Cross-System Data Integrity for Banking & Custody

Manual reconciliation between ERP, CRM, and supply chain systems is a major cost center. A unified ledger automates this by providing a single, immutable record of all transactions. This reduces errors, cuts processing time by up to 80%, and frees finance teams for strategic work.

• Example: A global manufacturer reduced its month-end close from 15 days to 3 days by syncing procurement and logistics data on a shared ledger.

Proving compliance with regulations like SOX or GDPR requires extensive, verifiable audit trails. A unified ledger provides a tamper-proof chronological record of all data access and changes. This automates reporting, reduces audit preparation costs by 40-60%, and provides regulators with instant, verifiable proof.

• Example: A financial services firm uses a permissioned ledger to automatically generate immutable audit logs for all KYC/AML checks, slashing compliance overhead.

Lack of visibility into multi-tier supply chains creates risk and inefficiency. A unified ledger tracks asset provenance and custody from raw material to end customer. This enables real-time tracking, reduces counterfeiting, and provides data for ESG reporting.

• Example: Major retailers use blockchain to trace food products, reducing recall investigation time from weeks to seconds and improving brand trust.

Settlements between corporate entities or partners are slow and prone to disputes due to mismatched records. A unified ledger enables atomic transactions where payment and delivery are synchronized. This accelerates cash flow, eliminates costly disputes, and reduces settlement cycles from days to minutes.

• Example: A consortium of shipping companies uses a shared ledger for instant, automated invoice reconciliation and payment upon proof-of-delivery, cutting administrative costs by 30%.

AI models are only as good as their training data. A unified ledger provides a verified, high-integrity data pipeline, ensuring analytics and machine learning models operate on accurate, untampered historical records. This increases model reliability and the business value of data science investments.

• Example: An insurance company uses verified claims history from a ledger to train fraud detection algorithms, improving accuracy by over 25%.

Traditional point-to-point integrations between legacy systems are brittle and expensive to maintain. A unified ledger acts as a centralized integration layer, reducing the number of required connections from N² to N. This lowers ongoing IT maintenance costs, accelerates new partner onboarding, and increases system resilience.

• Example: A healthcare network reduced integration costs by 50% by using a ledger as a central hub for patient data exchange between hospitals, labs, and insurers.

Replace manual paperwork and siloed databases with a shared, tamper-proof ledger. Track components from origin to assembly in real-time, enabling automated compliance (e.g., conflict minerals, FDA 21 CFR Part 11) and instant recall management. Example: A global electronics manufacturer reduced parts verification time from 7 days to near-instant, cutting audit costs by 65%.

Digitize Letters of Credit and Bills of Lading on a shared ledger accessible to all parties: importer, exporter, banks, shippers, and customs. This solves the "documentary mismatch" problem, which delays 30% of all trade finance transactions. Real-world ROI:

• Reduce processing time from 5-10 days to under 24 hours.
• Cut operational costs by up to 50% by automating document checks.
• Increase transaction transparency, reducing fraud and financing costs.

The Pain Point: Manual tracking across suppliers, logistics, and customs creates blind spots, fraud risk, and costly compliance audits (e.g., EU Deforestation Regulation).

The Blockchain Fix: An immutable, shared ledger creates a digital twin for every physical asset. Each transfer or transformation is cryptographically recorded.

Real ROI:

• 70% reduction in invoice reconciliation time (Walmart Food Traceability Initiative).
• Automated compliance reporting for regulations like CSRD and CBAM.
• New premium product lines with verifiable ESG/sustainability claims.

The Pain Point: Cross-border payments and letters of credit involve multiple intermediaries, manual document checks, and can take 3-7 days to settle, tying up capital.

The Blockchain Fix: A permissioned ledger shared between trading partners and banks enables atomic settlement (payment vs. delivery) and automates document verification with smart contracts.

Real ROI:

• MAS' Project Ubin demonstrated multi-currency settlement in < 1 minute.
• Marco Polo Network reduced trade finance processing from 10 days to < 24 hours.
• Dramatic reduction in fraud and documentary discrepancies.

The Pain Point: Property transactions are bogged down by title searches, manual notarization, and opaque ownership histories, creating friction and limiting liquidity.

The Blockchain Fix: Digital twins (NFTs) represent property deeds or fractional shares. Smart contracts automate escrow, payments, and royalty distributions, creating a clear chain of custody.

Real ROI:

• Propy reduced closing times by digitizing and automating title transfers.
• Unlocks fractional ownership, expanding the investor base and improving asset liquidity.
• 99.9% reduction in title fraud risk with immutable provenance records.