Permissioned Data Sharing for Banking & Digital Asset Custody

Shared, tamper-proof ledgers create a single source of truth across partners, eliminating costly and error-prone manual reconciliation. This is critical in industries like supply chain and trade finance where multiple parties track the same asset.

• Real Example: Maersk and IBM's TradeLens reduced document processing time by 40% by giving all parties a synchronized view of shipping data.
• ROI Driver: Direct reduction in FTE hours spent on data matching and dispute resolution.

Transform static data lakes into dynamic revenue streams. Smart contracts enable precise, auditable data licensing—you can sell specific data points for a specific time to a specific partner, with automated billing.

• Use Case: A healthcare provider securely shares anonymized trial data with a research firm under a pre-defined, compliant contract.
• Business Value: Creates new recurring revenue models from existing data assets while maintaining strict governance and privacy.

Meet regulatory demands like GDPR or HIPAA with immutable proof. Every data access, sharing event, and consent change is recorded on-chain, creating a verifiable audit trail that reduces legal risk and audit preparation time from weeks to minutes.

• Key Benefit: Proactive compliance versus reactive, forensic audits.
• ROI Impact: Slashes legal and consulting fees associated with compliance verification and data breach investigations.

Dramatically reduce the time and cost to integrate new business partners. A standardized, blockchain-based data gateway replaces custom, point-to-point integrations and lengthy legal reviews for data sharing agreements.

• The Pain Point: Traditional onboarding can take 6-12 months in complex ecosystems (e.g., automotive, aerospace).
• The Fix: Pre-defined data schemas and programmable policies in smart contracts cut this to weeks, accelerating time-to-revenue for new partnerships.

Execute complex, cross-company processes—like multi-tier supply chain financing or insurance claims—with automated, conditional logic. Smart contracts trigger payments and data releases only when verified conditions from all parties are met.

• Real Example: Marco Polo Network uses this for trade finance, automating payment to a supplier once shipping milestones are digitally confirmed by the carrier and buyer.
• Result: Reduced fraud, faster settlement, and improved working capital efficiency.

Provide irrefutable proof of origin and custody for high-value data and assets. This is essential for regulatory reporting, ethical sourcing, and IP management. Each step in the data's lifecycle is cryptographically sealed.

• Industry Application: Diamond tracking (De Beers' Tracr), pharmaceutical supply chains, and carbon credit origination.
• Strategic Value: Enhances brand integrity, enables premium pricing for verifiable claims, and mitigates counterfeit risk.

Enable secure, patient-controlled sharing of medical records across hospitals, insurers, and labs without creating vulnerable central databases.

• Real Example: Estonia's KSI Blockchain secures over 1 million health records, allowing authorized providers instant access while giving patients a clear audit trail of who viewed their data.
• ROI Driver: Reduces redundant testing (saving billions annually), improves care coordination, and ensures compliance with HIPAA/GDPR through cryptographic proof of access consent.

Eliminate repetitive "Know Your Customer" checks by creating a reusable, verified digital identity. Financial institutions can share verification status on a permissioned network.

• Real Example: The Singapore-based KYC-Chain consortium allows banks to share verified customer data with consent, cutting onboarding costs from ~$50 per customer to under $10.
• ROI Driver: Slashes compliance costs, improves customer onboarding speed from weeks to minutes, and enhances fraud detection through shared, trusted alerts.

Digitize and automate property titles, liens, and transaction records to eliminate title fraud and streamline closings.

• Real Example: The Republic of Georgia has registered over 1.5 million land titles on a blockchain system, reducing property registration time from 3 days to a few minutes and virtually eliminating property disputes.
• ROI Driver: Removes title insurance overhead, reduces legal fees, and creates a transparent, fraud-resistant public record that boosts investor confidence.

Start with a contained, high-friction internal process. Automate the reconciliation of financial data between subsidiaries or departments using a permissioned ledger. This solves the 'single source of truth' problem.

• Real Example: A global manufacturer reduced its inter-company settlement time from 45 days to real-time, freeing up $20M in working capital.
• Key Benefit: Immediate cost savings from reduced manual labor and error correction. Provides a clear, non-disruptive proof-of-value.

Extend the ledger to your most trusted 1-2 partners for a specific workflow, like supply chain provenance or invoice financing. This demonstrates secure, multi-party data sharing without a central intermediary.

• Real Example: A food distributor and its top retailers used a shared ledger to trace contamination sources in < 2 seconds, vs. the industry standard of 7+ days.
• Key Benefit: Drives operational resilience and regulatory compliance (e.g., FDA FSMA 204). Quantifies the value of trust and speed.

Scale to a pre-competitive consortium of 5-10 industry peers. Focus on a universal pain point like KYC/AML credentialing or carbon credit tracking. A shared, permissioned network eliminates redundant checks.

• Real Example: A syndicated lending consortium cut client onboarding from 3 weeks to 3 days by sharing verified KYC data, saving an estimated $500 per client in compliance costs.
• Key Benefit: Transforms compliance from a cost center to a competitive efficiency. Establishes your firm as an industry leader.

Integrate the proven solution into core enterprise systems (ERP, CRM) and open it to your broader ecosystem. This creates a new data asset and potential revenue stream through verified data services.

• Real Example: An automotive OEM now provides immutable maintenance histories on a shared ledger, increasing used car resale value by ~5% and creating a new service for dealers.
• Key Benefit: Unlocks new revenue models and deepens customer loyalty through transparency. The platform becomes a strategic asset.

Build your business case with these concrete metrics. Focus on hard cost displacement and new revenue enablement.

• Cost Savings: Reduction in FTEs for manual reconciliation, lower error rates, decreased audit fees, reduced fraud losses.
• Revenue & Value: Faster time-to-revenue, premium pricing for provable quality, new data-as-a-service fees, improved capital efficiency.
• Risk Mitigation: Quantify the value of regulatory compliance, reduced counterparty risk, and enhanced brand trust.

Learn from early adopters. Success depends on business alignment, not just technology.

• Start with a Process, Not a Tech: Map the pain point first. The ledger is the solution, not the starting point.
• Governance is Key: Define clear rules for data ownership, access, and dispute resolution before code is written.
• Integrate, Don't Replace: Layer blockchain as a system of record atop existing systems (ERP, databases). Avoid 'rip and replace' projects.
• Measure Everything: Establish KPIs in Phase 1 (e.g., time saved, cost avoided) to track and communicate success.