High-Volume Transaction Integrity

Eliminate manual reconciliation, a major cost center in finance and supply chain. Smart contracts automatically match, validate, and settle transactions, reducing errors and freeing staff for higher-value work.

• Example: A global bank reduced its trade finance reconciliation time from 10 days to near-instant, cutting operational costs by 65%.
• ROI Driver: Direct reduction in FTEs dedicated to reconciliation and error correction.

Provide regulators with a tamper-proof, single source of truth. Every transaction is cryptographically sealed and timestamped, drastically reducing the cost and time of financial audits and compliance reporting.

• Example: A pharmaceutical company uses blockchain to track drug shipments, providing immutable proof of custody for FDA compliance, reducing audit preparation time by 80%.
• ROI Driver: Lower legal and audit fees, and avoidance of non-compliance penalties.

Cryptographic proof of ownership and provenance eliminates common fraud vectors like double-spending or counterfeit goods. Disputes are resolved by referring to the immutable ledger, not conflicting internal databases.

• Example: A luxury goods consortium reduced counterfeit-related revenue loss by an estimated $200M annually by tracking items on a shared ledger.
• ROI Driver: Direct recovery of lost revenue and reduction in fraud investigation costs.

Transform multi-party logistics with a shared, permissioned ledger. All participants see the same real-time data on shipment status, condition, and location, enabling just-in-time inventory and reducing capital tied up in safety stock.

• Example: A major retailer improved on-shelf availability by 15% and reduced inventory holding costs by 25% through blockchain-enabled supply chain transparency.
• ROI Driver: Reduced working capital requirements and increased sales from better stock management.

Bypass correspondent banking networks with direct, peer-to-peer settlement using stablecoins or tokenized assets. This reduces fees, eliminates multi-day float, and provides real-time FX transparency.

• Example: A multinational corporation cut its average cross-border payment cost from $45 to under $5 and settlement time from 3 days to minutes.
• ROI Driver: Direct fee savings, improved cash flow, and reduced currency risk.

Use smart contracts to automatically execute complex, multi-party royalty agreements based on verifiable usage data. This ensures creators are paid accurately and promptly, eliminating manual distribution and disputes.

• Example: A music streaming platform implemented blockchain royalties, reducing distribution processing time from months to days and ensuring 99.9% accurate payments.
• ROI Driver: Reduced administrative overhead and enhanced partner/creator trust and retention.

The traditional T+2 settlement cycle ties up capital and introduces significant counterparty risk. Blockchain-based tokenization of securities allows for atomic Delivery vs. Payment (DvP), settling in minutes or seconds.

• Real Example: The Australian Securities Exchange (ASX) replaced its legacy CHESS system with a blockchain solution to reduce clearing and settlement risk and operational costs.
• ROI Driver: Unlocks billions in trapped capital, reduces operational and capital requirements for brokers, and provides a tamper-proof record of ownership for regulators.

The healthcare claims process involves multiple uncoordinated parties (providers, payers, PBMs), leading to administrative waste estimated at $265 billion annually in the US alone. A permissioned blockchain creates a transparent, shared record of patient eligibility, provider contracts, and treatment events.

• ROI Driver: Dramatically reduces claim denial rates and reconciliation efforts, automating payments upon verification of pre-agreed smart contract terms. This cuts administrative costs by 15-25% and speeds up provider reimbursement.

Processing complex claims (e.g., cargo, flight delay, parametric insurance) requires manual verification from multiple sources, delaying payouts. Smart contracts can automatically trigger payouts when verified data oracles confirm a pre-defined event.

• Real Example: AXA's Fizzy used Ethereum smart contracts to offer automatic flight delay insurance, paying claims instantly without a claims form.
• ROI Driver: Reduces claims processing overhead by 30-50%, drastically improves customer satisfaction with instant payouts, and minimizes fraud through transparent, rules-based execution.