We architect and deploy audit-ready smart contracts on EVM and Solana, turning your business logic into immutable, on-chain operations. Our development process ensures zero critical vulnerabilities before mainnet deployment.
LABS
Services
Private Insurance Smart Contract Design
We design and develop confidential insurance smart contracts that process sensitive claims and proprietary risk models on-chain, using zero-knowledge proofs to protect customer data and business logic.
Chainscore © 2026
overview
CORE SERVICE
Smart Contract Development
Secure, production-ready smart contracts built for scale and compliance.
- Custom Logic:
ERC-20,ERC-721,ERC-1155, and bespoke token standards. - DeFi Primitives: Automated market makers, liquidity pools, staking, and yield vaults.
- Security First: Built with OpenZeppelin libraries and formal verification patterns.
- Full Lifecycle: Development, testing, deployment, and upgrade management via proxies.
Deliver a secure, gas-optimized MVP in under 3 weeks, backed by a 99.9% uptime SLA for live contracts.
key-features-cards
ENGINEERED FOR INSURANCE
Core Technical Capabilities
We design and deploy secure, compliant, and capital-efficient smart contracts that form the operational backbone of your insurance product. Our focus is on delivering production-ready code that meets regulatory scrutiny and scales with your business.
03
Regulatory Compliance & Audit
Develop with embedded compliance hooks for KYC/AML and jurisdictional rules. Every contract undergoes rigorous internal review and is built for external audits by firms like CertiK or OpenZeppelin.
CertiK
Audit Ready
KYC/AML
Built-in Compliance
04
Gas-Optimized Policy Lifecycle
Engineer the full policy lifecycle—from quote and underwriting to renewal and claims—with gas costs reduced by up to 40% through efficient storage patterns and batch operations.
~40%
Gas Reduction
Full Lifecycle
Coverage
05
Reinsurance & Risk Transfer Modules
Implement smart contract facades and bridges to connect on-chain capital pools with traditional reinsurance markets, creating hybrid risk transfer models for enhanced scalability.
Hybrid Model
On/Off-Chain
Secure Bridge
Data Transfer
benefits
TANGIBLE RESULTS
Business Outcomes for Insurance Providers
Our private insurance smart contract designs deliver measurable improvements in operational efficiency, risk management, and customer experience, directly impacting your bottom line.
01
Automated Claims Processing
Smart contracts execute claims payouts automatically based on verified oracles, reducing processing time from weeks to minutes and eliminating manual adjudication overhead.
< 5 min
Average Payout Time
70%
Cost Reduction
02
Parametric Payout Triggers
Deploy contracts that trigger payouts based on objective, real-world data (e.g., flight delays, weather events) for transparent, fraud-resistant, and instant coverage.
100%
Transparent Triggers
Near-zero
Claims Fraud
03
Dynamic Premium Pricing
Implement on-chain logic for real-time risk assessment, allowing premiums to adjust automatically based on usage data, behavior, or market conditions.
Real-time
Risk Adjustment
Increased
Pricing Accuracy
04
Regulatory Compliance & Audit Trail
Every policy, premium, and payout is immutably recorded on a private ledger, providing a single source of truth for regulators and internal auditors.
Immutable
Audit Trail
90%
Faster Audits
05
Capital Efficiency & Reinsurance
Tokenize insurance pools and programmatically manage capital allocation and reinsurance treaties on-chain, optimizing reserve requirements and unlocking liquidity.
Improved
Capital Ratios
Automated
Treaty Execution
06
Enhanced Customer Trust & UX
Offer policyholders transparent, self-service portals to view their immutable policy terms and claim status, building trust and reducing support inquiries.
24/7
Policy Access
40%
Fewer Support Tickets
Tailored for Your Insurance Product Stage
Structured Development Packages
Compare our tiered service packages designed to deliver secure, production-ready private insurance smart contracts, from initial MVP to enterprise-grade deployment.
| Feature | Starter | Professional | Enterprise |
|---|---|---|---|
Custom Policy & Claim Logic | |||
Gas-Optimized Solidity Development | |||
Comprehensive Smart Contract Audit | 1 Round | 2 Rounds | 3 Rounds + Formal Verification |
Deployment & Configuration Support | Mainnet Only | Multi-Chain (2) | Multi-Chain (5+) |
Oracle Integration (e.g., Chainlink) | Price Feeds | Custom Data + VRF | Full Suite + Custom Adapters |
Ongoing Monitoring & Alerting | 30 Days | 6 Months | 24/7 with SLA |
Incident Response Time | Best Effort | < 12 Hours | < 1 Hour |
Technical Support & Maintenance | Priority Slack | Dedicated Engineer | |
Regulatory Compliance Review | Framework Assessment | Full Advisory & Documentation | |
Estimated Timeline | 4-6 Weeks | 8-12 Weeks | 12+ Weeks |
Starting Price | $25,000 | $75,000 | Custom Quote |
how-we-deliver
END-TO-END DELIVERY
Our Development & Integration Process
A structured, security-first methodology for designing, building, and integrating compliant private insurance smart contracts. We deliver production-ready code with clear documentation and seamless API integration.
01
Requirements & Architecture Design
We conduct deep-dive workshops to map your underwriting logic, policy lifecycle, and regulatory requirements into a secure, modular smart contract architecture. This phase defines data models, access controls, and integration points.
2-3 days
Workshop Duration
1 week
Architecture Spec
02
Smart Contract Development & Optimization
Our engineers write clean, auditable Solidity/Vyper code using OpenZeppelin libraries. We implement gas-efficient logic for policy issuance, premium calculation, claims processing, and automated payouts.
Solidity 0.8+
Language
OpenZeppelin
Security Base
03
Comprehensive Security Audits
Every contract undergoes rigorous internal review followed by a formal audit from a leading third-party firm like CertiK or Halborn. We remediate all critical/high issues before deployment.
2 Audits
Minimum
0 Critical
Post-Audit Status
04
Testnet Deployment & Simulation
We deploy to a testnet (Sepolia, Mumbai) and execute a full suite of integration tests. This simulates real-world scenarios, including oracle price feeds, multi-signature claims approval, and stress testing under high gas conditions.
100%
Branch Coverage
< 1 sec
Oracle Response
05
Mainnet Deployment & Verification
We manage the secure mainnet deployment on your chosen EVM chain (Ethereum, Polygon, Avalanche). Contracts are fully verified on Etherscan, and ownership is transferred to your multisig wallet.
1 day
Deployment Window
100%
Source Verified
Private Insurance Smart Contract Design
Frequently Asked Questions
Get clear answers on our process, security, and delivery for custom insurance protocol development.
Our process follows a structured 5-phase methodology: 1) Discovery & Scoping (1 week) to define risk models, payout logic, and governance. 2) Architecture Design (1-2 weeks) for on-chain vs. off-chain components and oracle integration. 3) Development & Testing (3-6 weeks) using Solidity 0.8+ with comprehensive unit and scenario testing. 4) Security Audit & Review (2 weeks) including internal review and optional third-party audit coordination. 5) Deployment & Handoff (1 week) with documentation and team training. We provide weekly sprint demos and maintain a shared backlog.
ENQUIRY
Get In Touch
today.
Our experts will offer a free quote and a 30min call to discuss your project.
NDA Protected
Confidentiality24h Response
Time to ValueDirectly to Engineering Team
No Sales Fluff10+
Protocols Shipped
$20M+
TVL Overall