The core pain point is settlement latency. When a U.S. firm pays an EU supplier, funds can be trapped for 2-5 business days in a chain of correspondent banks. This isn't idle money; it's working capital that can't be deployed, creating a direct drag on ROI. For CFOs, this means higher liquidity buffers, increased borrowing costs, and constant exposure to counterparty risk during the settlement window. The system operates on a 9-to-5, Monday-through-Friday cadence in a market that trades 24/7.
LABS
Use Cases
24/7 Asset Availability: Unlocking Liquidity in Digital Asset Custody
Transform treasury operations by enabling instant, secure, and programmable settlement of digital assets 24/7/365, bypassing legacy batch processing and counterparty delays.
Chainscore © 2026
problem-statement
BLOCKCHAIN IN FINANCE
The Challenge: Trapped Capital in a 24/7 World
In a global, always-on economy, traditional financial infrastructure creates costly friction, locking up working capital and creating settlement risk.
The blockchain fix replaces this legacy correspondent banking model with a shared, immutable ledger. Assets like commercial paper or tokenized deposits move via programmable smart contracts that execute payment-versus-payment (PvP) or delivery-versus-payment (DvP) automatically. This shifts settlement from T+2 to near-instant (T+0 or T+minutes), collapsing the risk window. The result is capital efficiency: funds are freed for reinvestment or debt reduction immediately, directly improving the balance sheet.
Quantifying the ROI is straightforward. For a corporation moving $100M weekly, reducing float from 3 days to 1 hour can liberate over $15M in permanently available working capital. This eliminates short-term borrowing costs and generates opportunity returns. Furthermore, the automated, transparent audit trail slashes reconciliation costs and operational overhead. It's not just faster; it's a fundamentally more resilient and auditable financial rail, turning a cost center into a strategic asset.
key-benefits
THE 24/7 OPERATIONAL ADVANTAGE
Key Business Benefits
Traditional financial systems are bound by business hours and manual processes. Blockchain enables a new paradigm of continuous, automated value transfer and asset management.
02
Automated, Trustless Compliance & Audit Trails
Embed regulatory logic directly into smart contracts for automatic compliance (e.g., KYC/AML, trade sanctions). Every transaction creates an immutable, timestamped audit trail, slashing the cost and time of manual audits. Key benefits:
- Programmable compliance reduces manual review workloads.
- Immutable provenance simplifies regulatory reporting and dispute resolution.
- Real-time transparency for internal and external stakeholders.
04
Resilient Supply Chain & Inventory Finance
Create a single source of truth for multi-party supply chains. Track goods from origin to delivery with IoT sensors, triggering automatic payments via smart contracts upon verified delivery. This reduces fraud, optimizes working capital, and enables dynamic discounting 24/7. Real-world impact: Major retailers have piloted this to reduce invoice disputes by 80% and accelerate supplier payments.
05
Continuous Cross-Border Payments at Lower Cost
Bypass the correspondent banking network for direct, peer-to-peer value transfer. Settle cross-border payments in minutes instead of days, with fees often below 1%. This is a direct cost-saving line item for treasury operations. Quantifiable benefit: A multinational corporation reduced its annual cross-border payment costs by $15M by implementing a blockchain-based treasury solution.
06
The Infrastructure for Future Innovation
Deploying enterprise blockchain is not just a cost-saver; it's strategic infrastructure. It positions your organization to seamlessly integrate with decentralized finance (DeFi) protocols for automated treasury management, leverage verifiable credentials for customer onboarding, and participate in the emerging tokenized economy. This is an investment in future-proofing your operational stack.
24/7 AVAILABILITY ANALYSIS
ROI Breakdown: Legacy vs. Blockchain Custody
Quantifying the operational and financial impact of custody models on asset accessibility and management costs.
| Key Metric / Capability | Traditional Custodian (Bank/Trust) | Hybrid Smart Contract Custody | Pure DeFi Protocol |
|---|---|---|---|
Settlement Finality | T+2 Business Days | < 1 hour | < 1 minute |
Operational Hours | 9am-5pm, Market Days | 24/7/365 | 24/7/365 |
Manual Reconciliation Cost (Annual) | $250K - $1M+ | $50K - $150K | < $10K |
Audit Trail Provision | 2-4 Weeks (Custom Reports) | Real-Time, Immutable | Real-Time, Public |
Transaction Failure / Error Rate | 0.5% - 1% (Manual Entry) | < 0.1% (Programmatic) | < 0.01% (Protocol-Enforced) |
Capital Efficiency (Collateral Utilization) | Low (Segregated, Idle) | High (Programmable, Rehypothecation) | Very High (Algorithmic, Pooled) |
Disaster Recovery RTO (Recovery Time Objective) | 4-48 hours | < 1 hour | Near-Zero (Network Resilience) |
Counterparty Dependency Risk | High (Single Point of Failure) | Medium (Multi-Sig Governance) | Low (Trustless Code) |
real-world-examples
24/7 ASSET AVAILABILITY
Real-World Implementations
See how enterprises are leveraging blockchain's immutable, always-on ledger to eliminate operational downtime and unlock new revenue streams.
05
Immutable Audit & Compliance Logs
Creates a tamper-proof, chronological record of all transactions and data changes. This provides regulators and auditors with continuous, real-time access to verified records, simplifying compliance and reducing audit preparation costs. Real Example: Financial institutions use blockchain to log KYC/AML checks, creating a permanent, shareable audit trail that is always available for regulatory review.
100%
Data Integrity
30-50%
Lower Audit Cost
ENTERPRISE OBJECTIONS & FAQS
Addressing Adoption Challenges
Adopting blockchain for asset tokenization introduces new operational paradigms. We address the most common concerns from enterprise leaders around compliance, ROI, and implementation to provide a clear path to value.
Traditional financial markets operate on business hours, creating settlement delays and counterparty risk. Blockchain networks operate 24/7/365, enabling real-time settlement and transfer of tokenized assets. This is achieved through smart contracts that execute transactions automatically when predefined conditions are met, eliminating the need for manual intervention or waiting for a third-party institution. For example, a tokenized bond coupon payment can be programmed to distribute funds to all holders instantly on the due date, regardless of time zone or holiday. This operational resilience reduces capital lock-up, accelerates cash flow, and provides a significant competitive advantage in global markets.
pilot-program
LOW-RISK, HIGH-IMPACT ENTRY POINT
Recommended Pilot Program (Phase 1)
Start with a focused, non-mission-critical process to demonstrate tangible ROI, build internal competency, and de-risk broader enterprise adoption.
04
Asset Tokenization for Internal Liquidity
Digitize ownership of internal assets (e.g., equipment, IP, invoices) to create a private capital market. Key benefits:
- Unlock Capital: Monetize stranded assets and improve balance sheet efficiency.
- Fractional Ownership: Enable new funding models for capex projects.
- Automated Compliance: Programmable rules for investor eligibility and dividends.
- Pilot Scope: Start with a small portfolio of owned real estate or machinery to test the issuance and trading lifecycle.
$10B+
Projected Private Market Value by 2030
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Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall