Manual Process Elimination in Corporate Governance

Eliminate manual invoice matching and purchase order reconciliation by using smart contracts to automate payments upon verified delivery. This reduces disputes, speeds up settlement from weeks to minutes, and cuts administrative overhead by up to 65%.

• Example: A global retailer uses blockchain to track shipments. Payment is auto-released when IoT sensors confirm goods arrived, slashing AP processing costs.

Replace manual log-keeping and spreadsheet tracking with an immutable, timestamped ledger. This provides regulators with a verifiable record of all transactions and data changes, drastically reducing the cost and time of compliance audits.

• Example: A pharmaceutical company tracks drug provenance, automatically generating compliance reports for the FDA, reducing audit preparation time by 80%.

Bypass the correspondent banking network and its manual SWIFT message reconciliation. Blockchain enables direct, peer-to-peer settlement in minutes instead of days, with full transparency on fees and FX rates.

• Example: A multinational corporation settles inter-company payments on a private ledger, reducing transaction costs by 40-70% and eliminating manual currency hedging processes.

Eliminate manual calculation and disbursement of royalties, licensing fees, or revenue shares. Self-executing smart contracts automatically distribute payments based on predefined, transparent rules embedded in the code.

• Example: A media company uses blockchain to track content usage and automatically pay artists, reducing royalty processing time from quarterly to real-time and cutting administrative costs by over 50%.

Replace paper certificates and manual title searches for physical assets (art, real estate, luxury goods) with digital twins on a blockchain. This automates verification of ownership and history, streamlining sales, financing, and insurance processes.

• Example: A fine art registry uses NFTs to represent ownership, eliminating manual provenance research and reducing transaction settlement from months to days.

Move from repetitive, firm-by-firm customer verification to a shared, reusable KYC ledger. Customers control their verified identity data, granting permissioned access to institutions, which slashes onboarding time and cost.

• Example: A consortium of banks shares a KYC blockchain, reducing per-customer onboarding cost from $50+ to under $5 and cutting time from 5 days to near-instant.

The Pain Point: Manual, siloed records cause delays, counterfeit goods, and costly recalls. Proving origin for compliance (e.g., EU Deforestation Regulation) is a manual audit nightmare.

The Blockchain Fix: An immutable, shared ledger tracks assets from source to shelf. Each transfer is cryptographically signed and timestamped.

• Real Example: Walmart uses IBM Food Trust to trace mangoes from farm to store in 2.2 seconds, down from 7 days.
• ROI Drivers: Near-elimination of manual reconciliation, reduced insurance costs, and premium pricing for verifiable sustainability.

The Pain Point: A single international shipment involves dozens of paper documents, manual checks by multiple banks, and takes 5-10 days. This creates fraud risk and working capital delays.

The Blockchain Fix: A shared digital ledger for all parties (exporter, importer, banks, shippers) automates document verification and payment triggers via smart contracts.

• Real Example: Marco Polo Network (TradeIX, R3) reduces processing time by over 80% and cuts operational costs significantly.
• ROI Drivers: Faster settlement improves cash flow, reduces fraud losses, and lowers administrative overhead.

The Pain Point: Legacy correspondent banking is slow (2-5 days), expensive (high fees, poor FX rates), and opaque. Liquidity is trapped in nostro/vostro accounts.

The Blockchain Fix: Tokenized fiat currencies enable direct peer-to-peer settlement on a shared ledger, 24/7.

• Real Example: JPMorgan's JPM Coin settles billions daily for institutional clients, finalizing transactions in seconds.
• ROI Drivers: Eliminates intermediary fees, reduces capital reserves required for settlement, and provides real-time transaction visibility.

The Pain Point: Illiquid assets like real estate, private equity, or fine art are difficult to fractionalize and trade. The process involves layers of intermediaries and manual paperwork.

The Blockchain Fix: Assets are represented as digital tokens on a blockchain, enabling fractional ownership, programmable compliance, and near-instant settlement on secondary markets.

• Real Example: Singapore's DBS Bank runs a digital exchange for tokenized bonds and private market assets.
• ROI Drivers: Unlocks trapped capital, creates new revenue streams from asset servicing, and dramatically reduces the cost and time of issuing and transferring ownership.

Manual tracking of goods across a multi-party supply chain is a major cost center, prone to delays and disputes. Blockchain creates an immutable audit trail from raw material to retail shelf.

• Real Example: Walmart uses blockchain to track leafy greens, reducing traceability time from 7 days to 2.2 seconds.
• ROI Driver: Eliminates manual paperwork, reduces fraud, and enables rapid, automated recall compliance.

Traditional trade finance relies on paper-based Letters of Credit (LCs), causing weeks of delays and high processing fees. Blockchain digitizes and automates this entire workflow.

• Real Example: The we.trade platform, backed by major European banks, automates LC issuance and payment upon smart contract fulfillment, cutting transaction times from 5-10 days to under 24 hours.
• ROI Driver: Reduces operational costs by up to 80%, minimizes fraud risk, and frees up capital faster.

Sending money across borders involves multiple intermediaries, manual compliance checks, and high fees. Blockchain enables direct peer-to-peer settlement on a shared ledger.

• Real Example: J.P. Morgan's JPM Coin facilitates instant, 24/7 settlement between institutional clients, eliminating the traditional multi-day clearing process.
• ROI Driver: Drives down transaction costs, reduces counterparty risk, and provides real-time liquidity management.

Manual claims adjudication is slow, expensive, and vulnerable to fraud. Blockchain, combined with IoT data and oracles, automates verification and payout.

• Real Example: AXA's Fizzy offers flight delay insurance with parametric smart contracts. If a verified flight delay occurs, the payout is triggered automatically, with no claim form required.
• ROI Driver: Cuts administrative overhead, dramatically improves customer experience, and reduces fraudulent claims.

Property transactions involve manual title searches, notary signings, and escrow processes that take 30-60 days. Blockchain digitizes titles as non-fungible tokens (NFTs) and automates escrow via smart contracts.

• Real Example: Propy facilitates international real estate deals where the property deed is tokenized on-chain, and funds are held in a smart contract escrow, releasing automatically upon conditions met.
• ROI Driver: Reduces closing costs by up to 50%, eliminates title fraud, and accelerates settlement from weeks to days.