Regulator-Ready Transparency

Transform compliance from a reactive cost center into a proactive asset. An immutable, shared ledger provides a single source of truth for all transactions, accessible to authorized regulators in near real-time.

• Automated Audit Trails: Eliminate months of manual reconciliation and forensic accounting. Every asset movement is timestamped and cryptographically sealed.
• Proactive Compliance: Shift from periodic audits to continuous monitoring. Regulators can verify compliance programmatically, reducing scrutiny and building trust.
• Real Example: In trade finance, platforms like we.trade (backed by major banks) use blockchain to automate KYC/AML checks and provide regulators with transparent access to transaction flows, cutting settlement times from weeks to hours.

Solve the multi-party data silo problem. Track goods from origin to consumer on a shared ledger, unlocking visibility and automating processes.

• End-to-End Traceability: Instantly trace contaminated food, verify ethical sourcing (e.g., conflict-free minerals), or authenticate luxury goods. Walmart reduced mango traceback time from 7 days to 2.2 seconds using IBM Food Trust.
• Automated Smart Contracts: Trigger payments automatically upon delivery confirmation (via IoT sensors), improving working capital. Maersk and TradeLens digitize bills of lading, reducing document processing costs by up to 15%.

Eliminate the trillion-dollar problem of inter-company reconciliation. A shared ledger means all parties see the same data simultaneously, rendering disputes obsolete.

• Single Source of Truth: For securities trading, DTCC's Project Ion settles equity trades on a blockchain, reducing fails and collateral costs.
• Real-Time Settlement: Move from T+2 to near-instant settlement (T+0), freeing up capital. J.P. Morgan's Onyx network processes over $1 billion daily in intraday repo transactions, a process previously manual and error-prone.

Bypass the costly, slow correspondent banking network. Use stablecoins or CBDC rails for instant, low-cost, transparent international settlements.

• Cost & Speed: Reduce transaction fees from ~6% (traditional remittance) to less than 1% and settle in seconds, 24/7. Visa's B2B Connect network uses blockchain concepts for cross-border payments.
• Treasury Management: Gain real-time visibility into global cash positions and automate FX hedging strategies through programmable money.

Replace manual, error-prone ESG reporting with an immutable chain of custody. Track carbon credits, conflict minerals, or sustainable sourcing from origin to end-user. This creates a single source of truth that satisfies auditors and builds consumer trust.

• Example: De Beers' Tracr platform tracks diamonds from mine to retail, ensuring authenticity and ethical sourcing.
• ROI Driver: Reduces audit preparation time by up to 70% and mitigates risk of multi-million dollar compliance fines.

Eliminate the monthly "close the books" scramble. Shared ledger technology enables real-time reconciliation between banks, custodians, and trading partners. Transactions are recorded once, visible to all permissioned parties, and immutable.

• Example: The Australian Securities Exchange (ASX) replaced its CHESS clearing system with blockchain to settle equity transactions in near real-time.
• ROI Driver: Cuts reconciliation costs by over 50% and reduces operational risk from manual errors and delays.

Comply with DSCSA and EU FMD regulations efficiently. Assign a unique, cryptographically-secure identifier to each drug package. Track its journey through the supply chain to combat counterfeits and enable precise, near-instantaneous recalls.

• Example: MediLedger Project creates a permissioned network for pharma manufacturers, wholesalers, and dispensers to verify prescription drugs.
• ROI Driver: Reduces counterfeit-related revenue loss and enables targeted recalls, saving an estimated 90% in logistics and destruction costs versus blanket recalls.

Transform a paper-intensive, fraud-prone process into a transparent digital system. Smart contracts can automate escrow, title transfer, and recording upon fulfillment of conditions, creating a permanent, publicly verifiable history of ownership.

• Example: Sweden's Lantmäteriet (land registry) has run extensive trials for blockchain-based property transactions, reducing processing time from months to days.
• ROI Driver: Dramatically reduces title insurance costs, eliminates notary fraud, and accelerates transaction cycles to unlock capital faster.

Solve the trillion-dollar trade finance gap by digitizing Letters of Credit and Bills of Lading. A shared ledger provides all parties—exporter, importer, banks, shippers, customs—with real-time visibility into document status and payment triggers.

• Example: Marco Polo Network, powered by R3 Corda, automates trade finance workflows, reducing document processing from 5-10 days to under 24 hours.
• ROI Driver: Unlocks working capital, reduces fraud, and cuts administrative costs by 30-50% for all participants in the trade ecosystem.

Navigate complex voluntary and compliance carbon markets with integrity. Tokenize carbon credits on a blockchain to ensure each ton of CO2 is unique, traceable, and retired to prevent double-counting. Automate reporting for Scope 3 emissions.

• Example: Climate Action Data Trust (CAD Trust) aggregates carbon credit registries onto an open-source ledger, providing a unified view for governments and corporations.
• ROI Driver: Provides audit-proof ESG reporting, enhances brand value, and creates a more liquid, trustworthy market for carbon assets.