Policy-Driven Workflow Control

Replace manual policy checks with self-executing smart contracts. Rules for approvals, spending limits, and regulatory requirements are encoded and enforced automatically. Every transaction creates an immutable, timestamped record, slashing audit preparation time by up to 70% and providing a single source of truth for regulators.

• Example: A pharmaceutical company automates temperature-controlled logistics payments, releasing funds only upon verified sensor data, ensuring compliance with FDA 21 CFR Part 11.

Link physical goods to financial transactions on a shared ledger. Smart contracts trigger payments automatically upon verification of key events like delivery or quality inspection. This reduces invoice disputes and shortens payment cycles from 60 days to near-instant, while providing end-to-end visibility.

• Example: An automotive manufacturer pays parts suppliers immediately upon IoT sensors confirming goods received at the factory dock, improving supplier relationships and working capital.

Orchestrate complex workflows involving multiple, distrusting parties without a central intermediary. Conditional logic in smart contracts manages escrow, releases funds, and distributes royalties based on pre-agreed, transparent milestones. This eliminates reconciliation efforts and contractual friction.

• Example: In construction, a smart contract holds project funds, releasing staged payments to the general contractor only after subcontractors and inspectors digitally confirm completion, protecting all parties.

Eliminate duplicate invoicing, phantom vendors, and unauthorized transactions through a shared, immutable ledger. Payment terms and approval hierarchies are hard-coded, making it impossible to bypass controls. This directly protects revenue and reduces losses from financial fraud.

• Example: A global insurer uses a blockchain network with healthcare providers to process claims. Smart contracts automatically validate policies and patient eligibility, preventing duplicate claims and saving millions annually in fraudulent payouts.

Enforce complex multi-party payment rules and regulatory caps directly in settlement logic. Transactions automatically comply with pre-defined approval hierarchies and exposure limits, creating a perfect, real-time audit trail.

• Real Example: A trade finance consortium cut reconciliation costs by 40% by automating Letter of Credit terms with on-chain policies.
• ROI Driver: Near-elimination of reconciliation effort, reduced operational risk, and accelerated settlement cycles.

Ensure trial data integrity and patient privacy with tamper-proof policy enforcement. Patient consent forms, data access permissions, and protocol adherence (e.g., drug dosage windows) are managed via smart contracts, visible to regulators.

• ROI Driver: Drastically reduces audit preparation time, mitigates risk of trial invalidation, and builds trust with regulatory bodies like the FDA.

Embed carbon footprint thresholds and sustainable sourcing mandates directly into procurement workflows. Smart contracts can automatically select vendors based on verified ESG scores or offset requirements.

• ROI Driver: Simplifies ESG reporting, ensures regulatory compliance (e.g., EU CSRD), and protects brand value by providing verifiable green claims.

Replace manual, error-prone compliance checks with immutable, programmatic rules. Every transaction and document change is cryptographically sealed, creating a tamper-proof audit trail.

• Example: A pharmaceutical company automates FDA 21 CFR Part 11 compliance for trial data, reducing audit preparation time by 70% and eliminating reconciliation errors.
• ROI Driver: Cuts audit costs, reduces compliance risk, and accelerates reporting.

Unlock working capital by using on-chain purchase orders and invoices as verifiable collateral. Smart contracts automatically trigger payments upon delivery confirmation, verified by IoT sensors.

• Example: An automotive manufacturer reduces payment cycles for tier-2 suppliers from 90 to 7 days, improving supplier relationships and securing better terms.
• ROI Driver: Optimizes cash flow, reduces financing costs, and de-risks the supply chain.

Establish a private, permissioned network with competitors or partners to share operational data (e.g., logistics, sustainability metrics) without exposing proprietary secrets. Access is governed by granular, auditable smart contracts.

• Example: Competing shipping lines form a consortium to share port congestion data, optimizing global routes and collectively reducing fuel consumption by 15%.
• ROI Driver: Creates new efficiency levers and revenue streams from shared data assets.

Eliminate repetitive KYC/AML checks for corporate clients. Issue verifiable credentials that partners can present to any participant in the network, with revocation controlled by policy.

• Example: A global bank reduces onboarding time for corporate clients from 6 weeks to 48 hours, while improving fraud detection.
• ROI Driver: Drives faster time-to-revenue and significantly lowers operational overhead in client services.

Encode complex licensing agreements into self-executing smart contracts. Royalties are calculated and disbursed automatically based on verifiable usage data, eliminating disputes and manual processing.

• Example: A media conglomerate automates royalty payments for digital content, reducing processing costs by 80% and ensuring artists are paid in near real-time.
• ROI Driver: Transforms a cost center into an automated process, improving partner trust.

A low-friction starting point. Use blockchain to timestamp, hash, and immutably record critical document sign-offs (e.g., engineering approvals, board resolutions, regulatory submissions).

• Example: A construction firm pilots this for change order approvals, cutting dispute resolution time by 90% by providing a single source of truth.
• ROI Driver: Delivers immediate legal defensibility and process clarity with minimal integration effort, building internal buy-in for broader rollout.