Deploy a small portion of idle cash into institutional-grade DeFi protocols for automated yield. This bypasses traditional bank deposit rates, generating a new, low-touch revenue stream.

• Example: Allocating $1M to a stablecoin yield pool can generate ~5% APY, translating to ~$50k in annualized returns, versus <0.5% in a typical corporate bank account.
• Key Benefit: Programmable, transparent interest accrual with real-time visibility into performance.

Use stablecoins and blockchain rails to settle international vendor or subsidiary payments. This reduces costs, eliminates multi-day settlement delays, and provides an immutable audit trail.

• The Pain Point: Traditional SWIFT transfers incur high fees (2-5%) and take 3-5 business days.
• The Blockchain Fix: Settle in minutes for a fraction of the cost (<1%). Real Example: A pilot with a single high-frequency vendor can validate savings on FX and transfer fees, building the case for broader rollout.

Pilot the use of tokenized money market funds (MMFs) or short-term corporate bonds. These digital assets offer the safety of traditional instruments with the 24/7 liquidity and fractional ownership of blockchain.

• Business Value: Enables more dynamic cash management. Funds can be moved in/out of yield-bearing positions instantly, optimizing for both return and liquidity needs.
• Industry Move: Major asset managers like BlackRock and Franklin Templeton are launching tokenized funds, signaling institutional readiness.

A pilot program allows you to stress-test institutional custody solutions (e.g., Fireblocks, Copper) and decentralized smart contract audits in a controlled environment.

• The Goal: Prove operational security and risk controls before scaling. Use multi-party computation (MPC) wallets to eliminate single points of failure.
• Quantifiable Outcome: Establish a clear framework for risk management, satisfying internal security and compliance teams that blockchain operations can meet enterprise standards.